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Agriculture Wholesale Business Seeking Loan in Payakumbuh, Indonesia

Indonesia-based agricultural export trader supplying areca nut and spices, seeks growth capital for expansion.

Established 1-5 year(s)
Employees 5 - 10
Legal Entity Sole Proprietorship/Sole Trader
Reported Sales USD 140 thousand
Run Rate Sales USD 120 thousand
EBITDA Margin 0 - 10 %
Industries Agriculture Wholesale + 1 more
Locations  Payakumbuh
Local Time 12:38 PM Asia / Pontianak
Listed By Business Owner / Director
Status Active
Overall Rating
Seeking Loan
USD 29.4 thousand for 8.0% annual interest, 2 years (Native Currency: IDR 500,000,000)
Reason: The funding will be used to strengthen operations, including logistics, storage, and quality control... View More
Collateral Available: USD 590
Includes physical assets worth USD 20.6 thousand
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Business Overview
- Export-focused trading business specializing in agricultural commodities including areca nut, gambier, and spices for international markets.
- Operates through a strong supplier network across Sumatra (Medan and Jambi), ensuring consistent access to large, scalable volumes.
- Handles shipment sizes ranging from 8 to 300 tons, supporting both small and bulk export orders.
- Core model is built on direct export trading with overseas buyers, primarily in India and South Asia, eliminating intermediaries and improving margins.
- Maintains flexible payment structures including Down Payment (DP), Telegraphic Transfer (TT), and Letters of Credit (LC) to manage risk and cash flow.
- Operates with a lean team of 5 employees managing sourcing, quality control, logistics, and export coordination.
- Infrastructure includes warehousing, sorting and grading facilities, and logistics systems aligned with export standards (Grade 75–95 quality).
- Established logistics ecosystem with access to major export ports and partnerships with freight forwarders and shipping agents.
- Run rate sales have slightly declined due to temporary fluctuations in order volumes and shipment timing in the export cycle.
- The business has a valid registration certificate.
Products & Services Overview
Bulk export of areca nut, gambier, and spices to international buyers, primarily importers and commodity traders in India and South Asia.
Assets Overview
Physical assets include an owner-held warehouse, along with sorting and grading facilities, handling equipment, storage infrastructure, and logistics systems supporting both domestic and international shipments.

Intangible assets include a well-established network of local suppliers and farmers, direct relationships with overseas buyers, partnerships with shipping and freight forwarding companies, systems for partial shipments, and capabilities in quality control and export documentation processing.
Facilities Overview
The business operates from one warehouse, which is owned by the promoter.
Capitalization Overview
Sole proprietorship with no outstanding loans, and fully funded by the owner.
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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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