Bar Seeking Loan in Chikhali, India

- Core offerings: Restaurant dining and wine bar services for local patrons, highway travelers, and social groups, with planned lodging expansion.
- Restaurant services: Daily vegetarian and non-vegetarian meals for individuals, families, and groups.
- Wine bar services: Alcoholic beverages (nips and full servings) representing a significant share of daily revenue.
- Dining experience: Comfortable dine-in facilities for various customer segments.
- Lodging (planned): Future accommodations for travelers, business visitors, and highway customers.
- Customer base: Local residents, regular patrons, pass-by travelers, small groups, and social gatherings; future lodging to attract business visitors and short-stay guests.
- Usage patterns: Premises visited for dining, beverage service, and social events, ensuring steady daily cash flow; lodging expected to enhance revenue and retention. Tangible Assets (Physical Assets):
Owned NA land of approximately 10,000 sq. ft. (Worth INR 1 crore)
Constructed building of around 5,000 sq. ft. with operational restaurant and wine bar setup. (Worth INR 80 lakhs)
Furniture & fixtures including tables, seating, AC units, and customer facilities.
Kitchen equipment, refrigeration units, and food preparation setup.
Bar equipment and serving infrastructure.
Solar power installation for energy efficiency.
Borewell and water supply system.
Inventory/stock related to food and beverage operations.
Intangible Assets:
Established brand presence in the local market.
Loyal and repeat customer base.
5–6 years of operational track record.
All necessary licenses including FSSAI, excise, and local authority approvals.
Strong local market reputation and goodwill.
Operational know-how and experienced management. The business operates on owned NA land of approximately 10,000 sq. ft. , with an existing constructed area of around 5,000 sq. ft.

The current facility includes a fully functional restaurant and wine bar setup, equipped with furniture, kitchen equipment, refrigeration units, and customer seating arrangements. The premises are well-maintained and designed to handle regular customer footfall efficiently.

The property is self-owned (no rental or lease liability), which significantly reduces operational risk and fixed costs. The unit also benefits from solar power installation and own water source (borewell), ensuring low utility expenses and uninterrupted operations.

As part of the expansion plan, the business proposes to construct an additional building for lodging facilities within the same premises, enabling optimal utilization of available land and increasing overall revenue capacity. The business is currently self-funded by the proprietor and has been operating without any major external debt.

As per current records, there are no significant outstanding loans or liabilities, and operations are sustained through internal accruals and business cash flows.

The ownership structure is as follows:

100% owned by a single proprietor (Rekha Ramesh Pund)

The proposed funding requirement of ₹2 Crore is for business expansion and will be secured against business assets, including owned land and building.