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FinTech Startup for Sale in Abu Dhabi, UAE

Compliance-first B2B fintech platform for global payments, treasury, and cards — fully licensed and operational.
This Business is on a Premium Plan
Established 0-1 year(s)
Employees 2 - 5
Legal Entity Private Limited Company
Reported Sales USD 3 - 4 million
Run Rate Sales USD 3 million
EBITDA Margin 20 %
Industries FinTech
Locations  Abu Dhabi
Local Time 8:03 AM America / Chicago
Listed By Business Owner / Director
Status Active
Overall Rating
Full Sale
Asking Price: USD 500 thousand (Native Currency: USD 500,000)
Reason: Owner is focused on a new venture and exploring whether the business is more valuable in the hands o... View More
Includes physical assets worth USD 10 thousand
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Business Overview
Fully built, licensed, and operational compliance-first B2B fintech platform: cross-border payments, invoicing, escrow, treasury, and corporate cards.
Holding company in a top-tier global financial centre, plus an active US-state Money Services Business licence; additional MSB applications progressed across jurisdictions.
Non-custodial architecture — client funds never sit on the entity's balance sheet.
Complete KYB/KYC/KYT, AML, and sanctions-screening framework with custom compliance manuals built for the company's operations — over $100,000 in legal work already invested.
Multiple live PSP and rail integrations (fiat, stablecoin, card) with operational bank accounts in place; 150+ countries and 70+ currencies coverage.
Ability to issue multi-currency virtual accounts (IBAN-style) for clients.
Currently processing approximately $250,000/month in cross-border transaction volume (~$3M annualized run-rate TTV) through live integrations. Revenue is earned on transaction fees and FX margin; volume is growing.
Revenue model: transaction fees, FX margin, account and card fees, and treasury services.
The kind of stack that takes most teams 18–24 months and a seven-figure spend to assemble and clear compliance. Owner willing to provide transition support.
Products & Services Overview
Compliance-first cross-border B2B payments, invoicing, escrow, treasury, and card solutions for international SMEs, mid-market enterprises, remote-first companies, and digital-asset-native businesses. Customers open multi-currency IBAN-style accounts, send and receive invoices in fiat or crypto, make cross-border payments at institutional rates, issue crypto- and stablecoin-linked cards, and reconcile and report from one platform. Coverage spans 150+ countries and 70+ currencies via multiple live PSP and rail integrations.
Assets Overview
Intangible assets: holding company registration in a top-tier global financial centre; active US-state Money Services Business licence (additional MSB applications in progress); complete KYB/KYC/KYT, AML, and sanctions-screening framework with custom compliance manuals (over $100,000 in legal work invested); multiple signed and live PSP/rail integration agreements (fiat, stablecoin, card); operational bank accounts; the proprietary platform, codebase, and website; brand, trade names, and domains; customer relationships.

Tangible assets are minimal by design — the business runs as a remote-first software and infrastructure operation. Full asset schedule shared under NDA. Intangible assets include the Abu Dhabi registration certificate and U. S. registration certificate.
Facilities Overview
Operates on a globally distributed, remote-first model with registered offices for regulatory and licensing purposes. No material physical premises, leases, or fixed facility costs — the business runs as a software and infrastructure operation, keeping overheads low and fully scalable.
Capitalization Overview
The business is currently founder-funded and bootstrapped. There is no institutional debt or external borrowing. Ownership is held by a small number of shareholders, resulting in a clean and simple cap table that is straightforward to transfer. Full ownership and structure details shared under NDA.
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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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