FinTech Businesses for Sale

AI fintech software company w/ proprietary trading systems + licensing model | high-growth industry | turnkey | scalable revenue. The business is currently operating as a high-margin, low-overhead fintech licensing company with proven demand, but without aggressive scaling efforts applied. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the brand iPayr. Positioned at the intersection of AI, automation, and financial technology, the business has developed 3 proprietary systems for automated market execution across multiple markets. Revenue is generated through software-driven performance and licensing of 3 proprietary systems, creating both active income and scalable recurring revenue. The company receives 100's of inbound inquiries monthly, reflecting strong demand. We also hold a deal with a major marketplace, where we are featured across 85 territories globally promoting our software for license to end users. Highlights: 3 fully developed proprietary software systems; established licensing model with active users. U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then transitioned from the UK, and now USA. This can be operated from anywhere. In addition, we hold a method where you pay -less- than 15% in taxes. This can also be applied to any business, no matter the location or industry. Looking For: We are looking for a buyer who is easy to work with, and either looking for a long term relationship or quick easy transfer. Option 1 – Full Support $150,000 - 12 months support Financing: $100k down + payments over 24 months. Option 2 – Balanced $100,000 - 3 months support Financing: $75k down + payments over 24 months. Option 3 – Quick Transfer $75,000 - 30 days support Financing: $50k down + payments over 24 months. We "would possibly" be interested in a 49% partner buy in for, depending on your skill set, networks, involvement ect. . . This can be discussed if you're interested. Business description: AI fintech software company w/ proprietary trading systems + licensing model | high-growth industry | turnkey | scalable revenue. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the brand iPayr International. Positioned at the intersection of AI, automation, and financial technology, this business has developed and deployed proprietary software systems designed for automated market execution across multiple financial environments. The company generates revenue through a dual-model structure: Software-driven performance. Licensing of proprietary systems to end users. This creates both active and scalable recurring revenue streams, making the business highly attractive for both operators and investors. In addition, the business currently receives a few hundred inbound inquiries per month, demonstrating strong and consistent market demand. Key highlights: 3 Fully developed custom proprietary software systems. Additional next-generation software currently in development. Established licensing model with existing license holders. Turnkey infrastructure fully built and operational. U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then to the UK, and now USA operations. The technology. The foundation of the business lies in its proprietary fintech software suite. These are fully custom-built systems, not white-labeled or reskinned tools. Built from the ground up. Designed for real-time automated execution. Developed over extensive time and capital investment. Scalable across multiple financial environments. In addition: New advanced systems are actively in development. All intellectual property transfers with the sale. Full control of future product direction goes to the new owner. Revenue model. 1. Licensing revenue. Proven conversion at much higher price points. Recently lowered pricing to increase user acquisition, which we are currently conducting a/b testing to confirm the switch. Strong upside by re-optimizing pricing tiers. 2. Software utilization. Software can be used directly by the owner. Creates an additional internal revenue stream. Immediate earning capability. This is the main reason we are selling. We have utilized our softwares ourselves and have made beyond enough money to not do anything anymore. Operations (day-to-day): The business is designed to be lean and efficient. Daily operations include: Hosting Zoom calls with prospects and license holders. On-boarding new license clients. Managing communication and light oversight. Optional internal use of the software. Additional infrastructure: Fully prepared outsourced team. Ready to deploy large-scale marketing campaigns immediately. Time Commitment: Approx. 20–25 hours per week. ***Financials & Reporting Transparency*** The company provides full proof of revenue and transaction history, including verifiable income documentation. It is important to note, that the business has switched from Bangladesh, then to the U. K and now, in 2026 is a U. S. entity, that was established in 2026. Previously operated internationally. Due to this transition: Formal U. S. tax filings are not yet fully established. Financials are supported via real-time verification and records. The sales price does reflect all of this and any buyer who is interested needs to understand that or not inquire. Advantage to Buyer: Clean slate for structuring. Ability to optimize accounting and tax strategy. Early-stage positioning with proven revenue. Verification Available. Revenue screenshots. Payment processor data. Licensing transaction records. Live walkthroughs. Market Opportunity: AI + Fintech is one of the fastest-growing sectors globally. This business already benefits from: Strong inbound demand (hundreds of inquiries monthly) Increasing market awareness. High scalability. Growth Opportunities: Reintroduce higher pricing tiers. Scale marketing campaigns. Expand globally. Launch new software in development. Leverage inbound leads more aggressively. Operations & Transition: This is a fully turnkey operation. Owners available for support (based on purchase option selected) Lead Programmer/Specialist will remain for up to 1 year. This is a fully digital, asset-rich fintech operation with all infrastructure in place for immediate continuation and scale. The business is home-based and can be operated from anywhere globally. Included in the sale: Structured on-boarding, operational guidance, and strategic support to ensure a smooth ownership transition. Growth & expansion potential: The business is built on a highly scalable licensing model with strong global demand. The business has primarily grown through inbound inquiries, leaving significant upside through paid acquisition, funnel optimization, and strategic partnerships. Key growth opportunities include expanding international reach, increasing license volume, introducing enterprise-level licensing, and enhancing conversion systems. The current infrastructure supports rapid scaling without major increases in overhead. Overall, this is a scale-ready opportunity with clear paths to significantly increase revenue under a more aggressive growth strategy. For full sale: Seller financing available. Down Payment and Payable Payments over 24 Months. Support & training: Option 1 – Full Support $150,000 12 months support Financing: $100k down + payments over 24 months. Option 2 – Balanced $100,000 3 months support Financing: $75k down + payments over 24 months. Option 3 – Quick Transfer $75,000 30 days support Financing: $50k down + payments over 24 months. We "would possibly" be interested in a 49% partner buy in for, depending on your skill set, networks, involvement ect. . . This can be discussed if you're interested. Reason for selling: Owners are stepping back after successfully utilizing the iPayr International Proprietary Software for their own personal gain and are financially set. No need to work with anyone anymore. Home-based: This business is currently home-based. Important: Before we share financials or do any demos, we do require an initial phone call for an introduction, rundown ect. . . this IS part of our vetting process and can be done via phone or whatsapp. After that, an NDA and POF, this is non-negotiable. From there, we are more than happy to share everything, hop on a zoom call, do a demo and more. Everything. This just helps us reduce any tire kickers, time wasters ect. . . as we are getting flooded with interested buyers since we listed iPayr for sale 1.5 weeks ago and had to make that pivot. Thank you, Looking forward to speaking with those interested further.

Developing a stablecoin-focused digital wallet designed for seamless everyday payments and full crypto utility. - Operates as a pre-revenue platform with a unified stablecoin infrastructure aimed at reducing user friction and enabling real-world adoption. - Built with a low-overhead, scalable model supported by diversified future revenue streams. - Backed by a fully autonomous technical team capable of continuing operations post-acquisition, with transition support available. Core product: - Supports 20+ blockchain networks with native cross-chain asset swaps (BTC, EVM, Tron, SOL, and others). - Enables global fiat on/off-ramps including cards, bank transfers, Apple Pay, Google Pay, and local payment methods. - Provides Web2-style onboarding (email/social login with abstracted private keys). - Allows sending and receiving funds via email or SMS without requiring wallet addresses. - Designed with a stablecoin-first user experience focused on simple, payment-oriented flows. Integrated stack: - Executes swaps and cross-chain bridging in a single transaction using aggregated liquidity. - Includes built-in yield and staking options with 1,000+ integrated opportunities. Positioning: - End-to-end crypto experience within a single application. - User-friendly interface comparable to traditional fintech platforms. - Designed for global usage with a focus on stablecoin transactions. - Eliminates friction across onboarding, funding, and fund transfers. - Holds a valid Certificate of Good Standing, ensuring legal compliance.

Operates a regulated B2B trading infrastructure platform offering multi-asset execution and compliance systems. - Provides trading platforms, back-office systems, and white-label infrastructure for institutional clients. - Serves trading firms, fintech companies, and financial institutions through a usage-based transaction fee model. - Supports over 15,000 monthly active institutional users and 1,500+ daily active users, indicating strong platform engagement. - Built on a proprietary technology stack designed for scalability, reliability, and compliance. - Maintains strong institutional relationships, enabling consistent usage and recurring revenue. - Operates as a fully regulated entity with an established compliance track record in financial markets. - Registered with the federal stock authority in Dubai, enabling institutional trading on the platform. - Follows an asset-light and scalable business model with recurring B2B revenue streams. - Backed by several years of operational experience in regulated financial environments. - Operates with a lean team structure supported by part-time contract employees. - Holds a valid trade license, ensuring regulatory compliance.

Operates a regulated B2B trading infrastructure platform offering multi-asset execution and compliance systems. - Provides trading platforms, back-office systems, and white-label infrastructure for institutional clients. - Serves trading firms, fintech companies, and financial institutions through a usage-based transaction fee model. - Supports over 15,000 monthly active institutional users and 1,500+ daily active users, indicating strong platform engagement. - Built on a proprietary technology stack designed for scalability, reliability, and compliance. - Maintains strong institutional relationships, enabling consistent usage and recurring revenue. - Operates as a fully regulated entity with an established compliance track record in financial markets. - Registered with the federal stock authority in Dubai, enabling institutional trading on the platform. - Follows an asset-light and scalable business model with recurring B2B revenue streams. - Backed by several years of operational experience in regulated financial environments. - Operates with a lean team structure supported by part-time contract employees. - Holds a valid trade license, ensuring regulatory compliance.

Chennai-based financial information service focusing on the start-up scene. - We keep track of over 300,000 startups, 500,000+ founders, and 15,000+ angel investors. - Offer subscription services designed for startups, angel investors, and incubators, providing key financial info and deal insights. - Important tools include an AI-driven angel investor identifier and a valuation estimator, helping clients make informed decisions. - The business keeps customers updated on competitor moves and prospective angel investments to fuel their growth. - Monthly new subscription rate of 800-1,000 users. - Mission: To empower the start-up ecosystem with the insights they need to thrive. - Business is registered in Bangalore, but operates from Chennai. - Business has a registration certificate.

Pre-revenue technology business offering a white-label crypto-fiat neobank platform designed for fintech founders, exchanges, and financial service providers. - Provides a ready-to-launch Banking-as-a-Service (BaaS) solution that allows clients to deploy a fully branded crypto-fiat neobank within approximately 4 weeks. - Platform supports full brand customization including logo, UI colors, domain, and API integrations. - Enables both retail and business users to manage fiat and crypto accounts under a single unified platform. - Built with integrated compliance frameworks, including KYC, AML, KYT, Travel Rule support, and MiCA-ready architecture. - Supports sponsored IBANs, virtual and physical card issuance, fiat-crypto conversion, and multi-chain crypto wallet management. - Offers optional add-on modules for launching a crypto trading platform (exchange), P2P trading, and token issuance. - Designed to scale to millions of users with enterprise-grade security, ISO 27001 and PCI-DSS compliant infrastructure. - Currently pre-revenue and positioned for commercialization through licensing, platform fees, and transaction-based revenue.

Established banking technology solutions provider with over 17 years of domain experience in data integration, migration, modernization, and archival services. - Delivered 30+ large-scale data transformation programs and 25+ migration implementations across multiple core banking platforms. - Deep hands-on experience across 10+ core banking systems, supporting banks during upgrades, mergers, and system replacements. - Serves a strong client base of reputed banks and financial institutions across India, MENA, and select global markets. - Founding team brings over two decades each in banking technology, payments, product design, and enterprise strategy. - Operates a profitable and scalable delivery model combining product licensing, implementation services, and managed services. - The business has a valid business registration certificate.

Software company headquartered in Canada, with business operations based in Toronto. - Developer of a foreign currency exchange and money remittance software for Money Services Businesses (MSBs). - Our platform includes online mobile applications, enabling MSB customers to trade or transfer money seamlessly. - Integrated with online payment processors, supporting debit/credit cards, ACH, e-Transfer, and other country-specific payment methods. - Currently serving 11 active clients, ranging from large agent networks to small and medium-sized operations. - Our business generates recurring revenue through annual license and maintenance agreements, with almost zero churn and long-term client relationships exceeding 10 years. - Sales and profits have remained stable over the last 5 years, with minimal sales growth due to limited marketing efforts. - The company has no outstanding debts and maintains a positive cash flow.

Opportunity to acquire the exclusive country license for a digital wallet, loyalty, and social-impact platform in Thailand. - The license grants full national rights to operate, sub-license, and monetize the platform. - The system enables users to shop, save, and give back with every purchase while connecting consumers, merchants, and travelers. - Includes a ready-to-launch tourism discount and engagement platform designed to enhance retail and tourism activity across Thailand. - Together, these two platforms form a turnkey digital ecosystem that links local businesses, travelers, and communities under one reward-driven network. - Target clients include small businesses, shopping malls, hotels, airlines, OTAs, and government tourism boards. - License holders can recruit regional partners, establish collaborations, and retain a share of nationwide revenue. - A complete brand and technology package is included, ready for immediate rollout with minimal operational setup. Revenue and passive income streams include merchant license sales and renewals, tourist and local membership subscriptions, advertising and sponsorship income, ESG and government program partnerships, and sub-licensing area licenses within Thailand, such as Bangkok, Phuket, Chiang Mai, and Pattaya. Additionally, low operational overhead allows for recurring and scalable passive income.

We are a software company that has developed a robust UPI (unified payments interface) switch and TPAP (Third Party Application Provider) stack. Partnering with a. Bank (PSP) is necessary to facilitate transactions. The buyer would need to check with the bank/acquirer for the same. - We do not offer permission from the related regulatory body. The buyer would have to consult with their lawyer for the exact regulatory requirements of this business in their country. The buyer may require legal obligation before launching the payment gateway business. - The company does not control the fund flow between the buyer and their bank/acquirer. We only act as a software vendor. - To use this software, the buyer must have experience in the merchant service/payment gateway business. - The company reserves the right to accept or reject the offer anytime before signing MOU (memorandum of understanding). - The reported sales and profit margin is mentioned as zero because the business is not yet operational. - The parent company that owns this business is located in Jaipur. But the business operates from Mumbai, Maharashtra. - The business primarily works on the MDR (merchant discount rate) revenue model which involves licensing its UPI technology to a partner and earning a percentage of the transaction fees collected from merchants for each UPI payment.

Company with a platform that connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses required to operate in the sector. - The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The LLP that owns and operates the business has a Certificate of Incorporation and a GST certificate.