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FinTech Startup Seeking Loan in New Delhi, India

FinTech platform for financial inclusion and poverty alleviation with scalable, AI-powered microfinance platform for investors.

Established 0-1 year(s)
Employees 10 - 50
Legal Entity Sole Proprietorship/Sole Trader
Reported Sales Nil
Run Rate Sales Nil
EBITDA Margin Nil
Industries FinTech
Locations  New Delhi
Local Time 8:04 PM Asia / Kolkata
Listed By Business Owner / Director
Status Active
Overall Rating
Seeking Loan
USD 3.3 million for 11.0% annual interest, 7 years (Native Currency: INR 290,000,000)
Reason: Funding requirements. We are seeking ₹29 crore in seed funding allocated as follows: 1) Technology... View More
Collateral Available: USD 0
Interested to connect with advisors
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Business Name
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Business Overview
Market Opportunity.
The global microfinance market is projected to reach $496.90 billion by 2030, growing at a CAGR of 13.3%. Our initial focus encompasses:
1. Target demographics: Unbanked and underbanked populations in emerging markets.
2. Initial geographic focus: India, Bangladesh, and Kenya, with phased expansion.
3. Total addressable market: 850 million financially underserved adults across our initial target regions.
Business Model.
1. Transaction fees: 2–3% fee on successful loan disbursements.
2. Subscription tiers: Premium features for institutional lenders.
3. Financial education certification: Paid advanced courses and certification.
4. Data analytics: Aggregated market insights for institutional partners.
5. Value-added services: Insurance products, savings vehicles, and payment solutions.
Competitive Advantage.
1. Ecosystem approach: Comprehensive platform versus single-solution competitors.
2. Community integration: Deep local partnerships that enhance adoption and trust.
3. Proprietary risk assessment: Unique algorithms built specifically for underserved markets.
4. Scalable technology: Infrastructure designed for rapid geographic expansion.
5. Impact-driven model: Strategic alignment with financial inclusion initiatives and impact investors.
Products & Services Overview
Our solution.
Our platform creates a comprehensive ecosystem that addresses these challenges through:
1. Marketplace platform: Connecting verified microfinance lenders with qualified borrowers.
2. AI-Powered risk assessment: Alternative credit scoring using non-traditional data points.
3. Mobile-first approach: Accessible technology requiring minimal digital literacy.
4. Embedded financial education: Interactive tools that build financial capability.
Assets Overview
The business does not have any tangible or intangible assets.
Facilities Overview
We do not have any physical presence at the moment.
Capitalization Overview
Business has not been set up yet.
Recent Activity
  • Earlier than 15 days
    Executive Director, New Delhi, Financial Consultant connected with the Business
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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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