FinTech Startup Seeking Loan in New Delhi, India
Established | 0-1 year(s) |
Employees | 10 - 50 |
Legal Entity | Sole Proprietorship/Sole Trader |
Reported Sales | Nil |
Run Rate Sales | Nil |
EBITDA Margin | Nil |
Industries | FinTech |
Locations | New Delhi |
Local Time | 8:04 PM Asia / Kolkata |
Listed By | Business Owner / Director |
Status | Active |
The global microfinance market is projected to reach $496.90 billion by 2030, growing at a CAGR of 13.3%. Our initial focus encompasses:
1. Target demographics: Unbanked and underbanked populations in emerging markets.
2. Initial geographic focus: India, Bangladesh, and Kenya, with phased expansion.
3. Total addressable market: 850 million financially underserved adults across our initial target regions.
Business Model.
1. Transaction fees: 2–3% fee on successful loan disbursements.
2. Subscription tiers: Premium features for institutional lenders.
3. Financial education certification: Paid advanced courses and certification.
4. Data analytics: Aggregated market insights for institutional partners.
5. Value-added services: Insurance products, savings vehicles, and payment solutions.
Competitive Advantage.
1. Ecosystem approach: Comprehensive platform versus single-solution competitors.
2. Community integration: Deep local partnerships that enhance adoption and trust.
3. Proprietary risk assessment: Unique algorithms built specifically for underserved markets.
4. Scalable technology: Infrastructure designed for rapid geographic expansion.
5. Impact-driven model: Strategic alignment with financial inclusion initiatives and impact investors.
Our platform creates a comprehensive ecosystem that addresses these challenges through:
1. Marketplace platform: Connecting verified microfinance lenders with qualified borrowers.
2. AI-Powered risk assessment: Alternative credit scoring using non-traditional data points.
3. Mobile-first approach: Accessible technology requiring minimal digital literacy.
4. Embedded financial education: Interactive tools that build financial capability.
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Earlier than 15 daysExecutive Director, New Delhi, Financial Consultant connected with the Business