FinTech Businesses Seeking Loan

Market Opportunity. The global microfinance market is projected to reach $496.90 billion by 2030, growing at a CAGR of 13.3%. Our initial focus encompasses: 1. Target demographics: Unbanked and underbanked populations in emerging markets. 2. Initial geographic focus: India, Bangladesh, and Kenya, with phased expansion. 3. Total addressable market: 850 million financially underserved adults across our initial target regions. Business Model. 1. Transaction fees: 2–3% fee on successful loan disbursements. 2. Subscription tiers: Premium features for institutional lenders. 3. Financial education certification: Paid advanced courses and certification. 4. Data analytics: Aggregated market insights for institutional partners. 5. Value-added services: Insurance products, savings vehicles, and payment solutions. Competitive Advantage. 1. Ecosystem approach: Comprehensive platform versus single-solution competitors. 2. Community integration: Deep local partnerships that enhance adoption and trust. 3. Proprietary risk assessment: Unique algorithms built specifically for underserved markets. 4. Scalable technology: Infrastructure designed for rapid geographic expansion. 5. Impact-driven model: Strategic alignment with financial inclusion initiatives and impact investors.

Global digital platform that combines travel, health, and cryptocurrency-based payment services. - Focuses on tech-savvy users who prefer digital finance for travel bookings and everyday transactions. - Offers flight booking, a crypto utility token for transactions, and a seamless digital payment gateway. - Built to provide a secure, borderless, and efficient travel experience through an integrated ecosystem. - Revenue model includes app downloads at EUR 1 per download, with 50 percent shared with investors. - Charges a monthly service fee of EUR 1.50 per active user. - Also earns from in-app purchases and partnerships with fitness brands, restaurants, and tourism companies. - Currently has 1,000+ active users. - Business operates with a lean team due to its tech-driven and automated platform structure. - Core services like booking, payments, and health tracking are managed through digital infrastructure, minimizing the need for large staff. - Revenue is generated through multiple automated channels including app downloads, monthly user subscriptions, and in-app partnerships, which scale efficiently without significant human intervention. - The reported run rate revenue and EBITDA margin are driven by digital scalability and low operational overhead. - Holds a valid trade license.

Business operates in the travel and tourism industry, managing 10 small hotels. - The business receives over 500 bookings annually. - It now plans to develop a blockchain solution specifically for the travel sector. - The blockchain will facilitate secure bookings, payments, and identity verification. - The system will also improve tracking and management of tourist data for better planning. - The business intends to integrate this technology with the local government to enhance tourism services. - Revenue will be generated by charging the government a service fee for utilizing the system. - The owner has seven years of experience in the blockchain industry. - The business holds a valid GST certificate.

Business operates in the travel and tourism industry, managing 10 small hotels. - The business receives over 500 bookings annually. - It now plans to develop a blockchain solution specifically for the travel sector. - The blockchain will facilitate secure bookings, payments, and identity verification. - The system will also improve tracking and management of tourist data for better planning. - The business intends to integrate this technology with the local government to enhance tourism services. - Revenue will be generated by charging the government a service fee for utilizing the system. - The owner has seven years of experience in the blockchain industry. - The business holds a valid GST certificate.

We are a startup and have created software for end-to-end spend management for corporates. - We help our clients with managing invoices, payment gateways for bookings of flights, hotels, etc, account-to-account transfer, and bill payment services. - Our business has two revenue models. First is the subscription-based for user licenses and second a percentage of commission that we charge for all the transactions that take place through our platform. - This is charged from the vendors. - 60% of the revenue is earned from the subscriptions and the rest is transaction revenue. - The business experienced an increase in the growth rate as we increased our marketing and onboarded some big companies. - Currently, we have 50 customers and 25 paid customers. - We have 16 employees working in tech, 15 in sales, 10 in the onboarding team, and 14 in operations. - The founders are from reputed colleges like IITs and IIMs. - The company is registered in Indore but the office is located in Pune.

We are a blockchain corporation that plans to have crypto stores, ATMs, sports players team's crypto transactions, and crypto mining. - We have a legal team that studies financial & logistical movement that involves a buy or sell of a player. We plan to make it easier through the use of blockchain. - Our company has contacts with soccer teams in Europe. - We plan to use AI to do mining with a focus on the use of ETH rigs and acceleration of system update processes. - Crypto ATM will be used for the management of buying and selling of crypto. - Currently, we are working in countries that have problems in the process of transactions in crypto. - Our company will charge a percentage of commission from each transaction done using our platform. - Crypto mining has the potential for generating daily gains, with a secure investment with low risk and an ROI of 1 year to 1.5 years. - From the sports transactions, the business can earn around 2%-4% of the value of the transaction of the player. - The business has 4 shareholders with a 40%, 26%, 17%, and 17% stake in the company. - The shareholders have more than 5 years of experience in blockchain projects, management of the crypto corporation, and logistical administration of funds. - We also have a team of experts on financial transactions using crypto. - The founders have experience in companies such as Mundo Crypto. - We already have 50+ customers on our waiting list. - The business is registered in Dubai, but one of the founders is from Peru. - Majority of the business operations will be from Dubai. - Company does not have any outstanding liabilities. - Currently, our platform has been taken off the internet as it is under going development.

Financial Services Group: Finance Corporation, Licensed Bank (under acquisition), - Profitable (not burning cash) - Proven business model (8 years) - Fully licensed (Singapore HQ, Philippines operating companies) - Rapid growth (doubling in size year on year) - Strong technology platform. - Strong SME borrower demand (large, underserved market) - Employee salary loans. - Institutional funding & strategic partnership with PH bank. - Strong, experienced management team. - Investment into Singapore parent company, under Singapore law. - Quality investment opportunity (Equity, Debt, or Hybrid) - This profile is listed by an advisory company, and we are based in Singapore and are representing a company in Singapore & Philippines. - The company has high lending margins and can support high-interest Debt Capital payments. - Sales have increased this year compared to previous year due to the increase in loan portfolio.