Need help?

Businesses Seeking Loan in Africa

Showing 1 - 14 of 19 Businesses Seeking Loan in Africa. Lend to a Business in Africa. Listed by Direct Business Owners & Business Brokers.
Filters
  • Africa

  • Business Loan

 

Gold Mining Company Seeking Loan in Accra, Ghana

Seeking loan for gold mining expansion-30% APR (3 years) or 20% Equity.
Ghana-based private limited gold mining company engaged in licensed alluvial and hard rock mining operations. - Currently operating a large-scale alluvial mining site with an estimated production capacity of approximately 6 kg of 22-karat gold per month, depending on ore grade. - Serves both local and international buyers, with gold typically pre-sold due to strong commodity demand and favorable gold-selling policies. - Operates on a 25 sq. km leased mining concession in the central region of Ghana under Mineral Commission policies. - Expansion-ready opportunity through evaluation of new sites with projected output of approximately 9 kg per washing plant per month (conservative estimate). - Strategic plan to acquire a stake in an affiliate mining operation with a fully operational 200 TPH industrial processing facility located within a protected Forest Reserve Concession. - Feasibility study confirms economically viable alluvial reserves of approximately 475,124.97 ounces across 27.4 million cubic meters of ore within the concession area. - Forest Reserve status reduces community and farming interference, enhancing operational continuity and long-term asset security. - Eco-friendly mining model using concentrators and environmentally safe detergents instead of cyanidation, ensuring compliant water discharge. - Workforce of 155 employees supported by tangible assets including washing plant, excavators, dump trucks, payloader, fuel truck, staff bus, and container-based office and accommodation units. - Holds gold mining license, government approvals, and Certificate of Incorporation; company has 3 shareholders, no external debt, with limited machinery under payment plans. - Led by CEO and COO with 9 years of gold trading experience and 4 years of gold manufacturing experience, supported by international entrepreneurial background across multiple jurisdictions. - The slight drop in monthly sales is primarily due to fluctuations in ore grade and production output at the current site, which directly impacts gold volume recovered and sold in a given period. - One of the owners lives across Bangladesh, the UAE, and the US but will be available to participate in and complete the transaction process.
Seeking loan for gold mining expansion-30% APR (3 years) or 20% Equity.
8.1   Accra
Run Rate Sales
USD 6.9 million
EBITDA Margin
20 - 30 %
Business Loan
USD 3 Mn at 30%
Contact Business

Newly Established Inter-Modal Passenger Transport Company Seeking Loan in Benin City, Nigeria

Pre-revenue university-focused transportation startup in Edo State with essential assets seeks funding to launch operations.
Registered transportation startup focused on inter-modal passenger mobility within and around university campuses in Edo State, Nigeria. - Designed to serve daily commuting needs of students, academic staff, families, and local residents. - Currently operating at a pre-revenue stage with groundwork and asset preparation underway. - Promoted and fully funded by a single owner with senior academic and administrative experience in the university ecosystem. - Planned operations initially cover two university campuses with scalable expansion potential. - No existing debts or liabilities; business is entirely promoter-owned with 100% control. - Land parcel already acquired and owned by the company for future operational use. - Certificates of incorporation in place for the transport entity, with parallel registrations underway for allied long-term projects.
7.2   Benin City
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 118 K at 40%
Contact Business

Digital Marketing Company Seeking Loan in Lagos, Nigeria

All in one social media app with multiple revenue streams. Registered in UK, USA &Nigeria.
• Digital marketing and communication platform designed to connect individuals and businesses through advertising, e-commerce, chatting, online meetings, music, job listings, and property listings. • Multi-service ecosystem offering SMEs tools for promotions, online selling, and customer engagement. • Revenue model includes advertisements, vendor commissions, in-app monetization, and over 20 long-term revenue streams. • Strong traction with 50,000 daily visits, 10,000 app downloads, and a registered user base of 50,000. • Legally registered in Nigeria, USA, and UK, with licenses from NCC, NDPC, Scion certificate from EFCC, CAC certificate and European Union GDPR certificate, UK Tax and Incorporation certificate, USA Tax and incorporation certificates, USA BOIR certificate, etc. • Fully developed and monetized iOS app, Android app, and website ready for scale. • Platform serves individuals, small businesses, vendors, job seekers, and real estate users looking for a unified digital hub. - The monthly sales has dropped due to seasonal fluctuation. Messaging platforms to connect with customers, family and friends.
8.1   Lagos
Run Rate Sales
USD 177 thousand
EBITDA Margin
40 %
Business Loan
USD 184 K at 50%
Contact Business
List your business on SMERGERS.
Get visibility from 110,000+ member network of Businesses, Investors, Acquirers, Lenders and Advisors from 900+ Industries and 170+ Countries
Create Business Profile

Digital Marketing Company Seeking Loan in Lagos, Nigeria

All in one social media app with multiple revenue streams. Registered in UK, USA &Nigeria.
• Digital marketing and communication platform designed to connect individuals and businesses through advertising, e-commerce, chatting, online meetings, music, job listings, and property listings. • Multi-service ecosystem offering SMEs tools for promotions, online selling, and customer engagement. • Revenue model includes advertisements, vendor commissions, in-app monetization, and over 20 long-term revenue streams. • Strong traction with 50,000 daily visits, 10,000 app downloads, and a registered user base of 50,000. • Legally registered in Nigeria, USA, and UK, with licenses from NCC, NDPC, Scion certificate from EFCC, CAC certificate and European Union GDPR certificate, UK Tax and Incorporation certificate, USA Tax and incorporation certificates, USA BOIR certificate, etc. • Fully developed and monetized iOS app, Android app, and website ready for scale. • Platform serves individuals, small businesses, vendors, job seekers, and real estate users looking for a unified digital hub. - The monthly sales has dropped due to seasonal fluctuation. Messaging platforms to connect with customers, family and friends.
8.1   Lagos
Run Rate Sales
USD 177 thousand
EBITDA Margin
40 %
Business Loan
USD 184 K at 50%
Contact Business

Copper Ore Mining Company Seeking Loan in Kitwe, Zambia

Mining services firm with major copper-mine contracts seeking funding to scale high-demand engineering operations.
Zambia-based engineering and mining services company operating from Kitwe in the Copperbelt Province. - Provides supply, maintenance, and technical support for critical mining production systems, including filtration units, specialist PPE, and engineering works. - Core offerings include fuel and lubricant management systems and full-cycle maintenance for mining equipment. - Holds long-term contracts with major copper mines on the African continent, ensuring stable and recurring revenue. - Serves 50+ clients and generates over USD 10 million annually through a mix of equipment supply and technical service agreements. - Recognized for reliability and technical depth in supporting high-output mining operations across the region. - The business hires contractual workers. - Holds a valid PACRA certificate, reinforcing compliance and operating legitimacy for contracts and financial engagements.
8.3   Kitwe
Run Rate Sales
USD 10.8 million
EBITDA Margin
0 - 10 %
Business Loan
USD 2 Mn at 22%
Contact Business

Newly Established Nightclub Seeking Loan in Harare, Zimbabwe

Exclusive, pre-revenue VVIP club in central Harare seeks loan for luxury renovation and launch.
Developing an exclusive VVIP gentleman’s club in central Harare designed for elite businessmen and top executives. - The club will operate on a selective membership model with 100 founding members and limited corporate access, ensuring exclusivity and controlled privacy. - Revenue will be generated through membership fees, premium bottle service, private suite rentals, fine dining, and luxury event hosting. - Facilities will include high-end lounges, private suites, swimming pool, jacuzzis, sauna, and fully equipped meeting rooms each built to world-class standards. - Located in a rapidly developing upscale district of Harare, surrounded by major new developments that enhance the club’s prestige and convenience. - Backed by two property-owning shareholders; investment will finance renovation, furnishing, and launch of the club to meet luxury and security benchmarks. - The business prioritizes discretion, safety, and exclusivity creating Harare’s most distinguished venue for networking, business meetings, and leisure. - Founding team focuses on curating a refined experience with premium service, high-end interiors, and absolute confidentiality. - The last year’s annual revenue and current monthly sales are unavailable, as the business has not yet commenced operations. - The business is currently unregistered and does not possess a business registration certificate. - The owner is presently based in Dubai but will be available to proceed with the transaction.
Exclusive, pre-revenue VVIP club in central Harare seeks loan for luxury renovation and launch.
6.9   Harare
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 750 K at 53%
Contact Business

Kitchen Appliances Company Seeking Loan in Beau Bassin-Rose Hill, Mauritius

Retailer of coffee and coffee machines, producing 200 machines monthly, officially supplying to large hotel-chains.
Our primary revenue comes from distributing coffee under our own brand, offering 5+ premium varieties crafted from high-quality Arabica beans. - Production is done in small batches to ensure freshness and meet demand as needed. - In addition to coffee, we manufacture a range of coffee machines, from professional-grade models to compact instant machines, with over four distinct types currently in production. - We produce approximately 200 machines each month, all backed by a seven-day technical service guarantee, ensuring top-tier performance and customer satisfaction. - Our team of 25 full-time employees ensures seamless day-to-day operations. - We are the official supplier of coffee and machines to the Beachcomber Group, the largest hotel chain in Mauritius - a testament to our quality and reliability. - The high growth observed over the past year was primarily driven by securing contracts with large hotel chains, along with an increase in the number of supply agreements, significantly boosting both coffee and machine sales. - The business operates as a private limited company.
9.3   Beau Bassin-Rose Hill
Run Rate Sales
USD 1.8 million
EBITDA Margin
30 - 40 %
Business Loan
USD 107 K at 12%
Contact Business

Newly Established Wires and Cables Company Seeking Loan in Gaborone, Botswana

Non - operational wire and cable manufacturing company specializing with 15+ years of promoter's experience.
Plan is to specialize in the manufacturing of housing wire electrical cables, with a focus on single flexible cables (1.5mm sq, 2.5mm sq, and 4.0mm sq) and general-purpose wire (1.5mm sq, 2.5mm sq, 4.0mm sq, 6.0mm sq, and 10.0mm sq) - The company's client base will include hardware shops, hardware distributors/stockists, contractors, and property developers that the promoter has established connections with. - The primary focus is within the core sub-Saharan market. - The business owner, a process engineer with 15 years of experience in the field, is well-versed in the manufacturing process and the industry, providing valuable expertise and insight into the production and distribution of the products. - The growth prospects of the business are closely tied to the construction boom of the economy. - With an established location and an environment assessment already conducted, the business is poised for a rapid 6-8 months establishment timeline once funding is secured. - The owner is based in Zambia, however, the business will be established in Botswana. - With the given funds, we will be able to develop a manufacturing facility with a maximum capacity of 15 tonnes per month.
6.8   Gaborone
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 158 K at 12%
Contact Business

Residential Real Estate Construction Company Seeking Loan in Grand Baie, Mauritius

Business constructing luxury villas seeking a loan for ongoing projects involving 22 contracts in progress.
The business specializes in constructing luxury villas customized according to clients' preferences. - Clients are required to provide a 15% deposit under the VEFA concept (Vente en l'État Futur d'Achèvement). - The business has over 10 years of experience in the industry. - It emphasizes eco-friendly villas located near the seaside, catering primarily to European buyers. - Currently, the business has almost completed the construction of 4 villas and has contracted from 22 clients awaiting villa construction. - Additional funding is required to meet the demands of ongoing and future projects. - All necessary approvals for business operations are secured.
Business constructing luxury villas seeking a loan for ongoing projects involving 22 contracts in progress.
8.6   Grand Baie
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 8 Mn at 8%
Contact Business

Electronics Store Seeking Loan in Soroti, Uganda

Computer equipment company with 12+ clients and 4+ suppliers seeks funds for working capital.
Specialize in selling computers and accessories. - Successfully served and retained over 12 corporate clients, with plans to expand clientele. - Positive and encouraging growth rate. - Intend to franchise with Airtel Uganda to broaden product offerings. - Experienced promoter with 8 years in the industry. - Operating under national licenses in Uganda. - Maintain relationships with 4 reliable suppliers. - Experienced a drop in revenue this year due to working capital issues, resulting in incomplete projects. - Our other revenue vertical is our ancillary cyber security services that is still growing. - Current employee count is necessary to manage operations at scale.
6.4   Soroti
Run Rate Sales
USD 19.2 thousand
EBITDA Margin
30 %
Business Loan
USD 16 K at 24%
Contact Business

Application Software Business Seeking Loan in Port Harcourt, Nigeria

Company developing web applications and cloud based software for schools, and other organisations.
We provide school management software. - Have 100 schools using our software. All these schools are privately owned. - Clients are mostly in Port Harcourt, Abia, Abuja and other places. - The software helps with result comparison, organizing computer-based exams, and online teaching. - We provide the software on a subscription model. - The subscription is only valid for 4 months. - We also help schools to outsource their computer labs. - The software has been developed by our company. - We provide installation services and training to the school. - Promoter has 12 years of experience in the software industry. - Business has all the required incorporation documents.
Company developing web applications and cloud based software for schools, and other organisations.
7.5   Port Harcourt
Run Rate Sales
USD 8.8 thousand
EBITDA Margin
40 %
Business Loan
USD 740 at 40%
Contact Business

Tour Operator Seeking Loan in Sal, Cape Verde

Tour operator that providing leisure and adventure based on digital and VIP excursions.
We have been working in tourism on Sal Island for the last 8 years, promoting services for thousands of tourists during these years (transfers, sea excursions, quadbike excursions, trekking excursions, and land excursions). - We have relationships with different companies in Europe, the tourism provider for the Cape Verde destination. - We currently lease a boat from another company to offer boat tours. - With the acquisition of a new VIP boat, we will be the first local provider to invest in modernizing our travel company and tourism services, based on the digital and blue economy. - The pleasure VIP boat is going to work as a unique, the first one in Cape Verde, an exclusive design of a VIP leisure boat for 50 pax. Expecting 1,000 customers a month, with digital payment and cash.
Tour operator that providing leisure and adventure based on digital and VIP excursions.
7.6   Sal
Run Rate Sales
USD 85 thousand
EBITDA Margin
35 %
Business Loan
USD 1.4 Mn at 8%
Contact Business

Rolling Mills Company Seeking Loan in Abidjan, Ivory Coast

Business enterprise with its major activities as travel & tours, construction, and aluminum processing.
Promoter has over 10 years of experience with a large clientele base. - 10% monthly growth rate. - USD 30,000 monthly sales revenue. - USD 400,000 in total generated revenue.
8   Abidjan
Run Rate Sales
USD 172 thousand
EBITDA Margin
40 %
Business Loan
USD 54 K at 10%
Contact Business

Edutech Company Seeking Loan in Nairobi, Kenya

Investment Opportunity: Virtual School with students and teachers logging in from across the globe.
Virtual school with a global clientele. - Leading reputable virtual school with strong brand. - Awards by the ministry of education, UNESCO, Global peace foundation. - Doubling our revenue every year since inception. - Great partnerships secured - banks, African union, META, and safaricom (the largest telecommunication company in the region, which has agreed to partner with us by displaying our app, on their portal with over 20million parents, giving us visibility to huge number of potential clients) - Profesionals and expert business people behind the vision. - Students from over 20 countries. - New state if art facility.
7.7   Nairobi
Run Rate Sales
USD 520 thousand
EBITDA Margin
30 - 40 %
Business Loan
USD 580 K at 20%
Contact Business

Travel Portal Seeking Loan in Cotonou, Benin

An online travel agency specializing in the design of trips for travellers seeks loan.
Online travel agency specialized in the design of trips for its travellers. - We receive currently 5 bookings on a daily basis. Have successfully planned for 50 customers to date. - Our growth rate increases up to 5% each month. - We cater holiday packages to many destinations around the world as Cotonou, Dubai, Paris, New York, Mykonos, Prague, Rio de Janeiro, Nairobi, Johannesburg, Dakar, Abidjan, Miami, Ibiza, and Cancun. - We charge a commission of 20% on each booking that happens through the website. - Flights, accommodation, and transport are all included in the packages. - The promoter has 14 years of experience. - Company has 1 director and has no debts or liabilities.
An online travel agency specializing in the design of trips for travellers seeks loan.
8.2   Cotonou
Run Rate Sales
USD 10.8 thousand
EBITDA Margin
20 %
Business Loan
USD 27 K at 10%
Contact Business

Browse Businesses by Location

Frequently
Asked
Questions
  • How many businesses seeking loan in Africa are listed on SMERGERS?
    There are 19 active and verified businesses seeking loan in Africa listed on SMERGERS as of 12 May 2026.
  • What level of due diligence does SMERGERS conduct on the businesses/member?

    SMERGERS scrutinizes all profiles and only features a select group of businesses, investors, advisors that meet a basic requirement. When required, certain members may have submitted some form of proof …read more

  • How active are the business profiles listed on SMERGERS?

    We regularly filter out businesses which are inactive or have already closed a transaction. Typically, if the business is actively looking to sell/raise capital, the status is shown in green.

  • How can I be sure about privacy and confidentiality?

    We understand the level of confidentiality required in strategic transactions and we strive to provide a safe and secure experience for our members. Please review our privacy policy. We …read more

  • How can I contact a business listed on SMERGERS?

    You need to be logged in before you connect with a business. Click here to register and message the business If you are already logged in, please use the contact …read more

  • Should you buy an existing business or start a business from scratch?

    Buying an existing business is generally an easier way to start a business with an immediate head start. It saves valuable time and administrative efforts, considering starting from scratch is …read more

  • How successful has SMERGERS been in helping its users successfully close a deal?

    SMERGERS is a discovery and matchmaking platform with a global reach. It helps in connecting Businesses, Investors, Acquirers, Lenders, M&A Advisors and Boutique Investment Banks across locations, industries and transactions. …read more

  • Show more

Chat with Us
Welcome to SMERGERS