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Businesses Seeking Loan in Karnataka

Showing 1 - 14 of 196 Businesses Seeking Loan in Karnataka. Lend to a Business in Karnataka. Listed by Direct Business Owners & Business Brokers.
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Newly Established Industrial Clothing Business Seeking Loan in Bengaluru, India

Established uniform manufacturer seeks funds to fulfill a large order from schools and colleges.
Bengaluru-based apparel wholesale and production business specializing in manufacturing uniforms for schools and colleges. - Our product range includes a variety of uniforms tailored to meet the needs of both school and college students. - Currently, we serve 7 schools and 2 colleges, establishing a solid client base in the education sector. - With a manufacturing capacity of 10,000 units per month, we can meet high demand efficiently and swiftly. - Our uniforms are crafted with quality materials to ensure durability and comfort for students throughout the academic year. - We hold a GST certificate, ensuring our business operates smoothly within regulatory standards. - Our primary revenue comes from wholesale contracts with educational institutions looking for quality uniforms at competitive prices. - We're committed to maintaining strong relationships with our clients, ensuring timely deliveries and exceptional service.
Established uniform manufacturer seeks funds to fulfill a large order from schools and colleges.
6.9   Bengaluru
Run Rate Sales
USD 125 thousand
EBITDA Margin
10 %
Business Loan
USD 52 K at 10%
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FinTech Company Seeking Loan in Bengaluru, India

AI-driven debt resolution and borrower intelligence platform enabling lenders to improve collections and customer engagement.
Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.
8.3   Bengaluru
Run Rate Sales
USD 620 thousand
EBITDA Margin
Nil
Business Loan
USD 52 K at 13%
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Furniture Business Seeking Loan in Chincholi, India

Profitable furniture manufacturer in Chincholi seeks funding to enhance production capacity and meet demand.
We are a profitable furniture manufacturing business specializing in custom wood and metal furniture. - Our product lineup includes everything from sofas and beds to dining tables, wardrobes, and office furniture. - We cater to a diverse crowd: residential customers, interior designers, offices, and commercial setups. - We are currently focused on local and regional markets and have built a loyal customer base with repeat clients. - Our revenue comes from direct manufacturing and sales of customized furniture, allowing for healthy profit margins. - We work on a made-to-order basis, ensuring each piece meets specific needs. - We operate with a valid business registration and a trade license from the municipality.
Profitable furniture manufacturer in Chincholi seeks funding to enhance production capacity and meet demand.
6.2   Chincholi
Run Rate Sales
USD 25 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 31 K at 12%
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Furniture Business Seeking Loan in Chincholi, India

Profitable furniture manufacturer in Chincholi seeks funding to enhance production capacity and meet demand.
We are a profitable furniture manufacturing business specializing in custom wood and metal furniture. - Our product lineup includes everything from sofas and beds to dining tables, wardrobes, and office furniture. - We cater to a diverse crowd: residential customers, interior designers, offices, and commercial setups. - We are currently focused on local and regional markets and have built a loyal customer base with repeat clients. - Our revenue comes from direct manufacturing and sales of customized furniture, allowing for healthy profit margins. - We work on a made-to-order basis, ensuring each piece meets specific needs. - We operate with a valid business registration and a trade license from the municipality.
Profitable furniture manufacturer in Chincholi seeks funding to enhance production capacity and meet demand.
6.2   Chincholi
Run Rate Sales
USD 25 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 31 K at 12%
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Recruitment Agency Seeking Loan in Bengaluru, India

Recruitment agency with in-house developed psychometric tool seeking funding to launch and drive business development.
Recruitment agency with plans to launch an online psychometric tool for corporates and educational institutions. - Currently, 100% of the business's revenue is from the recruitment services. We have 10+ clients and charge them 8.33% of annual CTC as fee for recruitment service. - The online psychometric tool is just being launched. It was developed 22 years ago and till now being used in offline mode. Testing is completed and it will be launched soon. We plan to charge the clients on per use basis for the tool. - We are seeking funding as we need a business development, and tech team for the psychometric tool. - The business only requires private limited registration and GST certificate as compliance. - The business generates approximately INR 1,00,000 in monthly revenue with a lean cost structure, including a single operational employee costing INR 18,000 per month (we have paid a one-time fee of INR 25,000 to a software developer for the psychometric tool).
Recruitment agency with in-house developed psychometric tool seeking funding to launch and drive business development.
7.3   Bengaluru
Run Rate Sales
USD 12.5 thousand
EBITDA Margin
Operating at loss
Business Loan
USD 10.4 K at 8%
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Agriculture Wholesale Company Seeking Loan in Bengaluru, India

Commodity trading company supplying chemicals and minerals to PSUs, seeking investment for large trade deals.
Bengaluru-based procurement and trading company supplying industrial chemicals, minerals, and agricultural commodities to global organizations and Indian public sector undertakings (PSUs). - Operates as a procurement partner connecting international and domestic suppliers with institutional buyers, handling sourcing, trade structuring, and supply execution. - The company supplies industrial chemicals to leading organizations in India and has recently secured opportunities to supply minerals to established PSUs. - There has been significant growth in the business compared to last year, driven by the recent acquisition of supply opportunity associated with PSU. - The business is expanding into the import and supply of minerals and industrial chemicals, supported by source allocation and supplier relationships. - Also engaged in export of agricultural commodities including rice, spices, and nuts to international buyers. - Operates with a lean team of 10 employees managing procurement, logistics coordination, and trading operations. - The business operates with an IEC certificate. - The investor will participate in this project on a profit-sharing basis; therefore, the business’s last year’s annual revenue and current monthly sales figures are not disclosed.
7.5   Bengaluru
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 10.4 Mn at 24%
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Interior Design & Architecture Seeking Loan in Hoskote, India

Modular kitchen and home interiors company serving residential clients across India and select international markets.
• Interior design and modular furniture business specializing in modular kitchens, wardrobes, and complete home interior solutions. • Serves homeowners, residential apartments, and housing projects looking for customized and space-efficient interior setups. • Offers end-to-end solutions including design planning, modular manufacturing coordination, and installation support. • Focused on modern modular kitchens, wardrobes, and interior systems designed for functionality and contemporary home aesthetics. • Serves clients across India and also handles select international projects through remote design coordination and project execution partners. • Positioned to benefit from rising demand for modular interiors in urban residential developments. • The business is GST registered and formally incorporated under the Ministry of Corporate Affairs (MCA).
Modular kitchen and home interiors company serving residential clients across India and select international markets.
6.6   Hoskote
Run Rate Sales
USD 250 thousand
EBITDA Margin
10 %
Business Loan
USD 52 K at 12%
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Iron & Steel Store Seeking Loan in Mangalore, India

Mangalore-based iron ore trading business with strong client base seeks funding for a large order.
Located in Mangalore, we specialize in trading iron ore, catering to both lumps and fines. - We also deal in manganese ore and bauxite ore, offering a variety of products to our clients. - Our business has established relationships with 13 regular clients, ensuring steady revenue. - We have a solid reputation and attract interest from international buyers looking for quality iron ore. - We thrive on strong client relationships and timely deliveries, helping us maintain a solid market presence. - With the increasing demand for iron and other ores, we're poised for growth in the trading industry. - As the business primarily operates in trading, it does not require a large workforce. - We operate with a valid GST certificate.
5.9   Mangalore
Run Rate Sales
USD 3.1 million
EBITDA Margin
0 - 10 %
Business Loan
USD 2.1 Mn at 10%
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Electronics Manufacturing Company Seeking Loan in Bengaluru, India

Company planning to manufacture electronics semiconductor and telecom equipment in Bangalore seeks investment.
Start-up in the heart of Bengaluru looking to dive into the electronics scene. - Our main aim is to manufacture PCB assemblies and modules for other companies in the industry. - We will focus on creating high-quality semiconductor and telecom equipment that meets the needs of various manufacturers. - Located in a tech hub, we’re poised to tap into the growing demand for electronic equipment. - Our target customers are other manufacturers who need reliable and cutting-edge PCB solutions. - Investment will help us procure equipment and ramp up production and expand our reach in the electronics market. - Promoters have 5+ years of industry experience. - Business has a registration certificate.
5.4   Bengaluru
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 10.4 K at 8%
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Residential Real Estate Construction Business Seeking Loan in Dharwad, India

Residential real estate developer delivering premium apartments with strong pre-sales, seeking business loan.
Located in Hubballi, our company specializes in residential real estate construction, focusing on creating high-quality apartments and premium living spaces. - Founded by a marketing expert with over 20 years of experience and two civil engineers boasting a combined 40+ years of expertise, we bring extensive knowledge to the real estate market. - Our first project features 16 residential units, each measuring 1,250 sq ft, and was nearly sold out before completion, with a swift 10-month timeline. - We are currently developing our next project, which is already 75% booked, highlighting strong demand for our real estate offerings. - The upcoming project encompasses a 24,000 sq ft land bank, aiming for approximately 136,000 sq ft of constructed area, catering to growing residential needs. - Our primary revenue model focuses on property sales, enhanced by comprehensive online and offline marketing strategies to reach a broader customer base. - We are actively seeking collaboration with investors and venture capital partners to expand our brand and drive strong, sustainable returns within the residential real estate sector.
Residential real estate developer delivering premium apartments with strong pre-sales, seeking business loan.
6.8   Dharwad
Run Rate Sales
USD 940 thousand
EBITDA Margin
30 - 40 %
Business Loan
USD 1.04 Mn at 18%
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Enterprise Software Startup Seeking Loan in Hassan, India

Seeking funding for subscription services in Hassan that enhance college placements and faculty training.
We are based in Hassan and focus on boosting employability for college students by bridging the gap between academics and industry needs. - Our main products are subscription services for universities that help them manage student placements, faculty development, and meet NAAC accreditation requirements. - We offer customizable pricing based on the number of students, with extra features available for faculty training and data analytics. - Currently, we're a small team of 2, working in a lean and flexible remote-first setup to keep costs low. - We are in the pilot phase and looking for investment to speed up our product development and onboarding of colleges before the next academic year kicks off. - Our goal is to generate annual sales of INR 1.2-2 crore within 12-18 months after launch as we ramp up our services. - Our business model is designed to grow repeat revenue through institutional subscriptions, making it easier for colleges to invest in their students' futures. - We're leveraging secure cloud infrastructure, ensuring that our services are reliable and accessible for educational institutions.
5.7   Hassan
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 10.4 K at 10%
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Payment Services Company Seeking Loan in Bengaluru, India

Consider funding a pre-revenue payment solutions firm targeting banks and NBFCs, seeking development support.
We are a payment solutions provider based in Bengaluru, focusing on both India and international markets. - Currently, we are in the pre-revenue stage, aiming for rapid growth once we hit the market. - We specialize in digital payment solutions tailored for banks, non-banking financial companies (NBFCs), and fintech firms. - These digital payment services will be delivered through a secure and user-friendly mobile application, enabling seamless transaction processing and management. - We offer services on both the issuing and acquiring sides of digital transactions. - Our revenue model is straightforward: we make money by selling licenses and charging a commission on transactions processed. - We're positioned to tap into the growing demand for digital payment solutions, making it an exciting business opportunity. - Our goal is to empower financial institutions with innovative payment solutions and improve their services to end-users. - Operates with a valid registration certificate.
5.7   Bengaluru
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 420 K at 9%
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IT Consultancy Company Seeking Loan in Bengaluru, India

Microsoft‐partner IT services firm delivering cloud and infrastructure solutions to SMEs, guided by seasoned promoter.
• IT solutions company focused on cloud products and infrastructure services. • Authorized Microsoft partner delivering certified cloud solutions. • Provides cloud consulting, deployment, and infrastructure support to SMEs and MSMEs. • Maintains an active customer base of approximately 10 business clients. • Focuses on scalable and cost-efficient IT solutions for growing enterprises. • Led by a promoter with over 18 years of experience in the IT industry. • Leverages Microsoft ecosystem tools to deliver secure and reliable solutions. • Positioned to grow through deeper SME penetration and expanded cloud service offerings. • Registered with the MCA, ensuring formal corporate compliance.
5.9   Bengaluru
Run Rate Sales
USD 18.8 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 10.4 K at 10%
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IT Consultancy Company Seeking Loan in Anantapur, India

IT and professional services firm specializing in cybersecurity and AI/ML solutions for startups and SMBs.
Specializing in cybersecurity, AI/ML, accounting, Embedded/IOT and sustainability. - The enterprise aims to bridge the gap between rural and corporate sectors by offering high-end job opportunities to non-metro graduates without a retainer fee, charging only on a pay-per-use basis. - The company partners with both neutral and proprietary global technology and service companies to deliver top-tier services to its clients. - Currently, it serves a diverse international clientele, comprising 4 clients, including firms from the US, Panama, and India. - Although the business boasts a gross margin of 30%, it is still working toward profitability as it continues to invest in operations and manpower. - Future plans include transitioning from providing free training for rural talent to a paid model, aimed at equipping local communities with skills to meet global demand while addressing regional issues with global expertise. - The business is registered with MCA and Startup India, reinforcing its legitimacy and commitment to socio-commercial objectives.
7.8   Bengaluru
Run Rate Sales
USD 12.5 thousand
EBITDA Margin
Operating at loss
Business Loan
USD 104 K at 12%
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Newly Established Water Purifiers Business Seeking Loan in Bengaluru, India

For sale: Business providing service and maintenance of water purifiers in Bangalore.
The business is a water purifiers service and maintenance provider based in Electronics City, Bengaluru, focusing on both home and commercial applications. - It specializes in servicing and maintaining water purifiers, ensuring safe drinking water for residential and business clients. - The majority of revenue is generated from servicing home water purifiers, with a strong customer base of over 400 regular clients. - The company offers Annual Maintenance Contracts (AMCs) to clients, providing them with reliable, ongoing service and maintenance solutions. - It is registered under GST and holds MSME certification, ensuring compliance with local regulations and granting access to various business benefits. - With a small dedicated team of 2 employees, the business maintains a personalized approach, focusing on customer satisfaction in the water purifier sector.
6.8   Bengaluru
Run Rate Sales
USD 25 thousand
EBITDA Margin
35 %
Business Loan
USD 21 K at 12%
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