Businesses Seeking Loan

• Construction materials supply, procurement, and recycling business serving contractors, industrial buyers, mills, and infrastructure projects. • Operates across construction material sourcing along with collection, recycling, and resale of ferrous and non-ferrous scrap metals. • Specialises in recyclable metals including copper, aluminium, red brass, yellow brass, wheels, titanium, and ferrous scrap materials. • Non-ferrous metals contribute nearly 80% of total recycling operations due to strong industrial demand and higher margins. • Provides centralized procurement and supply chain support for construction firms, project managers, manufacturers, and industrial processors. • Current business model includes purchasing recyclable materials from suppliers and selling directly to mills and downstream buyers. • Generates revenue through construction material supply contracts, scrap metal trading, recycling operations, and procurement services. • Built a growing client base of approximately 2,000 customers, including contractors, mills, recyclers, manufacturers, and industrial buyers. • Established relationships with suppliers, mills, contractors, and industrial buyers support recurring demand and efficient operations. • Achieved annual turnover of USD 4.5 million with average net profit margins between 15% and 20%. • Identified a significant growth opportunity through the launch of a dedicated metal drop-off recycling facility. • Planned recycling center will allow direct sourcing from the public and local scrap generators, reducing dependency on third-party suppliers. • Management expects the new physical facility to improve sourcing efficiency and increase net profit margins to nearly 40%. • Business hires contractual employees. • Business is positioned to scale through stronger procurement control, direct sourcing advantages, and growing recycling demand. • The business operates with a valid business license and permit.

We operate in Ambon, specializing in selling airline tickets exclusively to government clients for official travel. - Our primary clients include government offices, ministries, non-departmental institutions, members of the House of Representatives, regional heads, governors, mayors, regional officials, heads of state-owned enterprises (BUMN), heads of regional-owned enterprises (BUMD), and central and regional government employees. - We provide airline ticket services aligned with government travel assignments, ensuring full compliance with official Standard Operating Procedures (SOPs). - We typically handle 200–250 flight ticket bookings per month, generating gross ticket sales of IDR 300 million to 400 million. Our earnings range from 30–45% of this gross sales. - We operate through contracts with government entities, ensuring a stable and recurring flow of business and long-term relationships. - We offer a post-payment scheme where ticket purchases are settled after accountability verification, in line with government SOPs. - The business holds all required operating permits and licenses, ensuring full regulatory compliance and credibility.

Medical device business focused on developing and commercializing innovative healthcare products for hospitals, clinics, and medical professionals. - Top-selling products include tissue adhesive, surgical glue, and a surgical circumcision Instrument used in patient care and clinical procedures. - Revenue is generated through sales to distributors, healthcare providers, and medical institutions across multiple healthcare segments. - Operates through a contract manufacturing model, enabling an asset-light structure while focusing on product development, regulatory compliance, and market expansion. - Maintains a network of approximately 50–60 distributors, supporting product reach and recurring sales opportunities. - Patent application has been filed for its surgical tape technology, creating potential intellectual property value and product differentiation. - Led by an experienced team focused on expanding operations through the establishment of an in-house production facility. - Sales have temporarily declined as management prioritizes expansion and capacity-building initiatives for long-term growth. - Funds will be used to establish a manufacturing facility, improve production capabilities, strengthen margins, and scale distribution. - Holds a Drug Manufacturing License, providing regulatory credibility and supporting commercialization of medical products. - Well-positioned to benefit from growing demand for advanced wound care, surgical consumables, and innovative medical devices in healthcare markets.

Interior design, renovation, architectural firm serving residential and commercial construction projects. - Planning to expand into a one-stop construction services model by supplying construction materials, steel fabrication, and integrated project management. - Serves residential homeowners, commercial clients, developers, and organizations requiring comprehensive construction and renovation services. - Successfully completed 3 projects in the previous year, demonstrating operational capability and project execution experience. - Led by a promoter with 42 years of experience in architecture, construction, renovation, and project management. - Recently converted into a Private Limited Company after operating as a sole proprietorship, providing a stronger platform for future growth. - Strategic focus on projects supported by the National Housing Trust, with an emphasis on delivering cost-effective housing solutions for young families. - Well-positioned to expand through integrated construction services, material supply, steel fabrication, and larger project contracts. - Registered with incorporation certification, supporting legal compliance and business credibility.

• Property rental business that leases residential buildings from property owners and rents out the individual houses/units to tenants at higher rental rates. • Currently operates one leased building comprising 22 houses. • The business generates revenue through the difference between the lease cost paid to the building owner and the rental income collected from tenants. • The current building has approximately 70% occupancy, providing an existing tenant base and ongoing rental income. • The business model can be scaled by leasing additional buildings and renting out their individual residential units. • Holds a valid trade license for its operations.

Planning to launch a modular furniture showroom in Indore, Madhya Pradesh, focused on residential furniture solutions. - The product range will include modular kitchens, modular wardrobes, beds, and side tables. - The business plans to operate through a rented showroom and establish its own furniture production facility. - The showroom launch is planned after securing funding, with the business currently at the pre-revenue stage. - The business has been recently registered under MSME and is currently funded by the proprietor. - The business currently has 2 employees and does not own any physical assets. - The monthly revenue is currently nil, as the business has not yet been launched and is not generating any revenue.

Unisex luxury salon and spa operating in Ajman, UAE, serving a steady flow of customers. - Established two years ago, the business serves approximately 18 clients on weekdays and around 25 clients per day during weekends. - The business has 3 employees managing salon services and day-to-day operations. - The business has an established customer base and holds a trade license.

Premium car wash and automotive restoration business operating a chain of car washes in Tallinn along with 2 specialized restoration studios. - Services include professional car washing, polishing, interior cleaning, car painting, and interior reupholstery. - Specializes in car interior restoration, providing customers with broader vehicle appearance and refurbishment solutions. - Over the course of a year, the business has expanded beyond automobiles into servicing yachts, boats, and light aircraft. - The expanded service offering covers small vessels, sailboats, motor yachts, and light aircraft, creating additional revenue opportunities beyond the core automotive segment. - The combination of multiple car wash locations and specialized restoration studios provides a diversified operating platform. - The business is positioned to serve customers seeking both routine vehicle care and higher-value restoration and refurbishment services. - Its expansion into marine and light aviation services creates scope to diversify the customer base and increase average transaction values.

Trust runs 2 schools in Pune catering to 450 students from Kindergarten to 10th grade. - Our annual fee averages around Rs 25,000 per student, making quality education affordable for low-income families. - We’ve got a dedicated team of 18 passionate employees focused on delivering excellent education. - Our mission is to empower young minds and foster a love for learning within our community. - We’re now looking to expand into agri-tourism in Tamil Nadu, providing students with hands-on sustainable agriculture experiences. - The additional project aims to create a unique learning environment while also generating income for the school. - Parents and guardians trust us as a meaningful educational choice in Pune, making our student base steadily grow. - By diversifying our offerings, we’re excited to enhance not just student education, but also community engagement.