Businesses Seeking Loan

Real estate firm engaged in the construction of residential real estate, offering construction project management, architectural, and interior design solutions. - Also offer project management, master planning, engineering, green architecture, sustainability rating and consulting, fit-out construction, and real estate development management services. - Have already completed a 300 unit residential real estate project in Liliw, Laguna and have sold over 50% of the units. - Have also successfully completed township developments, vertical & horizontal residential developments, commercial mall projects, boutique hotels, and other hospitality projects. - Specialized in offering solutions for sustainable townships and mixed-use pocket real estate development and is currently focused on building low-rise, affordable, efficient, sustainable, and environment-friendly residential real estate properties in Makati, Metro Manila. - Currently engaged in the development of a six storey condominium project in the Makati Business District. - Started construction around 10 months ago and have currently completed around 40% of the project. - The project is expected to be completed in the next 9 months. - The project has 55 units of which around 29 units have already been sold. - The total revenue from the sale of these projects is PHP 70 million and will be recognized by us towards the end of the year in compliance to the credit period offered and our accounting system. - The units are targeted towards junior executives, start-up families, and young entrepreneurs. - Each unit spans around 18 sq. m. to 30 sq. m. and costs around PHP 2.5 million to PHP 4.5 million respectively. - The construction is outsourced to 2 third party contractors. - The land for the project is around 342 sq. m. and is owned by the business. - Physical assets owned by the business include land and construction. - We are expected to generate around PHP 124 million in revenue this year largely due to the sale of our inventory. - Promoter is a licensed architect with over a decade of experience and has previously worked for Palafox Associates.

Leading advertising agency in South Korea. - Clients include very well-known and Fortune 500 companies. Our clients are from the hospitality, education, and travel industries. - Had more than a hundred clients so far, actively working with 5-15 clients at any time. - Annual growth rate of 50-100% in the past few years. - Our website and blog have high organic rankings for strategic keywords. - Every week we get up to 10 leads. - We have 4 full-time employees, 1 part-time employee and 5 freelancers working with us. - Company has a valid business registration document.

Leading advertising agency in South Korea. - Clients include very well-known and Fortune 500 companies. Our clients are from the hospitality, education, and travel industries. - Had more than a hundred clients so far, actively working with 5-15 clients at any time. - Annual growth rate of 50-100% in the past few years. - Our website and blog have high organic rankings for strategic keywords. - Every week we get up to 10 leads. - We have 4 full-time employees, 1 part-time employee and 5 freelancers working with us. - Company has a valid business registration document.

The business is a unique seafood restaurant located in Chaguanas, specializing solely in fresh seafood dishes, catering to a niche market in Trinidad and Tobago. - It operates with a small team of 10 employees, ensuring personalized service and a focus on quality. - On average, the restaurant serves between 50 to 100 customers daily, highlighting a steady demand for seafood in the area. - The restaurant primarily offers takeout services, with limited seating capacity accommodating only 10 to 20 guests, making it ideal for customers on the go. - An operational license is in place, ensuring compliance with local health and safety regulations, which builds trust with customers. - The menu features a wide range of seafood options, including dishes like grilled fish, shrimp, and seafood platters, appealing to local and visiting seafood lovers. - Revenue is generated through the sale of seafood meals primarily via takeout, which minimizes overhead costs related to dining space.

Retail store specializing in electronics, furniture, and household supplies. - The company has managed to build a client base of over 1,000 customers, indicating a strong market presence and customer loyalty. - The business primarily engages in B2C (business-to-consumer) transactions. - Receives an average of 5-7 orders per day, demonstrating consistent consumer demand. - The business sources products from both manufacturers and distributors.

• Non-operational, pre-revenue bio compressed gas project integrating production of green food-grade CO₂, organic fertilizer, and bio pellets. • Planned production capacity: 10 tons per day. • Funding sought to commence operations and scale full-capacity production. • Agreement in place with IOCL for the sale of bio compressed gas. • CO₂ output to be utilized by the group’s beverage company and sold to external industrial buyers. • Organic fertilizer to be supplied to the government as per existing policy frameworks. • Bio pellets targeted for sale to thermal energy producers as renewable fuel substitutes. • Promoted by an experienced team with over 25 years in oil, gas, and water industries. • Holds valid Pollution Control and Explosives licenses for compliant operations. The company is registered in Howrah, West Bengal. • Positioned to capitalize on growing demand for green fuel and circular economy products.

The restaurant is an authentic Italian restaurant and pizzeria located in a prime location in Dubai. - The business offers a diverse range of products and services including pizza, pasta, and burgers for on-site dining, take away, and delivery. - With a seating capacity of over 50 inside and 60 outside, the restaurant offers breathtaking views and a welcoming ambiance for its customers. - The business experiences high order volumes, with 120-150 orders for lunch and dinner each day, making it a popular choice among customers. - The restaurant also offers daily packages for delivery to offices, catering to the corporate clientele as well. - The business is well-positioned in the competitive Dubai restaurant industry, with a strong focus on authentic Italian cuisine and a variety of dining options. - With a small team of 7 employees, the business efficiently manages its operations and customer service, ensuring a personalized and high-quality experience for its patrons. - One of the partners in in Luxembourg but the other partner is in Dubai managing the operations.

Track record & experience: - Over 10 years of experience in landscaping and hydroseeding services in Latvia and select international markets. - Strong expertise in green infrastructure, soil stabilization, erosion control, and lawn development across varied environments. Business scope & revenue model: - Professional hydroseeding services for private, industrial, and municipal projects. - Manufacturing and sale of hydroseeding materials such as mulch, hydrogel, and bonding agents, supplied to clients across Europe. - Design and production of custom hydroseeding equipment for contractors and landscaping professionals. - Pricing is based on project size and scope, supporting both one-time projects and long-term contracts. Client base & markets: - Serves commercial and private landowners, construction and landscaping contractors, municipalities, and infrastructure developers. - Products and services are used across the Baltic region, Scandinavia, and other European markets. Partnerships & business relationships: - Maintains partnerships with local and international suppliers of seeds and landscaping materials. - Works with recognized business support organizations, including Altum (a development finance institution in Latvia) and the Latvian Chamber of Commerce and Industry. - Participant in the business incubator program, supported by a grant under the European Regional Development Fund, indicating external validation of the company’s growth potential. Promoter & team experience: - Built on more than a decade of hands-on experience in landscaping, hydroseeding services, and material development. - Possesses technical expertise in both service execution and custom equipment design. Awards & recognition: - Supported by national and regional business development grant programs, reflecting early-stage credibility and growth potential. Reason for drop in run-rate sales: - The decline in run-rate sales is due to the seasonal nature of landscaping activities, with lower demand during winter months. - To reduce seasonality, the company plans to expand into the manufacturing of hydroseeding equipment and materials, enabling year-round revenue generation. Revenue and employee structure: - The company operates with a small permanent team supported by seasonal workers hired for approximately 3–4 months during peak periods. - Seasonal employees are not included in the permanent employee count, which explains the higher revenue levels relative to the listed workforce size.

Store is located in Castelo Branco and has been serving the local community with a diverse range of Indian, Portuguese, and international groceries. - Store provides Indian and Portuguese groceries for in-store pick, delivery, and on-call sales with a footfall of 20-50 clients per day. - The Indian goods in the supermarket generate major part of the revenue. - Business has also has a few part time employees to help in the shop operations. - The owner of the store has experience of 4 years in retail sales. - Wonderful relationship with more than 5 wholesale distributors and importers in Portugal to keep the regular supply of Indian goods, and more than 10 suppliers of Portuguese FMCG and non-FMCG goods. - In the last 2 years, business has maintained a 5-star rating on Google and brilliant client reviews on Facebook and other social media platforms. - The business holds valid business licenses, health and safety permits and a liquor license from the local government body.