Businesses Seeking Loan

1. Furniture dealership business that sells a multi-brand range of products and brands including wardrobe cabinets, plastic products, furniture, and electric appliances, to distributors and resellers. 2. Location and Employees: The business is located in Cagayan Valley, providing access to a local market and potential expansion opportunities within the region. - Apart from the 7 full-time employees the business also employs 10 contractual employees. 3. Unique Manufacturing Proposal: Apart from the furniture dealership we are considering venturing into the manufacture of plyboard from rice husk, which would be a pioneering initiative in the Philippines. 4. Market Potential: Approximately 120 million kilograms of rice husk goes to waste annually in the Philippines. By using rice husk waste, the business aims to tap into a significant market opportunity. 5. Eco-Friendly Approach: The proposed manufacturing process aims to produce eco-friendly products such as plyboard, furniture, and other household items like spoons, forks, and plates. , chopsticks, and chopping boards, offering customers affordable and sustainable alternatives. 6. Financial Projections: The business anticipates a minimum annual sales range of PHP 100 million to PHP 150 million upon reaching full production capacity, with a projected profit margin of 35%. 7. Investment Opportunity: The owner is open to offering investors a share of the net profit for future sales for a specified period. (15% for 15 years) 8. We are a duly compliant company with all the necessary certificates and licenses.

The company is involved in the distributorship of medicines to pharma stores. We started our operation this year, and have received a higher acceptance rate in the area. Currently, the company is distributing the products in Pune, Sangli and Kolhapur. We get these products manufactured through a third-party vendor (manufacturer). We sell 2+ batches every month, each match consists of 1,200 units. The company has employed 5 employees who are working full-time to generate leads and cover 200+ customers.

Three years old organization that is involved in the wholesale of electrical products. - We sell our products in the local market. We receive customers to our store and our retail sales officers visit & collect orders from other shops. - In addition, we supply electrical products to various government agencies like (army cantonment, coast guard and navy), engineers and contractors of private new buildings. - Daily sales are on average BDT 40 to 50 thousand which equates to BDT 13 to 17 lakh per month. - Organization has 4 employees which include 2 retail sales officers, 1 corporate sales officer, 1 delivery man. - Most of the sales are cash transactions. - We offer superior customer service & fast delivery services. - We buy products from wholesalers and dealers. If we start purchasing all products from the factory, then our profit would jump to 30 to 40%. - We supply our products all over the Khulna district. - Business has single owner and no liabilities.

We trade construction materials manufactured by our sole supplier to interested parties. - Two main clients are the municipal corporation and local contractors. - Our mission is to provide high quality products at a competitive price coupled with the best customer experience. - Products are proven to be of great quality as stated by the buyers themselves in comparison to our competitors. - At the moment, we have six employees and will add more as we will need heavy equipment operators and drivers once we start our own logistics. - We are seeking a high loan amount based on our financials because our business is in demand despite the current economic status locally and globally. It did not just survive but has thrived amidst the economic challenge that the world is facing.

Globally unique technology under patenting. - Promoter has 20 years experience of developing new products. - Received grants and awards from DBT, DST, Millennium Alliance of about Rs 1 cr. - Grew at 3X from 13-14 till 15-16. This year, the business is a little down due to erratic rains, and first pivot in vegetable market. - However, business is cash plus and growing organic. - 5500 clients in pomegranate and 1500 in vegetables used our products in 3 years of commercialization.

Company has one retail store and an online ebay store. - We sell our products to 4 wholesale buyers. - We have tie-ups with some whole-sellers from whom we source our products. - Our monthly revenue from Ebay is Rs. 1,50,000 approximately.