Businesses Seeking Loan

Established wholesale trading business in the iron and steel sector, primarily based in Lucknow. - Generates a robust monthly trading volume of approximately 200,000 kgs of metal, demonstrating significant market activity. - Offers a diverse portfolio, featuring products such as TMT bars from reputable brands including Kamdhenu, Gallant Core, RHL Gold, Rungta Steel, and Ankur TMX. - Strong distributor network maintained, partnering with 8-10 reliable distributors to enhance market reach and efficiency. - Complies with GST regulations, ensuring a transparent and lawful operation. - Employs a dedicated team of 8 permanent professionals focused on optimizing trading operations and customer relations, business occasionally hires contract employees as needed. - Operates in a growing market environment, with increasing demand for iron and steel products within various construction sectors.

Solar panel distribution and installation company. - The company installs solar panels in residential, commercial, and industrial buildings. - Our installations range from 3 kW to 30 kW. - We get customers through social media advertising and WhatsApp broadcasts. - Clients send us their requirements, we give a quote and they pay us the complete amount after installation. - This is a sole proprietorship with pending bank loans of INR 5 lakh. - The owner started their career as a medical representative with Pfizer and Dr Reddy's. The owner tried their hand at another business that closed down. After that, they started this solar power business.

The business has a vast spectrum of services to offer across different domains creating multiple streams of revenue. The primary source of revenue for the business is through its HR consulting services such as recruitment and organisation restructuring. The HR services contribute towards roughly 60-65 percent of the total revenue. The other important revenue stream stems out of the strategy and process consulting services offered by the business like idea validation and internal audits. The process consulting services contribute to over 30 percent of the total revenue. The business has diversified and hired experts to provide digital marketing and branding services. These services contribute to a little over 5 percent of the total revenue but have massive growth potential. The business caters to over 6 clients in each of the domain of services but the numbers have reduced due to the pandemic. Currently the business has 2 clients each in the HR services and process consulting services domains. The average length of each project undertaken by the business is anywhere from 6 months to 2 years. The payment collection criteria adopted by the business varies from one kind of service to another. A single and complete payment structure for HR recruitment services and a monthly payment structure for other HR services throughout the life of the project. A monthly or a project base payment structure for strategy and process consulting services along with a monthly payment structure for digital marketing services is adopted by the business. Apart from cold calling and online advertising, the business has various other sources to gather work. The business is a member of the Hyderabad Management Association (HMA). The fellow members of HMA provide work opportunities to the business in the domain of HR services via referrals. The member of HMA who provides work opportunities to the business takes up to 20% of the net proceeds as a commission. The business is also a member of Business Networking International (BNI) group. The fellow members of the BNI group provide work opportunities to the business in the domain of strategy and process consulting via referrals but charge no commission for the same. The business also holds a membership to the esteemed Federation of Telangana Chamber of Commerce and Industry (FTCCI). The FTCCI is an important asset for the business as its other participating members provide work opportunities to the business in all three domains (HR, process consulting and digital marketing) in exchange for up-to 20% commission from the net proceeds. The business holds a contract with a firm in Bangalore to provide HR services. The contract has no expiration. The business outsources ERP projects through a collaboration with an ERP vendor in Chennai. For every ERP project undertaken by the business, 70 percent of the proceeds go to the vendor in Chennai and rest of the 30 percent is incurred by the business. This collaboration also has no expiration. The business halted its operations about 15 months back. The investment is required to restart the operations.

A newly established profitable business that has been able to get more business clients in a short time span. - Strong pipeline of potential clients eager to start working with us. - Very experienced team assembled. - A booming market that is looking to attract our expertise. - Unique terms for investors to make a return on their investment. - We currently have 3 active clients. - Promoters own apartments in Moscow and can provide them as collateral.