Businesses Seeking Loan

• Operates a top-ranked bakery and pastry brand on TikTok Shop Malaysia. . Halal manufacturing with over RM 1 million spending in development of facility. • Best known for Sarawak layer cake with strong cultural appeal and gift suitability. • Products have a long shelf life, making them ideal for travel-friendly souvenirs. • Achieved top position in the pastry & bakery category and overall F&B among 14,000+ TikTok shops. • Served over 300,000 online customers within 16 months using a single core SKU. • Records annual revenue of approximately MYR 6 million with strong online traction. • Generates majority of sales through TikTok Shop and Shopee storefronts. • Handles average monthly order volumes of 50,000–60,000 pieces. • Currently relies on contract manufacturing to fulfil production. • Company maintains a core team of permanent employees to ensure stability and operational continuity, while also hiring contract staff as necessary to manage seasonal demand. • Faces supply-side constraints due to limited capacity and inconsistent quality from suppliers. • Currently, lacks in-house certifications, restricting offline retail and export expansion and hence is seeking investment to establish a certified production facility and scale distribution. • Targets revenue growth of at least 3x with EBITDA margin expansion up to 25%. • Led by a founder with deep digital marketing expertise and offline sales experience. • Registered with SSM certification.

We’re a start-up in the food processing industry, based in Ghaziabad and setting up our manufacturing unit in Pune. - Our main focus is on producing tutti-frutti and gulab jamun, along with some sweet snacks. - We aim to serve B2B clients like bakeries and ice cream manufacturers, supplying them with high-quality ingredients and toppings. - Our manufacturing plant will use cutting-edge technology to ensure we can produce large quantities efficiently. - We plan to source our raw materials directly from local farmers, which helps us maximize profits and support the community. - We believe in quality and safety, so we’re proud to hold an FSSAI Central License for trade, retail, and export from our Ghaziabad office.

We’re a start-up in the food processing industry, based in Ghaziabad and setting up our manufacturing unit in Pune. - Our main focus is on producing tutti-frutti and gulab jamun, along with some sweet snacks. - We aim to serve B2B clients like bakeries and ice cream manufacturers, supplying them with high-quality ingredients and toppings. - Our manufacturing plant will use cutting-edge technology to ensure we can produce large quantities efficiently. - We plan to source our raw materials directly from local farmers, which helps us maximize profits and support the community. - We believe in quality and safety, so we’re proud to hold an FSSAI Central License for trade, retail, and export from our Ghaziabad office.

The company is a newly incorporated pre-revenue agro-processing company focused on ginger and multi-commodity value addition in Mizoram. With a planned capacity of 1 MT/hour for ginger processing and integrated cold storage, the company aims to serve the growing domestic and export demand for quality agri-products. - Revenue model: * Direct sale of processed ginger (fresh, dried, powdered). * Contract processing for farmers and aggregators. * Cold storage rental income. - Target clients: * Spice exporters, FMCG companies, and herbal product manufacturers. * Local ginger farmers and agri-cooperatives. - Projected processing capacity: * 1 MT/hour ginger line. * 200 kg/hour grading unit. * 1,000 MT cold storage planned. - Promoter experience: * Led by professionals with a strong grounding in agri-business, project planning, and food processing. * Supported by expert advisors and SIDBI-backed consultants. - Business relationships: * Initial discussions with the SIDBI Mizoram branch (visited in January and had a meeting the following month). * Technical support and DPR prepared by experts. - Future expansion plans: * Add multi-commodity processing lines (turmeric, turmeric oil, garlic). * Develop backwards linkages with local farmers. - Certifications targeted upon completion of the project: FSSAI license, and ISO 22000:2018 compliance. - The company is registered in Aizawl, and the proposed unit will be built in Lengpui.

• Coffee shop brand operating 2 outlets located in Selong and Mataram, Lombok, under the same entity. • Serves freshly brewed coffee, smoothies, and juices. • Outlets are situated in good locations with strong customer visibility. • Each outlet serves around 150 customers daily and offers a seating capacity for 10–15 guests. • Licensed under SIUP, ensuring compliance and operational credibility.

We employ a dedicated team of 6 skilled professionals, ensuring high-quality production and customer service. - Our product offerings include special breads, customized cakes, and wedding cakes, catering to a diverse clientele. - Our top-selling products consist of bulk orders of bread, wedding cakes, and birthday cakes, establishing a strong presence in both retail and bulk supply markets. - We have a robust client base that includes both government and private entities, highlighting our capability to handle large orders efficiently. - Bulk orders significantly contribute to our revenue stream, demonstrating the demand for our products and the effectiveness of our business model. - Although our operational margins have the potential to be higher, we prioritize reinvesting profits back into the business to support growth and development. - The business is registered and has a food safety license.

Store is located in Castelo Branco and has been serving the local community with a diverse range of Indian, Portuguese, and international groceries. - Store provides Indian and Portuguese groceries for in-store pick, delivery, and on-call sales with a footfall of 20-50 clients per day. - The Indian goods in the supermarket generate major part of the revenue. - Business has also has a few part time employees to help in the shop operations. - The owner of the store has experience of 4 years in retail sales. - Wonderful relationship with more than 5 wholesale distributors and importers in Portugal to keep the regular supply of Indian goods, and more than 10 suppliers of Portuguese FMCG and non-FMCG goods. - In the last 2 years, business has maintained a 5-star rating on Google and brilliant client reviews on Facebook and other social media platforms. - The business holds valid business licenses, health and safety permits and a liquor license from the local government body.

• Operates a combined dine-in restaurant and labor camp catering business in Dubai. • Runs a restaurant outlet in International City (X15) serving walk-in customers. • Operates a dedicated kitchen facility in Dubai Investments Park near Crown Mall, catering to labor camps. • Provides contracted mess and catering services supplying daily meals to around 200 labor camp workers. • Recently added a new labor camp mess facility, expanding catering capacity. • Revenue is evenly split between restaurant dine-in sales and long-term catering contracts. • Offers both vegetarian and non-vegetarian menus to suit diverse customer preferences. • Top-selling items include biryani and South Indian breakfast offerings. • Benefits from existing catering contracts ensuring predictable recurring revenue. • Has established brand recognition and goodwill within its operating locations. • Holds a trade license and regulatory approvals for restaurant and catering operations. • Seeking investment to scale operations, expand catering reach, and strengthen infrastructure.

A cafe and restaurant based in Raipur, Chhattisgarh that started operations in 2018. - We serve a variety of different cakes, desserts, hot and cold beverages, Indian and Continental cuisine. - There is a maximum seating capacity of 22 individuals. - We receive an average of 40 daily customers. - There are 5 staff members working at the restaurant. - The cakes are not produced by us, we purchase from 3rd party bakers.

We are manufacturers of biscuits, cakes, chocolates and other bakery items. - All products are gluten and lactose free. - Have over 70 clients from Belgium. - We have sales agents in Japan, Germany, Iran and UAE. - Business has market presence since the last 8 years.

Specialty bakery business offering themed and personalized custom cakes for birthdays, weddings, corporate events, and other celebrations. - Also provides catering-style dessert packages for events, including dessert tables, tastings, and pastry assortments. - Serves a growing customer base of parents, brides and grooms, event planners, and businesses seeking unique, high-quality confections. - Revenue is generated through direct in-store sales, custom event orders, online offerings (with delivery and subscriptions), and additional income from pastry workshops and classes. - The business delivers more than 50 custom cakes a month and has more than 20 walk-ins a day. - Currently experiencing steady monthly growth in customer volume, driven by word-of-mouth, event exposure, and targeted marketing efforts. - Led by a manager with deep expertise in baking and business operations, supported by a passionate team focused on innovation and customer satisfaction. - Maintains strong relationships with premium ingredient suppliers and collaborates with local cafes and grocery stores to expand reach. - Actively participates in industry events and fairs to boost visibility and networking. - Recognized in local baking competitions and consistently praised by customers for quality, creativity, and service.

Cafe operates in Zamboanga with a dedicated team of 8 employees focused on delivering premium quality beverages. - The business boasts a robust client base of over 5,000 loyal customers, with 70% accounting for repeat business. - Current revenue streams include beverage and food sales constituting 70%, supplemented by catering (15%), events/workshops (10%), and merchandise (5%). - With a 15% year-on-year growth, the cafe demonstrates strong financial performance. - The staff comprises 10 skilled baristas, cooks, and customer service representatives, operating under experienced hospitality management. - Positioned in a high-traffic area, the cafe offers a seating capacity of 50, aiming to cater to both individual customers and community events. - The cafe plans to expand its menu, open additional locations, enhance its digital presence, and increase its events/workshops to drive growth. - Financial projections: 1. Revenue growth: PHP 2,500,000 (year 1), PHP 2,875,000 (year 2), PHP 3,306,250 (year 3). 2. Net income: PHP 500,000 (year 1), PHP 875,000 (year 2), PHP 1,306,250 (year 3). 3. Break-even point: 6-9 months. 4. ROI: 30% within 3 years.