Businesses Seeking Loan

Industrial equipment and machinery supply business, based in Kuwait. - Products include water pumps, sewage pumps, generators, high-pressure cleaners, heavy lifting equipment, compressor, welding machine, spinner sprayer, safety products etc. - Products are sourced through a China-based manufacturer. - Have 70 to 90 industrial clients, most of them are oil companies from Kuwait, Oman, Bahrain etc. - We get about 15 orders per month. The average order value is KWD 500 to 600. - The business has business registration, OHSAS, ISO certification and an export license. - We have 6 permanent employees and 2 contract employees.

Small Caribbean restaurant located on Talbot Street in Aylmer, offering island cuisine and Caribbean food specialities. - Seating capacity: The maximum seating capacity is 30 and number of average daily walk-ins is between 12 to 15, indicating steady local foot traffic and takeout demand. - Menu highlights: Signature Jerk chicken meal, Jamaican beef patties, and golden rum cake, which are top-selling dishes that drive repeat customers. - Additional menu items: Fried plantains, rice and peas, coleslaw, and sweet fried dough, supporting a full Caribbean meal experience and diversified food offerings. - Team: Operated by 2 permanent employees, reflecting a lean staffing model and low labor overhead. - Revenue model: Dine-in, takeout, and likely local delivery/walk-in sales from Talbot Street foot traffic and neighbourhood customers. - Funding need: Seeking a loan to boost marketing and acquire additional equipment to increase capacity, improve kitchen efficiency, and grow order volume. - Target customers: Local residents and passersby seeking authentic Jamaican dishes, Caribbean food lovers, and lunchtime/dinner patrons on Talbot Street. - Marketing opportunity: Invested loan proceeds into local advertising, social media promotion, and signage to convert average walk-ins into higher daily sales and expanded catering or delivery orders.

The company manufactures cleaning supplies under its own brand and also provides job work manufacturing services on a contract basis. - We manufacture the products under our own brand and sell through door-to-door marketing. We have 7 D2D salespersons that work on a contract basis. - Our maximum production capacity is 250kg per hour but we are currently held back by the lack of packaging equipment. Manual packaging and labeling take 2-3 days which can be completed in a few hours with packaging machinery. - Our revenue figures provided are only for our own brand as job works contracts are not regular. - the promoter has a personal overdraft loan of INR 8 lakhs that was taken for the factory premises.

Processors and wholesalers of cotton bales. - The company processes about 100 tons of cotton lint every month. - Asset-light model, we are renting the entire production facility (including the processing equipment) - We hire 10 workers for the processing. - We started earning revenue in December of last year and did revenue of INR 1.1 crore in just three months. - Revenue is seasonal and we are projected to close this year at around INR 3 crore. - The founders of the company belong to a family of agro-commodity traders, they process cotton as now with this company. But, we are looking to enter food processing (chana). The cotton business is seasonal and the chana business will offer some stability.

We are manufacturers of confectionery, namkeen, mathri and shakar para. - Company sells these products under own brand to approximately 120 retail shops in the area. - We have approximately 26 items and the production capacity is 5 quintal daily for all these items together. - Have 7 small shops on lease which we use to wholesale our products. - Have also started tea packaging and marketing under our own brand. - We buy tea from 10 dealers in Haryana and West Bengal and supply to 40,000 customers in the local market. - Management consists of 7 highly experienced family members who have 20+ years of business experience.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

Mumbai based business specializes in manufacturing and selling bakery products. - We run 5 retail stores across Mumbai. - We supply to 10 B2B clients. - Annual revenue for this year will be INR 2.5 crore as we recently opened more retail stores. - Also supplying to franchise stores of a reputed gifting brand. - Revenue is equally split between retail sales and B2B sales.

The bakery specializes in selling cakes, biscuits, and cookies with half kg cakes being their best-selling product. - The starting price of products is INR 300. - The business has established tie-ups with 5 nearby corporate clients to cater their events. - The bakery has a loyal customer base, with some customers patronizing the business for over 5 years. - The daily footfall averages at around 30-40 customers. - Online orders through a tie-up with Winnie contribute to 50% of the bakery's sales, with the other half being in-store sales. - The bakery undertakes deliveries within a 10km radius of the store. - It has a total seating capacity of 10-15 customers. - The business is operated by a total workforce of 7 including part-time workers, including the owner with 3 years of experience, and a family member with 5 years of experience in the industry. - We have all the necessary licenses and approval to operate including the FSSAI license.