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Commercial Loans Company Seeking Loan in Cardiff, UK

Providing small businesses with short-term business loans with a loan recovery rate of 100%.
UK-based startup providing short-term funds between GBP 2,500 & GBP 20,000 to small businesses. - The current owners have disbursed a total of GBP 365,000 amount of short-term loans to small businesses in the last two years. - Average ticket size of the loan is around GBP 10,000 for an average period of about 9 months. - Charge 4 percent per month as interest on the loans. - Have had around 200 clients since inception and currently have 9 clients. - Current value of the loan book is around GBP 330,000. - Proving that the SME is being overlooked for short-term cash to propel their business forward. - Our loan recovery rate is 100%. - Company has a debt of GBP 25,000 currently.
7.3   Cardiff
Run Rate Sales
USD 240 thousand
EBITDA Margin
30 - 40 %
Business Loan
USD 67 K at 14%
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Photographic Equipment Business Seeking Loan in Manila, Philippines

Company providing aerial mapping for various businesses seeks a loan.
Our team specializes in capturing detailed aerial images of various properties such as beach resorts, hotels, construction sites, farms, and more using high-quality drone cameras. - We use these images to create a stunning ortho mosaic map of the land, giving property owners a comprehensive overview of their property. - Our service is quick, efficient, and hassle-free, making it an attractive option for property owners who want to save time and money. With just a single flight, we can cover up to 20 hectares of land in less than 30 minutes. - We are currently seeking private investors to help us grow our business and expand our services. - Our rates start at an affordable PHP 3,500, making our service accessible to property owners of all types and sizes. - Investing in our drone technology and aerial imaging services is a smart decision. The market for drone technology is projected to grow rapidly in the coming years, and our innovative services are already in high demand.
7.3   Manila
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 14 K at 7%
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Mobile App Seeking Loan in Davao City, Philippines

Smartphone application that offers services to customers through local business partners and freelancers.
Davao City-based start-up company with a mobile app that offers local services to customers. - We are in the early stage of operations and we are currently operational in Davao City. - Have 40K app users, more than 20 businesses and over 1,000 freelancers registered on our platform. - Freelancers Services - Users can book house cleaning, plumbing, electrician and other home services using our app. - Mobile Recharge Feature - Users can buy load for mobile phones. - Food Delivery - Users can order food through the app. - Loan - Users can apply for a pension, collateral and business loan through the app. - Local Services - Users can book an appointment or home service with their favourite service providers in the city. - Some of the key features are: * Fast and easy search services: Customers can book local services in their area or look for individual skilled workers. * Huge database for service providers all over the Philippines: We've partnered with local services and top freelancers to ensure we have all the services that users are looking for. * Rebates and loyalty rewards: Get more rebates and rewards by booking and using more services. * Top-skilled workers: Have the ease of comparing the quality of service of our partnered freelancers and local services by looking at their ratings. * Real-time alerts/notification: Do not miss upcoming discounts offer for local services or a local business that promotes their business in our app. - Our mobile app at Google Play Store has more than 100 downloads with a 5-star rating. - We have Android, iOS and Huawei mobile app versions. - Promoter has more than 5 years of experience in this industry. - Physical assets include building, Lots, furniture's, devices, vehicles.
Smartphone application that offers services to customers through local business partners and freelancers.
6.9   Davao City
Run Rate Sales
USD 94 thousand
EBITDA Margin
30 %
Business Loan
USD 175 K at 20%
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Mobile App Seeking Loan in Davao City, Philippines

Smartphone application that offers services to customers through local business partners and freelancers.
Davao City-based start-up company with a mobile app that offers local services to customers. - We are in the early stage of operations and we are currently operational in Davao City. - Have 40K app users, more than 20 businesses and over 1,000 freelancers registered on our platform. - Freelancers Services - Users can book house cleaning, plumbing, electrician and other home services using our app. - Mobile Recharge Feature - Users can buy load for mobile phones. - Food Delivery - Users can order food through the app. - Loan - Users can apply for a pension, collateral and business loan through the app. - Local Services - Users can book an appointment or home service with their favourite service providers in the city. - Some of the key features are: * Fast and easy search services: Customers can book local services in their area or look for individual skilled workers. * Huge database for service providers all over the Philippines: We've partnered with local services and top freelancers to ensure we have all the services that users are looking for. * Rebates and loyalty rewards: Get more rebates and rewards by booking and using more services. * Top-skilled workers: Have the ease of comparing the quality of service of our partnered freelancers and local services by looking at their ratings. * Real-time alerts/notification: Do not miss upcoming discounts offer for local services or a local business that promotes their business in our app. - Our mobile app at Google Play Store has more than 100 downloads with a 5-star rating. - We have Android, iOS and Huawei mobile app versions. - Promoter has more than 5 years of experience in this industry. - Physical assets include building, Lots, furniture's, devices, vehicles.
Smartphone application that offers services to customers through local business partners and freelancers.
6.9   Davao City
Run Rate Sales
USD 94 thousand
EBITDA Margin
30 %
Business Loan
USD 175 K at 20%
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Meat Shop Seeking Loan in Kaduwela, Sri Lanka

Profitable gourmet meat business seeking funding to buy machinery and meet high demand.
This boutique catering and meat shop is located in Kaduwela, specializing in gourmet food processing with a focus on items such as bacon, sausage, and ham. - The business's top-selling product is smoked/unsmoked bacon, which caters to both local and international customers. - Orders are primarily received through social media channels, enabling direct communication with clients and efficient order processing. - Despite only having two employees, the business manages a processing capacity of 50 to 70 kilograms per month, indicating high demand and product popularity. - Company handles 60 to 70 orders each month, with personal delivery services ensuring fresh and timely delivery. - There is an ongoing business registration process with certification expected within a week, which will further legitimize operations and potentially attract more clientele. - The brands seeks to expand its manufacturing facilities due to a growing customer base and increasing order volumes that exceed current production capabilities. - Our direct-to-customer sales model and active social media presence contribute significantly to the business's growth and customer outreach.
Profitable gourmet meat business seeking funding to buy machinery and meet high demand.
6.8   Kaduwela
Run Rate Sales
USD 12 thousand
EBITDA Margin
40 %
Business Loan
USD 3.3 K at 12%
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Digital Marketing Business Seeking Loan in Pune, India

Digital marketing agency providing cost-effective taxi rooftop advertising platform for small businesses.
1. Business operates in the digital marketing industry, focusing on providing advertising services for smaller businesses. 2. Located in Pune, the business has a team of 15 employees dedicated to serving its clients. 3. The primary service offered is taxi rooftop advertising, providing a unique platform for brands to showcase their advertisements. 4. With a current client base of 15, the business has already served over 100 businesses within a one-year period, indicating a growing and expanding customer portfolio. 5. The company is actively exploring opportunities to expand its advertising reach by engaging in discussions with UBER India to potentially utilize its cabs for advertising purposes. 6. The business aims to fill a gap in the market by offering local taxi advertising as a means for smaller businesses to increase their visibility and reach their target audience. 7. Leveraging its expertise in digital marketing, the business provides an innovative and cost-effective advertising solution through taxi rooftop ads.
5.7   Pune
Run Rate Sales
USD 41 thousand
EBITDA Margin
40 %
Business Loan
USD 10.2 K at 10%
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Online Marketplace Company Seeking Loan in Mahbubnagar, India

Firm owns a wedding hall booking portal, matrimony and healthcare portal, seeks funding to buy assets.
IT company that owns 3 different online portals with fully developed website, is scheduled to launch services next month. Seeking funds to buy laptops, computer and furniture. Portal 1: Marriage hall booking website that would list wedding and banquet halls from across India. Have a database of 22,500 halls. Revenue model: INR 9,000 annual subscription in Tier I cities and INR 7,500 annual subscription in Tier II cities. Portal 2: Matrimony website covering all religion and locations. Revenue model: We'll charge annual subscription fees from each user. Portal 3: Healthcare portal to list hospitals and clinics. We will source data from 3rd party and then on-board these hospitals and clinics. Revenue model: Annual subscription fees from each hospitals and clinics. Founder of the company has 17 years experience in the IT industry. Physical assets owned by the business includes laptops and furniture.
6.8   Mahbubnagar
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 5.7 K at 12%
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Cosmetics Company Seeking Loan in Bandung, Indonesia

Bandung-based skincare manufacturer offering private label facial creams and lip balms for beauty businesses.
Based in Bandung, the business manufactures skincare products and sells through conventional and online channels. - Specializes in private label (makloon) manufacturing services for facial creams, toners, and lip balms. - Operates with a lean team of 3 permanent employees with additional contract employees, and follows a B2B model focused on strategic partnerships. - Manufactures and supplies skin care products to over 6 major clients across different industries. - Offers facial creams and lip balms tailored to various skin types, using customer insights for product development. - Sales volumes vary each year depending on market demand and client order size, with a high increase in sales as the business has signed contracts with 2 industry giants this year. - Operates with a valid operations license.
Bandung-based skincare manufacturer offering private label facial creams and lip balms for beauty businesses.
7.7   Bandung
Run Rate Sales
USD 220 thousand
EBITDA Margin
20 - 30 %
Business Loan
USD 121 K at 10%
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Profitable Enterprise Software Company Seeking Loan in Marlboro Township, USA

Software company provides PLM and ERP software for 25+ R&D labs and manufacturing businesses.
New Jersey-based business with constant growth for the 3 years. - Company has 2 software out of which one is a formula management product and another one is a manufacturing ERP software. - Both software is integrated together but are used for different purposes in an organization. - One software helps in managing ingredients, resources, pricing, IP, regulatory report, formula calculation and the other software helps with R&D and process management. - Our clients are small-to-medium R&D centres and process manufacturing companies from the chemical industry. - Have more than 30 clients and Johnson & Johnson is one of them. - Software is FDA validated and the patent is pending. - Revenue is generated from annual subscription charges. - Migrating the complete infrastructure to the cloud. - One promoter has a PhD in the chemical domain and another promoter is a software engineer.
8.1   Marlboro Township
Run Rate Sales
USD 480 thousand
EBITDA Margin
30 - 40 %
Business Loan
USD 2 Mn at 4%
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Internet of Things Startup Seeking Loan in Gurgaon, India

Businesses seeking a loan for operations, focusing on smart-energy management solutions, targeting retail and restaurants.
1. The company is currently in the pre-revenue stage, with proof of concept (POC) and software development in progress. Hardware testing and dashboard trials are ongoing, indicating progress towards product readiness. 2. The business is focused on smart energy management solutions for retail and restaurants, leveraging IoT devices to optimize energy usage. This target market aligns with the company's goal to address energy efficiency needs in sectors such as restaurants and small hospitals. 3. The company's strategic plan includes the development of an AI system to analyze and optimize energy usage patterns of various appliances. This technology, coupled with their IoT hardware devices, positions the company at the forefront of energy efficiency solutions. 4. With potential energy savings ranging from 12% to 20%, the company's products offer a compelling value proposition to potential customers, enhancing their competitiveness in the market. 5. The company plans to outsource manufacturing, allowing it to focus on core competencies such as technology innovation and business development while leveraging external expertise for production.
6.5   Gurgaon
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 68 K at 10%
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Newly Established Microfinance Company Seeking Loan in Etmadpur, India

Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
Financial company that provides small-ticket loans to individuals lacking access to formal banking. - Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance. - Customers include pensioners, salaried professionals, small business owners, and self-employed individuals. - Issues 2–3 loans weekly, with interest rates between 18% and 22%. - Operates under RBI approval as loans are disbursed through partnered banks. - Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.
Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
7.7   Etmadpur
Run Rate Sales
USD 41 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 45 K at 15%
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Spa Seeking Loan in Quezon City, Philippines

Relaxing and affordable home service massage business in Quezon City.
🌟 Business highlights. Location: Quezon city, Philippines. Established: 21 years ago. Focus areas: home service massage. 👥 Client base. - 300+ satisfied clients served within Metro Manila. - 70% repeat booking rate across both service lines. - Strong word-of-mouth referrals and active presence on local platforms (e. g. , Facebook, Ayos Dito) 💰 Revenue model. - Service-based income: Massage: charged per session (PHP 300–1,000 per visit) - Add-ons & upselling: Aromatherapy, wax kits, premium pet care packages. - Future expansion: Subscription plans for regular clients. Franchising and service bundling options. 👨‍💼 Promoter experience. - Background in marketing, customer service, and wellness industry. - 4+ years of hands-on experience managing client-focused services. - Known locally for professionalism, empathy, and reliability. 🤝 Business relationships. - Partnerships with: Freelance licensed massage therapists. Home-based wellness suppliers and paraffin wax vendors. - Built a trusted local network of clients and service providers. Recognition & achievements. - 5.0★ average review rating across platforms. Featured in local lifestyle groups and Facebook communities. - Recognized for safe, hygienic, and client-first approach in wellness services.
6   Quezon City
Run Rate Sales
USD 8.4 thousand
EBITDA Margin
40 %
Business Loan
USD 8.7 K at 12%
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Clinic Seeking Loan in Busko-Zdrój, Poland

Industrial product distributors and exporters seeking funds to purchase an existing medical spa business.
Industrial products supplier operating for over 3 decades. - Industrial products export to the USA, Middle East and EU. - Supplying products to 35 wholesale clients. - Now we are planning to diversify our business and purchase an existing medical spa business and convert it into a one-day orthopedic clinic. - The medical spa is a running business with all the required equipment and can accommodate 124 guests at a time. - Business owns assets as commercial land and office/warehouse.
5.7   Busko-Zdrój
Run Rate Sales
USD 6.6 million
EBITDA Margin
18 %
Business Loan
USD 13.7 Mn at 10%
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Building Contractor Seeking Loan in Male, Maldives

Construction real estate and hotels resorts and spa.
Established construction firm based in Malé with over 10 years of industry expertise. - Workforce of 140 employees catering to construction and labour supply services. - Specializes in the construction and renovation of resorts, guest houses, hotel structures, water villas, swimming pools, sea walls, and jetties. - Strong business relationships with major players such as Marriott Resorts, Universal, Adaaran, and Nika Resorts. - Proven track record in delivering projects for both corporate clients and local residents, enhancing the hospitality infrastructure.
6.5   Male
Run Rate Sales
USD 1.2 million
EBITDA Margin
20 %
Business Loan
USD 10 Mn at 11%
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Import / Export Business Seeking Loan in Georgetown, Guyana

Company connecting businesses in Guyana with global manufacturers of street lights, furniture, and building materials.
We aim to play a major role in the development of Guyana through the imports of advanced products and services, currently focusing on streetlights, lighten fixtures, furniture and other developmental products. - We connect local businesses with the best brands around the world, bringing first world access to a third world country at a reduced cost. - Company is involved in the imports of Italian made streetlights and other Italian made products from one of our partnering manufacturing companies. - At the moment, we are linked to four manufacturing companies in Italy, Belgium, China, and the US that are able to provide our clients with the best they have to offer. - Our estimated monthly income was calculated at USD 15,000 monthly or more. Now, we stand to make USD 8,000, monthly. - The company has 15 clients and is looking to triple this number with the imports of the Italian made street lights, which would be a significant upgrade for the country. - We intend to secure clients who would be the main suppliers of street lights in the country. - Have a high growth in terms of sales as we started operations towards the end of last year and acquired most clients this year.
Company connecting businesses in Guyana with global manufacturers of street lights, furniture, and building materials.
6.5   Georgetown
Run Rate Sales
USD 86 thousand
EBITDA Margin
30 %
Business Loan
USD 9.6 K at 10%
Contact Business
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    There are 3384 active and verified businesses seeking loan listed on SMERGERS as of 31 August 2025.
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