Businesses Seeking Loan

Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.

Logistics company providing dedicated transportation solutions to e-commerce and quick-commerce players, with a focus on fruits and vegetable supply chains. - Works with leading clients such as Amazon and Blinkit under long-term annual contracts, ensuring stable and recurring revenue streams. - Operates on a lane-based, per-trip pricing model with assured daily placements, creating predictable monthly income visibility. - Follows a hybrid fleet strategy with ~30% owned vehicles and 70% aggregator-based capacity for flexibility and scalability. - Manages a fleet of 26 vehicles including CNG trucks, reefer units, and EV LCVs, supported by a network of 40+ attached market vehicles. - Provides PAN India logistics coverage with dedicated lanes across Delhi, Madhya Pradesh, and Maharashtra. - Deeply integrated into client supply chains, resulting in high retention, repeat business, and long-term partnerships. - Revenue has increased compared to last year due to expansion into new regions, including entry into South India.

Logistics company providing dedicated transportation solutions to e-commerce and quick-commerce players, with a focus on fruits and vegetable supply chains. - Works with leading clients such as Amazon and Blinkit under long-term annual contracts, ensuring stable and recurring revenue streams. - Operates on a lane-based, per-trip pricing model with assured daily placements, creating predictable monthly income visibility. - Follows a hybrid fleet strategy with ~30% owned vehicles and 70% aggregator-based capacity for flexibility and scalability. - Manages a fleet of 26 vehicles including CNG trucks, reefer units, and EV LCVs, supported by a network of 40+ attached market vehicles. - Provides PAN India logistics coverage with dedicated lanes across Delhi, Madhya Pradesh, and Maharashtra. - Deeply integrated into client supply chains, resulting in high retention, repeat business, and long-term partnerships. - Revenue has increased compared to last year due to expansion into new regions, including entry into South India.

Early-stage cybersecurity technology company building a modular, AI-driven platform focused on reducing breach response time across organizations. - Product is designed as a composable “Lego-like” security stack, allowing clients to add or remove capabilities such as threat exposure management, intelligence, recovery, and blockchain audit. - Core value proposition centers on “time dominance” minimizing time to detect, contain, and recover from cyber threats. - Revenue will be generated through a combination of subscription-based pricing and modular add-on sales, where clients pay for the specific security components (such as threat detection, intelligence, and recovery) they deploy, along with potential enterprise contracts, onboarding fees, and ongoing platform usage charges. - Platform integrates continuous monitoring and AI-led correlation to enable faster threat discovery compared to traditional security systems. - Automated orchestration layer enables rapid containment actions without reliance on manual intervention or ticketing systems. - Built-in recovery validation ensures backup systems are tested proactively, improving reliability during actual incidents. - Designed to eliminate long implementation cycles, offering immediate deployment and usability for enterprise clients. - Positioned as an alternative to legacy, monolithic cybersecurity suites with a flexible, first-principles architecture. - Currently in pre-revenue stage, focused on product development, platform validation, and early market positioning.

Early-stage agri-business project focused on organic high-curcumin turmeric cultivation and processing, targeting food, spice, and nutraceutical markets. - Planned operations in Nagaland with large-scale leased farmland, including 300 acres in Assam and an additional 100 acres in Nagaland. - Promoted by an existing private limited company with presence in the organic farming space, bringing initial domain familiarity. - Business model will include cultivation, processing, and value-added turmeric products to capture higher margins across the value chain. - Additional crop cultivation planned includes black pepper, coffee, Australian teak, and seasonal produce like spiny gourd to diversify revenue streams. - Currently in project setup stage with no reported revenue; focused on setting up farming infrastructure and processing capabilities. - Lean initial team of 3, with plans to scale workforce alongside operational expansion. - Land secured through lease agreements, reducing upfront capital expenditure on land acquisition. - Positioned to benefit from rising demand for organic and high-curcumin turmeric in domestic and export markets.

Manufactures an retailers of organic cosmetic and healthcare products using candle nut as the primary raw material. - Produces a range of products including candle nut oil, body sugar scrubs, and candle nut powder. - Focused on natural and organic solutions for skin and hair care. - Serves a customer base of over 1,000 customers across local and international markets. - Operates in-house manufacturing, ensuring control over quality and production processes. - Has a production capacity of up to 100 bottles per day, currently operating at 25–30 bottles daily. - Positioned in the growing organic personal care segment with increasing consumer awareness for natural products. - Holds a valid Permit of Operations from the Tonga government, ensuring regulatory compliance.

Branded snacks and sweets business specializing in peanut sweets, rice-based sweets, murukku, and gingelly-based products. - Operates on an outsourced manufacturing model with in-house branding, packaging, and distribution. - Focuses on traditional and regional snack products catering to everyday consumption demand. - Strong distribution network with 110 dealers, 60 supermarkets, and 40 bakeries. - Generates revenue through B2B supply to retail outlets and channel partners. - Built a scalable model with asset-light operations by leveraging third-party manufacturing. - Ensures product compliance and quality through FSSAI certification. - Holds GST registration, supporting structured and compliant business operations. - Positioned as a growing FMCG brand with established market reach and expansion potential through wider distribution.

The company operates on a membership-based interest spread model. - It has a current loan disbursement portfolio of INR 40 lakh. - The average annual interest rate is 20%, with a maximum ticket size of INR 1 lakh. - Currently, there are 60 outstanding loans generating interest income. - The business provides loans to consumers and MSMEs. - It serves 300 registered members. - The company generates revenue through interest income. - It is managed by promoters with strong expertise in Nidhi Rules and secure lending practices. - The business has 10 permanent employees to ensure smooth operations. - The company is registered as a public limited entity with GST, PAN, and is governed by MCA. - 5% shares will be transfer to loan provider.

We are a tech-enabled laundry network that delivers fast and high-quality laundry services across various Indian cities. - Our services include laundry, dry cleaning, wash-and-fold, steam ironing, and cleaning of bed linen and upholstery. - We offer convenient free pickup and delivery, making us a go-to choice for busy customers. - Our customers range from 10,000+ residential clients to B2B partners like hotels, hospitals, hostels, and corporates who trust us for their garment and linen care needs. - We generate revenue through individual B2C orders and long-term B2B contracts that feature monthly billing. - Our operations run smoothly through an app and CRM platform, allowing easy booking, tracking, and efficient management of orders. - Quality and hygiene are our top priorities, thanks to our standardized SOPs. - With over 225 vendor partnerships in 20+ cities, we have built solid relationships in the industry, backed by a team with over 10 years of experience. - The business operates with a valid incorporation certificate.