Businesses Seeking Loan

Business that plans to supply packaging material. - The company has 4 full-time employees and 3 contractors. - We plan to start operations in April and we have an operational facility of 12,000 sq. ft near Bengaluru. - The target customers for us are medium to large industrial enterprises. - Our research has shown that these companies spend about 5% of their total expenses on packaging material. - This gives us a huge opportunity to outperform existing players in this unorganized industry. - The founders have been researching this industry and worked to build this business for the last 2 years. They have invested INR 1.5 crore of their own money. - The business was a proprietorship for the last 2 years and is now a private limited entity.

Company is a Uganda-based coffee exporter seeking senior secured pre-shipment financing for its operations. - Headquartered in Kampala, Uganda, a well-established coffee processor and exporter with a team of over 30 employees. - Company enjoys a robust relationship with a key buyer in the UAE. - Company serves both domestic and international markets, primarily selling processed whole coffee beans on a cash against documents basis. - We are looking for a senior secured lender to provide a recurring $60,000 short-term commodity trade finance facility. - Each loan of approximately $60,000 will finance the shipment of Uganda coffee worth approximately $100,000 from Kampala to Dubai. - Uganda Robusta whole coffee beans, screen size 18, are packaged in 60kg bags and loaded into 20MT containers. - Loans will be uncommitted and transactional, with a recurring structure and a duration of around 60 days per loan. - Financing will cover the pre-shipment period from our Kampala processing plant to Mombasa, Kenya. - The shipped coffee will be pledged as collateral to the lenders. - Each loan will be supported by Maersk draft house bills of lading, inspection reports, certificates of origin, buyer acknowledgements, and other necessary documentation. - Repayments will be made directly from the UAE buyer to the lender once the vessel is loaded at the Mombasa load port. - In case of default, the lender will assume control of the shipment for liquidation to recover any outstanding loan balance. - The senior secured lender will cover 85% of each loan, while we will contribute 15% as a junior secured lender. - We will handle the documentation and administration of the loans. - The interest rate for the senior lender is SOFR + 11.50% per annum, with the current SOFR approximately 5.35% per annum, resulting in an all-in rate of 16.85% per annum, with a floor SOFR of 3.5% per annum. - Company has a valid operational license and an export license.

Company is a Uganda-based coffee exporter seeking senior secured pre-shipment financing for its operations. - Headquartered in Kampala, Uganda, a well-established coffee processor and exporter with a team of over 30 employees. - Company enjoys a robust relationship with a key buyer in the UAE. - Company serves both domestic and international markets, primarily selling processed whole coffee beans on a cash against documents basis. - We are looking for a senior secured lender to provide a recurring $60,000 short-term commodity trade finance facility. - Each loan of approximately $60,000 will finance the shipment of Uganda coffee worth approximately $100,000 from Kampala to Dubai. - Uganda Robusta whole coffee beans, screen size 18, are packaged in 60kg bags and loaded into 20MT containers. - Loans will be uncommitted and transactional, with a recurring structure and a duration of around 60 days per loan. - Financing will cover the pre-shipment period from our Kampala processing plant to Mombasa, Kenya. - The shipped coffee will be pledged as collateral to the lenders. - Each loan will be supported by Maersk draft house bills of lading, inspection reports, certificates of origin, buyer acknowledgements, and other necessary documentation. - Repayments will be made directly from the UAE buyer to the lender once the vessel is loaded at the Mombasa load port. - In case of default, the lender will assume control of the shipment for liquidation to recover any outstanding loan balance. - The senior secured lender will cover 85% of each loan, while we will contribute 15% as a junior secured lender. - We will handle the documentation and administration of the loans. - The interest rate for the senior lender is SOFR + 11.50% per annum, with the current SOFR approximately 5.35% per annum, resulting in an all-in rate of 16.85% per annum, with a floor SOFR of 3.5% per annum. - Company has a valid operational license and an export license.

The company specializes in providing distressed asset management resolution services for banks, non-banking financial companies (NBFCs), and microfinance institutions (MFI). - Its primary services include debt collection and money recovery. - We serve notable clients such as SMFG (Fullerton), Mercedes-Benz, Bajaj, MoneyGuard, and Epay Later. - The company has two upcoming projects in the pipeline with Ola and Tata Capital, demonstrating its potential for further growth and expansion. - Its revenue model is based on an average of 15% of the amount recovered for its clients. - The business is newly established, having been founded towards the end of last year which is the reason it has no reported sales and is currently seeking funding to support its operations and growth plans. - The owner brings valuable experience to the business, with 23 years of expertise in the banking and financial sectors, including roles at prominent institutions such as IIFL, Bandhan Bank, Kotak Mahindra Bank, ICICI Bank, and HDFC Bank. - 10 of our employees are the managers of different teams, and these teams have a total of 10 ground staff under them. The ground staff are crucial for taking care of the operations and their heads are responsible for strategizing and guiding them. - We are confident that we can pay the interest amount of 10% on the loan since we expect to make a total of INR 2 crore by the end of the current financial year. This is because the average monthly revenue is anticipated to increase as we will have more funds to finance operating costs and hence take up more clients and increase our EBITDA.

Introduction: The company is engaged in the residential real estate construction industry, with a focus on building housing estates to meet the increasing demand for housing in the North Sumatra region. We have about 4 years of experience in the industry and have over 100 clients. Location: The housing estate is located in Gunung Tua, North Padang Lawas Regency, North Sumatra, Indonesia, catering to the needs of the middle class in the area. Services: The company offers a range of services including building and real estate management, construction services, residential and commercial real estate development, and property sales. Investment Opportunity: The total investment value for the housing estate project is 28 Billion Rupiah, with a projected profit of 12.6 Billion Rupiah. The target timeline for total sales is 3 years, with a total of 188 housing units to be built, including type 36 (142 units), type 54 (27 units), and type 64 (19 units). Sales Performance: The company has already sold 3 units of type 36 houses within 3 months of the development stage, showing early signs of demand and market acceptance. The company has also already sold 130 units in two locations. Capital Requirement: The company currently lacks the necessary capital to manage the project effectively, causing a slowdown in the development progress. As a result, the company is seeking this funding. We have all the required certifications to do business with.

1. Location: The business is strategically located in Budawada, Andhra Pradesh, providing access to a rich source of raw materials and a well-connected network for distribution. 2. Products & services: The business specializes in selling granites and marbles to other businesses, construction companies, and builders, catering to the growing demand in the construction and infrastructure sectors. The business is expected to grow due to the government change in the state. 3. Manufacturing capacity: With a robust manufacturing capacity of 80,000 tons per month, the business is well-positioned to meet the demands of its clients and capitalize on the growing market opportunities. 4. Customer base: The business currently serves a diverse client base, supplying 5+ clients, highlighting its ability to attract and retain customers in the competitive market. 5. Loan repayment: The business forecasts a timely repayment of the investment loan within 3-6 months after receiving the loan, indicating a favorable and accelerated return on investment. 6. Employees - The employees are hired on a contractual basis and can vary depending on the order size and requirement. 7. We are a certified company with all the necessary licenses and certifications.

The private limited company has been established for a year, with the promoter having prior experience in a sole proprietorship. - Has experience of 10+ years with other construction companies and is still running it. - Till now we worked on construction contracts for our clients which is where the majority of our revenue is generated. - Currently, the focus is shifting to residential real estate development with the first project in Mysore for which the company is seeking funds. - Completed 10 projects to date, mainly commercial buildings for individual clients. - Strong business relationships and a solid reputation in the construction industry.