Businesses Seeking Loan

We are a travel agent/bureau and provide car rental to our clients. - Monthly revenue ranges from IDR 200-500 million, with the majority of the income coming from tourist packages and car rentals. - The business has contracts with car owners for the rental business and serves 50 to 100 clients monthly, primarily from locations such as Aceh, Pekan Baru, and Medan in Malaysia. - The company caters to a wide range of clients, including government agencies, schools, and the general public, showcasing a diverse and stable customer base. - The business owns physical assets including two cars worth 600 million and a building worth IDR 300 million, with plans to acquire a new office building worth IDR 1 billion. - The company holds a company license certificate for its operations, indicating legal compliance and regulatory adherence. - The business plans to expand its service offerings to include Umrah, demonstrating a proactive approach to meet consumer demand and diversify its revenue streams.

We are doing commercial health clubs now. - Our main client is M / s Daydome Fitness, 2b Fit, Leeway Fitness, Lakshadweep Sports, Colleges in Kerala. - Professionally I have more than 15 years of experience. - We are looking to play a main role in domestic models of treadmills and exercise cycle.

We aim to play a major role in the development of Guyana through the imports of advanced products and services, currently focusing on streetlights, lighten fixtures, furniture and other developmental products. - We connect local businesses with the best brands around the world, bringing first world access to a third world country at a reduced cost. - Company is involved in the imports of Italian made streetlights and other Italian made products from one of our partnering manufacturing companies. - At the moment, we are linked to four manufacturing companies in Italy, Belgium, China, and the US that are able to provide our clients with the best they have to offer. - Our estimated monthly income was calculated at USD 15,000 monthly or more. Now, we stand to make USD 8,000, monthly. - The company has 15 clients and is looking to triple this number with the imports of the Italian made street lights, which would be a significant upgrade for the country. - We intend to secure clients who would be the main suppliers of street lights in the country. - Have a high growth in terms of sales as we started operations towards the end of last year and acquired most clients this year.

Users and professionals on the app, initial traction: – Five months post-launch, the platform shows strong initial growth without major marketing campaigns. – In the last two weeks alone, the app generated over 2,500 downloads. Executive summary: – An innovative mobile app for booking massage services, fully integrated with a tailored management system designed specifically for professional massage therapists. – The platform supports both mobile and studio-based therapists, enabling access to a wide range of customer segments—including locals, tourists, busy professionals, seniors, and more. Current business model: – One-time €70 registration fee for therapists. – 20% commission on each transaction processed via the platform. New features: spa section and recruitment tool. – A dedicated SPA section with a recruitment tool allows spas to post job offers directly through the platform’s management system. This innovation: – Attracts therapists by displaying job opportunities directly on their profiles. – Adds real value to spas, enabling them to recruit qualified professionals quickly and efficiently. Revenue model for spas: – Annual subscription: €1,200. – No commission on services, just a fixed fee for access to the professional network. Use case: – A hotel with an in-house spa can post a job offer, which then appears on every therapist’s profile, reaching hundreds of potential candidates daily. Expansion into beauty & wellness sectors: – Plans to replicate this successful model for beauty salons and wellness centers. Revenue model: – Annual subscription: €400. This month’s launch – southern Sardinia beach locations: – Five branded massage gazebos launched in exclusive beach resorts across Southern Sardinia. Operating model: – Massage price: €60 – €10 to the beach resort. – €25 to the therapist. – €25 to the company. – This is made possible through a strategic presence in the region and strong relationships with beach resort owners. Building a scalable business: strategic foundations. 1. Strategic partnerships: – Building an ecosystem through collaborations with wellness product companies. Monetization model: – Annual sponsorship fees – Commission on direct product sales to therapists and users. Benefits: – Generate recurring revenue – Offer value-added services for therapists. 2. Training school partnerships: – Agreements with massage schools to promote the platform to graduates and provide a continuous flow of qualified therapists. – With 7,000+ new therapists certified annually in Italy, this offers a renewable subscription pipeline. 3. Integrated training marketplace: – Each therapist can create and sell video training courses through the platform. 4. Revenue model: – 15% commission on each course sold. This model: – Enables passive income for therapists. – Generates platform revenue. – Increases user engagement. Why start with a massage? 1. Favorable legal framework: – Wellness massage in Italy is a non-regulated profession (Law 4/2013) – No degree or official registration required. 2. Benefits: – Easy entry. – Scalable expansion. – Simplified recruitment. 3. Rising demand: – Post-pandemic wellness boom across all demographics. A thriving market: – Over 70,000 massage therapists in Italy are seeking modern, flexible business tools. Strategic opportunity: professional learning & sharing. – Under Law 4/2013, therapists can teach and share methods via courses, workshops, and video training. Advantages: – No public accreditation required. – Monetized knowledge-sharing on the platform. – Stronger community engagement. Client retention strategies: 1. Smart discounts that protect therapist earnings: – Discounts are applied by reducing the platform’s commission, not the therapist’s income. Outcome: – Higher therapist satisfaction. – Perceived client value. – Lower off-platform transaction risk. 2. Premium subscriptions & status badges: – Tiered memberships offer exclusive discounts, priority therapist access, bonus services (e. g. , upgrades, free massages), and loyalty badges similar to Airbnb’s “SuperHost” Long-term revenue streams: – €70 one-time therapist registration. – 20% booking commissions. – 15% course sales commissions. – €1,200/year SPA subscriptions. – €400/year beauty/wellness center subscriptions – €25 profit per beach massage. – Product sponsorships and commissions. – Silver (€9.90/mo) and Gold (€19.90/mo) user subscriptions. – Loyalty and rewards programs. Users and professionals on the app, initial traction: – Five months post-launch, the platform shows strong initial growth without major marketing campaigns. Current results (this month): – 800 registered users. – 234 active therapists. Analysis and strategic value: 1. Organic growth: – Achieved through targeted recruiting via Indeed, massage school partnerships, and word-of-mouth within the industry. 2. Therapist-to-user ratio: – 1:3.4 Balance indicates a solid ecosystem foundation. 3. Geographic spread: – Nationwide presence with higher concentrations in Lombardy, Lazio, Tuscany, and Sardinia. 4. Model validation: – Professionals find value and register – Users sign up organically without ads.

Kerala based training institute that to offer competitive exam coaching such as SSC (Staff Selection Commission for central Government jobs), IBPS – For bank jobs, SET – For school teachers job in Kerala, UGC NET – For college teachers jobs across India and UPSC exams (IAS, IPS, IFS etc). We also offer courses in soft-skill training, interview preparation, business communication, leadership, team building, public speaking and marketing and sales. Computer courses – Cyber security, Artificial Intelligence, Animation, Digital Marketing etc. We are also planning for courses in Oil and Gas, shipping and logistic etc. - The infrastructure is fully set and admissions will be started as soon as the Government removes the restrictions for educational institutions imposed due to the COVID-19 pandemic. Operations are expected to begin by next month in Kerala. - The institute has already hired 15 highly talented teaching faculties and 10 non-teaching and administrative staff. - The teaching faculties of the institute are professionally experienced and proven professors and lectures including Phd holders. Non teaching departments includes General Manager, Manager, accounts team, counselors, marketing team and helpers. - The institute has digitally enabled class rooms with a seating capacity of 30 students per class. - Classes will be offered in two batches (first batch: 9am – 1pm and second batch: 2pm – 6pm) and thus we expect to be able to have about 300 students. - The syllabus has already been developed in-house with the help of subject experts. - The typical duration of a course would be 2 - 9 months and the average fees per course per month will be INR 5,000. - Plan on partnering with various universities and Skill India by central Government. We also have plan to apply for the accreditation of the British Council in the near future which would allow us to offer internationally recognized certificate courses. - Have already conducted marketing campaigns and over 500 individual candidates and several IT firms in Cochin have expressed interest in our offerings. - The promoter has over 22 years of experience in the educational training space.