FinTech Businesses for Sale and Investment in USA

AI fintech software company w/ proprietary trading systems + licensing model | high-growth industry | turnkey | scalable revenue. The business is currently operating as a high-margin, low-overhead fintech licensing company with proven demand, but without aggressive scaling efforts applied. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the brand iPayr. Positioned at the intersection of AI, automation, and financial technology, the business has developed 3 proprietary systems for automated market execution across multiple markets. Revenue is generated through software-driven performance and licensing of 3 proprietary systems, creating both active income and scalable recurring revenue. The company receives 100's of inbound inquiries monthly, reflecting strong demand. We also hold a deal with a major marketplace, where we are featured across 85 territories globally promoting our software for license to end users. Highlights: 3 fully developed proprietary software systems; established licensing model with active users. U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then transitioned from the UK, and now USA. This can be operated from anywhere. In addition, we hold a method where you pay -less- than 15% in taxes. This can also be applied to any business, no matter the location or industry. Looking For: We are looking for a buyer who is easy to work with, and either looking for a long term relationship or quick easy transfer. Option 1 – Full Support $150,000 - 12 months support Financing: $100k down + payments over 24 months. Option 2 – Balanced $100,000 - 3 months support Financing: $75k down + payments over 24 months. Option 3 – Quick Transfer $75,000 - 30 days support Financing: $50k down + payments over 24 months. We "would possibly" be interested in a 49% partner buy in for, depending on your skill set, networks, involvement ect. . . This can be discussed if you're interested. Business description: AI fintech software company w/ proprietary trading systems + licensing model | high-growth industry | turnkey | scalable revenue. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the brand iPayr International. Positioned at the intersection of AI, automation, and financial technology, this business has developed and deployed proprietary software systems designed for automated market execution across multiple financial environments. The company generates revenue through a dual-model structure: Software-driven performance. Licensing of proprietary systems to end users. This creates both active and scalable recurring revenue streams, making the business highly attractive for both operators and investors. In addition, the business currently receives a few hundred inbound inquiries per month, demonstrating strong and consistent market demand. Key highlights: 3 Fully developed custom proprietary software systems. Additional next-generation software currently in development. Established licensing model with existing license holders. Turnkey infrastructure fully built and operational. U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then to the UK, and now USA operations. The technology. The foundation of the business lies in its proprietary fintech software suite. These are fully custom-built systems, not white-labeled or reskinned tools. Built from the ground up. Designed for real-time automated execution. Developed over extensive time and capital investment. Scalable across multiple financial environments. In addition: New advanced systems are actively in development. All intellectual property transfers with the sale. Full control of future product direction goes to the new owner. Revenue model. 1. Licensing revenue. Proven conversion at much higher price points. Recently lowered pricing to increase user acquisition, which we are currently conducting a/b testing to confirm the switch. Strong upside by re-optimizing pricing tiers. 2. Software utilization. Software can be used directly by the owner. Creates an additional internal revenue stream. Immediate earning capability. This is the main reason we are selling. We have utilized our softwares ourselves and have made beyond enough money to not do anything anymore. Operations (day-to-day): The business is designed to be lean and efficient. Daily operations include: Hosting Zoom calls with prospects and license holders. On-boarding new license clients. Managing communication and light oversight. Optional internal use of the software. Additional infrastructure: Fully prepared outsourced team. Ready to deploy large-scale marketing campaigns immediately. Time Commitment: Approx. 20–25 hours per week. ***Financials & Reporting Transparency*** The company provides full proof of revenue and transaction history, including verifiable income documentation. It is important to note, that the business has switched from Bangladesh, then to the U. K and now, in 2026 is a U. S. entity, that was established in 2026. Previously operated internationally. Due to this transition: Formal U. S. tax filings are not yet fully established. Financials are supported via real-time verification and records. The sales price does reflect all of this and any buyer who is interested needs to understand that or not inquire. Advantage to Buyer: Clean slate for structuring. Ability to optimize accounting and tax strategy. Early-stage positioning with proven revenue. Verification Available. Revenue screenshots. Payment processor data. Licensing transaction records. Live walkthroughs. Market Opportunity: AI + Fintech is one of the fastest-growing sectors globally. This business already benefits from: Strong inbound demand (hundreds of inquiries monthly) Increasing market awareness. High scalability. Growth Opportunities: Reintroduce higher pricing tiers. Scale marketing campaigns. Expand globally. Launch new software in development. Leverage inbound leads more aggressively. Operations & Transition: This is a fully turnkey operation. Owners available for support (based on purchase option selected) Lead Programmer/Specialist will remain for up to 1 year. This is a fully digital, asset-rich fintech operation with all infrastructure in place for immediate continuation and scale. The business is home-based and can be operated from anywhere globally. Included in the sale: Structured on-boarding, operational guidance, and strategic support to ensure a smooth ownership transition. Growth & expansion potential: The business is built on a highly scalable licensing model with strong global demand. The business has primarily grown through inbound inquiries, leaving significant upside through paid acquisition, funnel optimization, and strategic partnerships. Key growth opportunities include expanding international reach, increasing license volume, introducing enterprise-level licensing, and enhancing conversion systems. The current infrastructure supports rapid scaling without major increases in overhead. Overall, this is a scale-ready opportunity with clear paths to significantly increase revenue under a more aggressive growth strategy. For full sale: Seller financing available. Down Payment and Payable Payments over 24 Months. Support & training: Option 1 – Full Support $150,000 12 months support Financing: $100k down + payments over 24 months. Option 2 – Balanced $100,000 3 months support Financing: $75k down + payments over 24 months. Option 3 – Quick Transfer $75,000 30 days support Financing: $50k down + payments over 24 months. We "would possibly" be interested in a 49% partner buy in for, depending on your skill set, networks, involvement ect. . . This can be discussed if you're interested. Reason for selling: Owners are stepping back after successfully utilizing the iPayr International Proprietary Software for their own personal gain and are financially set. No need to work with anyone anymore. Home-based: This business is currently home-based. Important: Before we share financials or do any demos, we do require an initial phone call for an introduction, rundown ect. . . this IS part of our vetting process and can be done via phone or whatsapp. After that, an NDA and POF, this is non-negotiable. From there, we are more than happy to share everything, hop on a zoom call, do a demo and more. Everything. This just helps us reduce any tire kickers, time wasters ect. . . as we are getting flooded with interested buyers since we listed iPayr for sale 1.5 weeks ago and had to make that pivot. Thank you, Looking forward to speaking with those interested further.

Our company is offering its unsecured consumer credit card program IP assets, including the: - Proprietary rewards platform. - Complete technology infrastructure and customer acquisition playbook. The card currently offers 3X rewards on automotive expenses (auto loans, insurance, gas, maintenance), but the rewards structure and underwriting criteria are fully customizable by the buyer. This is an IP-only asset sale of an unsecured consumer credit card program, covering the proprietary rewards platform, underlying technology, and customer acquisition playbook. No physical assets, property, leases, or operating business are included. The buyer acquires only the IP of the proprietary rewards platform, complete technology infrastructure and customer acquisition playbook. This IP is valued at about USD 16 million but is being sold for USD 3 million.

Based in Minneapolis, we are a licensed digital remittance company with operations across four U. S. states. - Our customer base includes about 5000 users who rely on our services for international money transfers. - We specialize in money transfers across countries like Ethiopia, Kenya, Uganda, Nigeria, Gambia, India, Pakistan, and Bangladesh. - Our user-friendly mobile app makes it easy for customers to send money quickly and securely. - We generate around $40,000 in revenue each month, mainly through transaction commissions. - Our business is supported by strong partnerships with multiple banks, ensuring reliability and trust. - We take pride in our fully in-house technology and infrastructure, which enhances our service quality. - Business has MTL licenses in 4 states, banking partnerships and agreements. - We hire consultants and freelancers as per requirements.

Based in Minneapolis, we are a licensed digital remittance company with operations across four U. S. states. - Our customer base includes about 5000 users who rely on our services for international money transfers. - We specialize in money transfers across countries like Ethiopia, Kenya, Uganda, Nigeria, Gambia, India, Pakistan, and Bangladesh. - Our user-friendly mobile app makes it easy for customers to send money quickly and securely. - We generate around $40,000 in revenue each month, mainly through transaction commissions. - Our business is supported by strong partnerships with multiple banks, ensuring reliability and trust. - We take pride in our fully in-house technology and infrastructure, which enhances our service quality. - Business has MTL licenses in 4 states, banking partnerships and agreements. - We hire consultants and freelancers as per requirements.

Dual-platform fintech with a consumer (P2P micro-funding) and capital (SMB funding marketplace). - The MVP is complete with Plaid and Stripe integrations. - The company operates on a platform fee model and is building early partnerships with MCA (merchant cash advance) providers and data partners.

Our business uses algorithmic trading on the futures market to achieve superior risk-adjusted returns. - The bot is a diversified portfolio of algorithmic trading systems which trades on index futures markets. - Developer has more than 10 years of experience in quantitative trading and this bot has been running for the last 4 years by the promoter with an average return of 100% yearly. - If this was a fund, our performance would rank us in the top 0.1% of funds in the world on a risk-adjusted basis. - Our aim is to achieve consistent profitability with smooth equity curves and the ability to trade volatile bull or bear markets with no apprehension. - Company is debt free and owned solely by the promoter.