FinTech Businesses for Sale and Investment

Our company is offering its unsecured consumer credit card program IP assets, including the: - Proprietary rewards platform. - Complete technology infrastructure and customer acquisition playbook. The card currently offers 3X rewards on automotive expenses (auto loans, insurance, gas, maintenance), but the rewards structure and underwriting criteria are fully customizable by the buyer. This is an IP-only asset sale of an unsecured consumer credit card program, covering the proprietary rewards platform, underlying technology, and customer acquisition playbook. No physical assets, property, leases, or operating business are included. The buyer acquires only the IP of the proprietary rewards platform, complete technology infrastructure and customer acquisition playbook. This IP is valued at about USD 16 million but is being sold for USD 3 million.

Based in Minneapolis, we are a licensed digital remittance company with operations across four U. S. states. - Our customer base includes about 5000 users who rely on our services for international money transfers. - We specialize in money transfers across countries like Ethiopia, Kenya, Uganda, Nigeria, Gambia, India, Pakistan, and Bangladesh. - Our user-friendly mobile app makes it easy for customers to send money quickly and securely. - We generate around $40,000 in revenue each month, mainly through transaction commissions. - Our business is supported by strong partnerships with multiple banks, ensuring reliability and trust. - We take pride in our fully in-house technology and infrastructure, which enhances our service quality. - Business has MTL licenses in 4 states, banking partnerships and agreements. - We hire consultants and freelancers as per requirements.

Based in Minneapolis, we are a licensed digital remittance company with operations across four U. S. states. - Our customer base includes about 5000 users who rely on our services for international money transfers. - We specialize in money transfers across countries like Ethiopia, Kenya, Uganda, Nigeria, Gambia, India, Pakistan, and Bangladesh. - Our user-friendly mobile app makes it easy for customers to send money quickly and securely. - We generate around $40,000 in revenue each month, mainly through transaction commissions. - Our business is supported by strong partnerships with multiple banks, ensuring reliability and trust. - We take pride in our fully in-house technology and infrastructure, which enhances our service quality. - Business has MTL licenses in 4 states, banking partnerships and agreements. - We hire consultants and freelancers as per requirements.

FinTech startup: Bengaluru-based early-stage B2B fintech venture specializing in technology infrastructure for digital investment and deposit products. - SDK and API platform: The business offers a developer-friendly Software Development Kit (SDK) and Application Programming Interface (API) that enables seamless integration of digital Fixed Deposit (FD) journeys into existing applications for fintechs, wealth platforms, banks, and non-banking financial companies (NBFCs). - Quick deployment: The platform enables partner institutions to launch ready-made digital Fixed Deposit (FD) solutions within approximately two weeks, significantly reducing time to market. Recurring Deposits (RDs) and other investment products are part of the product roadmap. - Revenue model: The startup generates revenue through: * Transaction-based revenue sharing with partner banks, NBFCs, or licensed intermediaries for FD distribution. * One-time setup fees charged to wealth management and fintech platforms for SDK and platform integration. * Ongoing monthly platform fees through minimum billing or SaaS-based agreements. - Early sales stage: Commercial operations commenced recently, with the company onboarding paying B2B customers and generating early-stage revenue. - Strong collaboration: The company has onboarded 2 B2B financial distribution/wealth platforms as clients, with 4 additional partnerships in advanced stages of discussion, and has integrated multiple banks and NBFCs on its platform. - Financial health: The company is fully bootstrapped with an initial investment of approximately INR 20 lakhs and has no outstanding debt, providing a strong foundation for planned seed-stage expansion. - Growth outlook: With a deposit-led entry strategy and a roadmap including RD, Mutual Funds, and Bonds, the company is focused on building a scalable multi-asset investment infrastructure platform. - Regulatory positioning: Operates purely as a B2B technology infrastructure provider. All financial products are issued and offered by regulated banks and NBFCs, while the company provides only the digital platform, SDKs, and technology layer, without requiring separate regulatory licenses.

Fully built, licensed, and operational compliance-first B2B fintech platform: cross-border payments, invoicing, escrow, treasury, and corporate cards. Holding company in a top-tier global financial centre, plus an active US-state Money Services Business licence; additional MSB applications progressed across jurisdictions. Non-custodial architecture — client funds never sit on the entity's balance sheet. Complete KYB/KYC/KYT, AML, and sanctions-screening framework with custom compliance manuals built for the company's operations — over $100,000 in legal work already invested. Multiple live PSP and rail integrations (fiat, stablecoin, card) with operational bank accounts in place; 150+ countries and 70+ currencies coverage. Ability to issue multi-currency virtual accounts (IBAN-style) for clients. Currently processing approximately $250,000/month in cross-border transaction volume (~$3M annualized run-rate TTV) through live integrations. Revenue is earned on transaction fees and FX margin; volume is growing. Revenue model: transaction fees, FX margin, account and card fees, and treasury services. The kind of stack that takes most teams 18–24 months and a seven-figure spend to assemble and clear compliance. Owner willing to provide transition support.

Pre-revenue technology business offering a white-label crypto-fiat neobank platform designed for fintech founders, exchanges, and financial service providers. - Provides a ready-to-launch Banking-as-a-Service (BaaS) solution that allows clients to deploy a fully branded crypto-fiat neobank within approximately 4 weeks. - Platform supports full brand customization including logo, UI colors, domain, and API integrations. - Enables both retail and business users to manage fiat and crypto accounts under a single unified platform. - Built with integrated compliance frameworks, including KYC, AML, KYT, Travel Rule support, and MiCA-ready architecture. - Supports sponsored IBANs, virtual and physical card issuance, fiat-crypto conversion, and multi-chain crypto wallet management. - Offers optional add-on modules for launching a crypto trading platform (exchange), P2P trading, and token issuance. - Designed to scale to millions of users with enterprise-grade security, ISO 27001 and PCI-DSS compliant infrastructure. - Currently pre-revenue and positioned for commercialization through licensing, platform fees, and transaction-based revenue.

We are a payment solutions provider based in Bengaluru, focusing on both India and international markets. - Currently, we are in the pre-revenue stage, aiming for rapid growth once we hit the market. - We specialize in digital payment solutions tailored for banks, non-banking financial companies (NBFCs), and fintech firms. - These digital payment services will be delivered through a secure and user-friendly mobile application, enabling seamless transaction processing and management. - We offer services on both the issuing and acquiring sides of digital transactions. - Our revenue model is straightforward: we make money by selling licenses and charging a commission on transactions processed. - We're positioned to tap into the growing demand for digital payment solutions, making it an exciting business opportunity. - Our goal is to empower financial institutions with innovative payment solutions and improve their services to end-users. - Operates with a valid registration certificate.

The business is a payment services startup located in Hyderabad, aiming to build an innovative card-based payment aggregator platform. - We will generate revenue by charging commissions from merchants for payments. We will also act as an aggregator for money lending businesses and we will charge commission from them as well. - We will get an RBI license going forward and will register the company as a private limited entity. - We are not just seeking capital; we are looking for a genuine, transparent association and partnership focused on mutual growth. Ideal investors shall possess: • Payments system expertise: A comprehensive understanding of how payment systems work, including the intricacies of card-based transactions, digital payments, and regulatory landscapes. • Corporate financial management experience: Proven experience in managing corporate finances through various growth phases and developing strategies for sustainable business growth within the financial sector. • Strategic vision: The ability to contribute to the strategic direction of the company, leveraging your industry insights to help us navigate challenges and capitalize on opportunities. The current promoter expertise: Our promoter brings a wealth of experience and a unique perspective to this venture, having 16 years of experience, including as a software engineer and startup founder, with the past 2 - 3 years dedicated to a (published) literary work/sci-fi book project. • High-level payments system design: End-to-end expertise in designing secure and efficient payment systems. • P2P secure digital communications: Hands-on experience in developing secure digital communication channels. • IT infrastructure administration: Practical knowledge of managing robust IT infrastructures critical for financial operations. • Corporate banking & third-party collaboration: Extensive working relationships with prominent corporate banking teams and third-party service providers, offering invaluable industry connections. • Adaptive & forward-thinking approach: Aligned with "build while you learn" policy, recognizing the dynamic nature of financial and banking systems and the need to adapt quickly to evolving RBI guidelines.

Established banking technology solutions provider with over 17 years of domain experience in data integration, migration, modernization, and archival services. - Delivered 30+ large-scale data transformation programs and 25+ migration implementations across multiple core banking platforms. - Deep hands-on experience across 10+ core banking systems, supporting banks during upgrades, mergers, and system replacements. - Serves a strong client base of reputed banks and financial institutions across India, MENA, and select global markets. - Founding team brings over two decades each in banking technology, payments, product design, and enterprise strategy. - Operates a profitable and scalable delivery model combining product licensing, implementation services, and managed services. - The business has a valid business registration certificate.

FinTech-focused loan facilitation company connecting customers with banks offering business and home loans at competitive interest rates. - Acts as an intermediary between banks/NBFCs and borrowers, supporting sourcing, coordination, and deal closure. - Holds an NBFC license, providing regulatory credibility and flexibility within the lending ecosystem. - Operates with a lean structure and a small core team of 2 employees. - Revenue is earned through commissions and facilitation fees received from banks upon successful loan tie-ups. - The business is currently non-operational and is not generating any revenue at this time.

• Product-first fintech company building a new interaction layer for payments focused on proximity-based, intent-driven money movement. • Core offering is a proximity-first payment experience where users send and receive money simply by being near each other, without QR codes or manual app navigation. • Enables peer-to-peer payments through phone tap, AirDrop-style nearby discovery, contact search, and voice commands with biometric authentication. • Payments surface contextually via lock screen prompts, spotlight-style search, tap interactions, and voice, making transactions feel invisible and effortless. • Supports scheduled and recurring payments triggered through on-device AI assistants based on user intent. • Merchant solution allows any smartphone or compact terminal to act as a proximity-enabled checkout point, eliminating queues and QR scanning. • Merchant tools include a lightweight dashboard and optional Pro features for team management, analytics, and operational control. • Built with privacy-first proximity discovery, biometric authentication, tokenization, and end-to-end encryption for secure transactions. • Designed for cross-platform use on iOS and Android, creating a universal proximity payment network. • Revenue model based on commissions earned from peer-to-peer and merchant transaction settlements. • Positioned as an “ambient OS for money, ” where payments occur naturally when intent is expressed. • Integrates with existing payment rails such as UPI, card networks, and banking systems via licensed Banking-as-a-Service partners. • Company registered with the MCA.

Early-stage fintech startup developing a UPI-based digital payments application. - Product designed to enable seamless, cashless, and card-free transactions for users. - Received NPCI approval, providing a key regulatory milestone and strong credibility. - Platform currently under development with a planned launch timeline of approximately one year. - Focused on simplifying everyday digital payments through a user-friendly interface. - Pre-revenue stage with product and technology build in progress. - Operated by a small in-house team handling development and execution. - Asset-light setup with no tangible assets. - Holds essential incorporation documentation as part of intangible assets.

Located in Dubai, this new fintech platform provides payment solutions, and began operations only 3 months ago, quickly establishing itself in the financial technology sector. - The company specializes in flexible payment solutions tailored to meet diverse business needs, leveraging cutting-edge technology to simplify complex transactions. - Our primary product offerings include a secure payment link generator, allowing businesses to accept payments without needing a website, and a Direct API integration for total control over payment processes. - The payment link service enables users to create and share secure links in just a few clicks, facilitating quick and safe transactions, while the Direct API allows for deep customization and advanced payment logic. - The business operates on a commission-based revenue model, charging 10% on each successful transaction, which has led to average monthly revenues of over USD 20,000 in its initial three months. - With over 50 major global clients currently in integration, the company is targeting a projected monthly transaction volume of $1 million, showcasing significant growth potential. - The organization prioritizes transparent pricing, offering no hidden fees or setups, which attracts businesses looking for straightforward and affordable payment processing solutions. - The workforce consists of 4 permanent employees, supplemented by temporary software experts, ensuring flexibility and expert support during various phases of operations and licensing testing. - The company is pending PCI-DSS licensing compliance testing, further solidifying its commitment to secure payment processing and customer trust in the digital payments space.

UAE-based smart, transparent and tech-driven investment platform operating since 11 years, connecting private investors with high-potential, asset-backed business opportunities. - Strong promoter background with 11+ years in investment management, business incubation and venture growth across global markets. - Community of 158+ private investors and an active portfolio of 39+ businesses across logistics, robotics, manufacturing, container leasing, fintech and other asset-backed sectors. - Revenue model combines profit-sharing, equity participation and operational income from real assets, offering diversified and transparent returns. - Global presence across UAE, India, Malaysia, USA, Australia, Canada and Europe supported by long-term partnerships with founders and enterprises. - Team of 37 professionals across investment analysis, project management, finance, marketing and operations. - Operates with a valid business registration certificate.