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FinTech Businesses for Sale and Investment

Showing 29 - 42 of 105 FinTech Businesses for Sale and Investment. Buy or Invest in a FinTech or a Financial Website Business. Listed by Direct Business Owners & Business Brokers.
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FinTech Startup Equity Stake For Sale in Surat, India

Early-stage UPI payments startup with NPCI approval seeking strategic investment ahead of product launch.
Early-stage fintech startup developing a UPI-based digital payments application. - Product designed to enable seamless, cashless, and card-free transactions for users. - Received NPCI approval, providing a key regulatory milestone and strong credibility. - Platform currently under development with a planned launch timeline of approximately one year. - Focused on simplifying everyday digital payments through a user-friendly interface. - Pre-revenue stage with product and technology build in progress. - Operated by a small in-house team handling development and execution. - Asset-light setup with no tangible assets. - Holds essential incorporation documentation as part of intangible assets.
7.5   Surat
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 104 K for 35%
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FinTech Company Equity Stake For Sale in Dubai, UAE

Ech-driven UAE investment platform with global portfolio seeking strategic investors for expansion and scale.
UAE-based smart, transparent and tech-driven investment platform operating since 11 years, connecting private investors with high-potential, asset-backed business opportunities. - Strong promoter background with 11+ years in investment management, business incubation and venture growth across global markets. - Community of 158+ private investors and an active portfolio of 39+ businesses across logistics, robotics, manufacturing, container leasing, fintech and other asset-backed sectors. - Revenue model combines profit-sharing, equity participation and operational income from real assets, offering diversified and transparent returns. - Global presence across UAE, India, Malaysia, USA, Australia, Canada and Europe supported by long-term partnerships with founders and enterprises. - Team of 37 professionals across investment analysis, project management, finance, marketing and operations. - Operates with a valid business registration certificate.
8.1   Dubai
Run Rate Sales
USD 980 thousand
EBITDA Margin
30 - 40 %
Partial Stake Sale
USD 820 K for 10%
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FinTech Startup Equity Stake For Sale in Dallas, USA

Pre‐seed investment sought for AI‐powered platform enabling small business financing and marketplace growth.
AI-powered SMB financing platform focused on cash-flow-based underwriting. - Proprietary score built using banking transaction data. - Banking connectivity powered by Finicity (Mastercard). - Mobile application (iOS & Android) launching next month. - Platform development by Uptiq AI. - Phase 1 focuses on validating merchant acquisition, underwriting accuracy, repayment tracking, and lender operations before expanding into a fully automated marketplace. - Phase 2 roadmap includes a SaaS platform where multiple funding partners can compete for qualified businesses.
6.5   Dallas
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 600 K for 50%
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FinTech Startup Equity Stake For Sale in Dallas, USA

Pre‐seed investment sought for AI‐powered platform enabling small business financing and marketplace growth.
AI-powered SMB financing platform focused on cash-flow-based underwriting. - Proprietary score built using banking transaction data. - Banking connectivity powered by Finicity (Mastercard). - Mobile application (iOS & Android) launching next month. - Platform development by Uptiq AI. - Phase 1 focuses on validating merchant acquisition, underwriting accuracy, repayment tracking, and lender operations before expanding into a fully automated marketplace. - Phase 2 roadmap includes a SaaS platform where multiple funding partners can compete for qualified businesses.
6.5   Dallas
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 600 K for 50%
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FinTech Startup Equity Stake For Sale in Gurugram, India

Fintech startup focused on affordable credit for MSMEs through digital platform, seeks investment for expansion.
Fintech startup focused on revolutionizing the lending sector, offering modern and affordable credit solutions for customers in India. - Provides inclusive financing options specifically designed for housing and Micro, Small, and Medium Enterprises (MSMEs) through a robust digital platform. - Operates by leveraging a network of Independent Business Operators (IBO) to source leads from across Tier 1 to Tier 3 cities. - Launched this year, the company has achieved significant growth, generating INR 20-25 crores in loan disbursements. - The startup charges a competitive 1% commission on each loan disbursed, contributing to a revenue of approximately INR 20 lakhs to date. - Partners with over 500 lending firms and financial institutions, creating a strong network to facilitate access to credit. - Registered as a Private Limited Company through the MCA and recognized under Startup India; currently awaiting RBI licensing to enhance regulatory compliance and operational credibility.
6.5   Gurugram
Run Rate Sales
USD 22.5 thousand
EBITDA Margin
0 - 10 %
Partial Stake Sale
USD 210 K for 10%
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FinTech Business for Sale in Bhopal, India

For sale: Specialized company with advanced Forex auto-trading software for MT5.
The company is a specialized application software provider located in Bhopal, focusing on advanced Forex auto-trading software specifically for the MT5 platform. - The target customers include retail traders, gold traders, scalpers, swing traders, and prop-firm traders who seek to reduce risk and eliminate the need for manual trading efforts. - The business boasts over 2,500 satisfied clients, demonstrating its reach and effectiveness in the Forex trading community. - Revenue is generated through the subscription of our software by clients. Customisation charges are extra and the renewal duration is 1 year. - The company benefits from an experienced promoter with over 4 years in Forex automation, establishing credibility and trust in the market. - Strong digital assets and brand presence contribute to the company’s potential for global market expansion, particularly in Dubai and GCC markets. - The business is registered with a GST certificate, highlighting its compliance and legitimacy in operations.
For sale: Specialized company with advanced Forex auto-trading software for MT5.
6.8   Bhopal
Run Rate Sales
USD 62 thousand
EBITDA Margin
21 %
Business for Sale
USD 73 K
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FinTech Company for Sale in Noida, India

Full sale opportunity: Noida-based FinTech company with extensive bill payment and distribution services.
This Noida-based FinTech company specializes in super distribution, serving customers through a B2B business model across India. - The company offers a comprehensive bill payment portal that streamlines transactions for businesses and merchants. - Key services include the Bharat Bill Payment System (BBPS), enabling seamless bill payments for utilities like electricity, water, and gas. - Aadhaar-enabled Payment System (AEPS) services allow users to perform cash withdrawals and banking transactions securely using their Aadhaar identity. - The firm also provides electronic data capture (EDC) machines for efficient card payment processing, facilitating cashless transactions. - Additional offerings include fast and secure vendor payments, catering to businesses that require timely payouts. - The company features a tour and travel service for customers, promoting flight and bus ticket bookings directly through its platform. - Its online marketplace enables sellers to reach a broader audience by showcasing their products, enhancing competitive pricing and availability. - Revenue generation is primarily through commission charges on transactions facilitated via its diversified services, with over 5,000 active retailers and distributors collaborating with the platform. - Operates with a valid GST certificate.
Full sale opportunity: Noida-based FinTech company with extensive bill payment and distribution services.
7.4   Noida
Run Rate Sales
USD 940 thousand
EBITDA Margin
10 - 20 %
Business for Sale
USD 520 K
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Profitable FinTech Company for Sale in Pati, Indonesia

For Sale: Fintech company offering SaaS financial software solutions, serving 600+ SMEs across Indonesia.
The business, located in Pati, specializes in providing innovative financial software services designed for the needs of small and medium-sized enterprises across Indonesia. - Currently serve between 600 and 700 active clients, forming partnerships primarily with businesses looking to enhance their financial operations. - Our digital platform features software applications that facilitate mobile phone credit servers, PPOB (PayPal) payments, e-commerce solutions, online marketplaces, cashiers, and various other financial tools. - The software includes a diverse range of features aimed at improving business performance, ensuring clients can efficiently manage their financial transactions. - The revenue model operates on a Software as a Service (SaaS) framework, generating income through subscription fees and commissions on each financial transaction processed through the platform. - Clients are charged an annual subscription fee of IDR 2.5 million, while transaction fees vary based on the specific product used, contributing to a scalable revenue structure. - Founded by an entrepreneur with 9 years of industry experience, the company was legally registered as a Limited Liability Company (PT) four years ago, reflecting its commitment to growth and compliance. No other industry specific licenses or certifications required.
For Sale: Fintech company offering SaaS financial software solutions, serving 600+ SMEs across Indonesia.
8.1   Pati
Run Rate Sales
USD 100 thousand
EBITDA Margin
30 - 40 %
Business for Sale
USD 167 K
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FinTech Business for Sale in Brisbane, Australia

Exclusive Thailand license for a digital rewards and tourism engagement platform with recurring income potential.
Opportunity to acquire the exclusive country license for a digital wallet, loyalty, and social-impact platform in Thailand. - The license grants full national rights to operate, sub-license, and monetize the platform. - The system enables users to shop, save, and give back with every purchase while connecting consumers, merchants, and travelers. - Includes a ready-to-launch tourism discount and engagement platform designed to enhance retail and tourism activity across Thailand. - Together, these two platforms form a turnkey digital ecosystem that links local businesses, travelers, and communities under one reward-driven network. - Target clients include small businesses, shopping malls, hotels, airlines, OTAs, and government tourism boards. - License holders can recruit regional partners, establish collaborations, and retain a share of nationwide revenue. - A complete brand and technology package is included, ready for immediate rollout with minimal operational setup. Revenue and passive income streams include merchant license sales and renewals, tourist and local membership subscriptions, advertising and sponsorship income, ESG and government program partnerships, and sub-licensing area licenses within Thailand, such as Bangkok, Phuket, Chiang Mai, and Pattaya. Additionally, low operational overhead allows for recurring and scalable passive income.
7.8   Brisbane
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 98 K
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Payment Services Company Equity Stake For Sale in Dubai, UAE

Dubai-based fintech startup offering hybrid POS solutions for all payment types seeks investment.
Dubai-based fintech startup operating a hybrid POS payment network. - Core product: POS hybrid payment network is a single device supporting cash, card, mobile, and crypto payments with secure cloud-based transaction core. - Services include bill payments, remittances, vouchers, crypto transactions, and an upcoming coin rewards program to drive loyalty through tokenized incentives. - Embedded modules for compliance, HR, finance, and sales help merchants manage payroll, risk scoring, and operations directly from the device. - Target customers: Retail shops, SMEs, and underbanked communities seeking modern, affordable payment and financial solutions. - Revenue streams: Transaction fees, commissions on bill payments/remittances/vouchers, value-added subscriptions, and future token-based monetization. - Traction: 850+ merchant services integrated; 50+ active POS terminals deployed in 6 months; monthly revenues exceeding AED 700K. - Fully in-house transaction and compliance systems; PSP license application underway with the Central Bank of UAE for regulated expansion. - Lean 12-member team with expertise in product development, compliance, and merchant acquisition, scaling operations across Dubai and underserved markets. - Monthly revenue depends on customer volume and exclusive service pricing, and not on the number of employees. - The listing was created by an advisor based in India, who will share the owners’ contact details upon introduction.
9   Dubai
Run Rate Sales
USD 3.3 million
EBITDA Margin
18 %
Partial Stake Sale
USD 2 Mn for 15%
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Payment Services Startup Equity Stake For Sale in Lucknow, India

Invest in a pre-revenue B2B fintech platform offering payment and API solutions for small businesses.
🚀 Launch-ready offerings: Preparing to roll out mobile-based UPI POS, API reseller platform, travel bookings (IRCTC), and G2C services. 🤝 Strategic partnerships secured: Backend integrations confirmed with Kotak Mahindra Bank (AEPS), Yes Fintech (Micro ATM), ACo Financial (DMT & Dynamic QR), and Choice Connect (Insurance). 📈 Scalable business model: Transaction-based commissions and API margins ensure high growth potential once operations begin. 🌐 Market opportunity: Positioned to serve India’s rapidly expanding digital payments and retail-tech sector. 👨‍💼 Experienced promoter: Founder has 5+ years of fintech and payments industry experience, including work with POS and API-based solutions. ✅ Registered & recognized: Incorporated under Startup India and MSME, ensuring credibility and compliance. Does not need any other approvals to operate.
8.1   Lucknow
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 15.6 K for 15%
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Payment Services Company Equity Stake For Sale in Dubai, UAE

Fintech company providing payment software to 700 clients in MENA, seeks investment for expansion.
The company provides an integrated financial operations platform for SMEs and enterprises. - It has achieved 2x year-on-year GTV growth and operates in three markets: KSA, UAE, and Bahrain. - The platform offers corporate physical and virtual spending cards, expense management with real-time approvals, invoice management, and upcoming payments, banking, and lending solutions. - The company serves 700 customers across more than 21 industries and maintains high retention. - Its business model includes transaction fees and active subscription revenues. - It has been recognized with the ‘Best Mobile Payments App’ award. - The team includes experienced executives with backgrounds in banking and technology. - The company is a private limited entity, registered in ADGM, PCI DSS v4 compliant, and also holds a DIFC entity. - One of the co-founders is based in Lithuania and uses a Lithuanian number for communication.
9   Dubai
Run Rate Sales
USD 670 thousand
EBITDA Margin
20 %
Partial Stake Sale
USD 5.6 Mn for 12%
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FinTech Company for Sale in Mumbai, India

For sale: UPI switch and TPAP stack, ready for certification.
We are a software company that has developed a robust UPI (unified payments interface) switch and TPAP (Third Party Application Provider) stack. Partnering with a. Bank (PSP) is necessary to facilitate transactions. The buyer would need to check with the bank/acquirer for the same. - We do not offer permission from the related regulatory body. The buyer would have to consult with their lawyer for the exact regulatory requirements of this business in their country. The buyer may require legal obligation before launching the payment gateway business. - The company does not control the fund flow between the buyer and their bank/acquirer. We only act as a software vendor. - To use this software, the buyer must have experience in the merchant service/payment gateway business. - The company reserves the right to accept or reject the offer anytime before signing MOU (memorandum of understanding). - The reported sales and profit margin is mentioned as zero because the business is not yet operational. - The parent company that owns this business is located in Jaipur. But the business operates from Mumbai, Maharashtra. - The business primarily works on the MDR (merchant discount rate) revenue model which involves licensing its UPI technology to a partner and earning a percentage of the transaction fees collected from merchants for each UPI payment.
7.8   Mumbai
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 520 K
Contact Business

Funeral Services Startup Equity Stake For Sale in Quatre Bornes, Mauritius

Scalable & Revenue-generating platform transforming how families plan and pay for funerals & life services.
Building one of Africa’s first AI-powered platform that integrates funeral planning, healthcare access, insurance, and financial tools into one seamless mobile experience, transforming a fragmented, underserved industry. -Successfully acquired 1,421 paying members in Mauritius through our bundled Gold Network funeral and life-services membership, confirming strong early demand and market validation. The pilot sales campaign has already generated 31 funerals through the network. -To date, the network has generated approximately USD 38,000 in revenue, demonstrating initial monetisation and conversion. We are targeting over USD 500,000 in revenue and onboarding 10,000+ members within the next 12 months following investment and the scaling of our sales and distribution efforts. - Monetization includes subscription-based memberships, margins on funeral services and repatriation, product sales through our digital marketplace, and commission on embedded finance (microloans and BNPL). - Founded a third-generation of funeral professionals with 40+ years of hands-on industry experience, blending deep operational knowledge with a tech-first vision of the new generation. - Partnered with local companies, community cooperatives, and regulated financial institutions for scalable distribution and financial inclusion. - Backed by Plug and Play (early investor in Google, PayPal, Dropbox), a strong validation of the innovation potential. In active due dilligence with Digital Africa and Ingressive Capital. - The previous year’s reported revenue is unavailable as operations commenced this year.
Scalable & Revenue-generating platform transforming how families plan and pay for funerals & life services.
7.7   Quatre Bornes
Run Rate Sales
USD 516 thousand
EBITDA Margin
20 - 30 %
Partial Stake Sale
USD 450 K for 25%
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FinTech Startup Seeking Loan in New Delhi, India

FinTech platform for financial inclusion and poverty alleviation with scalable, AI-powered microfinance platform for investors.
Market Opportunity. The global microfinance market is projected to reach $496.90 billion by 2030, growing at a CAGR of 13.3%. Our initial focus encompasses: 1. Target demographics: Unbanked and underbanked populations in emerging markets. 2. Initial geographic focus: India, Bangladesh, and Kenya, with phased expansion. 3. Total addressable market: 850 million financially underserved adults across our initial target regions. Business Model. 1. Transaction fees: 2–3% fee on successful loan disbursements. 2. Subscription tiers: Premium features for institutional lenders. 3. Financial education certification: Paid advanced courses and certification. 4. Data analytics: Aggregated market insights for institutional partners. 5. Value-added services: Insurance products, savings vehicles, and payment solutions. Competitive Advantage. 1. Ecosystem approach: Comprehensive platform versus single-solution competitors. 2. Community integration: Deep local partnerships that enhance adoption and trust. 3. Proprietary risk assessment: Unique algorithms built specifically for underserved markets. 4. Scalable technology: Infrastructure designed for rapid geographic expansion. 5. Impact-driven model: Strategic alignment with financial inclusion initiatives and impact investors.
6.6   New Delhi
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 3 Mn at 11%
Contact Business
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    There are 105 active and verified fintech businesses for sale and investment listed on SMERGERS as of 05 October 2026.
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