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FinTech Company Equity Stake For Sale in Pune, India

Indian climate-finance platform seeking investment to scale insurance, SaaS, and rural data operations.
This Business is on a Premium Plan
Established 5-10 year(s)
Employees 50 - 100
Legal Entity Private Limited Company
Reported Sales USD 5 million
Run Rate Sales USD 5 million
EBITDA Margin 0 - 10 %
Industries FinTech
Locations  Pune
Local Time 11:22 PM Asia / Kolkata
Listed By Advisor / Business Broker
Status Active
Overall Rating
Partial Stake Sale
USD 2.1 million for 20.0% stake (Native Currency: INR 200,000,000)
Reason: The company is seeking investment to support its next phase of growth and operational scaling. The p... View More
Includes physical assets worth USD 2.25 thousand
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Business Overview
- Integrated climate-finance platform combining regulated insurance distribution, climate-risk technology, and field-data intelligence for rural and agricultural markets across India.
- Operates through three business verticals: insurance distribution, parametric insurance SaaS, and field survey execution services, creating diversified revenue streams without underwriting risk. - Facilitated ₹350+ crore in Gross Written Premium and sold over 250,000 insurance policies across crop, cattle, rural, and retail insurance segments.
- Built a distribution network of 12,000+ trained rural PoSP agents, enabling deep market penetration and last-mile customer access.
- Maintains partnerships with 21+ insurance companies, including leading private and public-sector insurers, and is actively deployed with a Tier-1 insurer customer.
- Developed proprietary technology platforms including ClimateShield, a parametric insurance engine with automated trigger-based claim settlement capabilities, institutional dashboards, and API-driven integrations.
- Owns a proprietary agricultural intelligence database built from more than 2 million field surveys and 19 lakh+ quality checks, creating a significant data advantage.
- Successfully auto-settled 3,816 climate-related claims, demonstrating practical implementation of technology-driven insurance solutions.
- Generates revenue through brokerage commissions, SaaS and API subscriptions, and field execution services, providing multiple recurring income streams.
- Led by a founding team with over 60 years of combined experience across insurance, banking, financial services, and technology institutions.
- Recognized through multiple industry awards and grants, including international fintech recognition and innovation-focused accolades.
- Revenue generation is driven by proprietary technology, insurer partnerships, and a network of 12,000+ PoSP agents, enabling scale with a lean team of 50 employees.
- The business has a valid GST and Incorporation certificate.
Products & Services Overview
• ShieldNest insurance distribution platform, ClimateShield parametric insurance SaaS, automated claims settlement solutions, agricultural field surveys, crop cutting experiments, and cattle audit services.
• Serves insurance companies, financial institutions, agribusinesses, government-linked programs, rural customers, and enterprise clients seeking climate-risk and insurance solutions.
Assets Overview
The business does not own any significant tangible assets. Its key value lies in its intangible assets, including the IRDAI Composite Broker Licence, the proprietary ClimateShield parametric insurance SaaS platform, and the NestOne CRM application.
Facilities Overview
The company operates from a rented corporate office in Pune and also maintains an office in Hyderabad.
Capitalization Overview
The business has 3 shareholders. The company currently has a working capital loan, and a portion of the proposed fundraise will be utilized toward its repayment. It also has a term loan that is scheduled to be fully repaid in 4 years. The business is raising ₹18 crore in primary equity to support working capital requirements, technology development, debt optimization, and market expansion initiatives.
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3 Investors viewed this Business this week. Register below to connect now!
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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