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FinTech Company Equity Stake For Sale in Pune, India

AI-Powered Next-Gen Core Banking Platform with Integrated FinTech Ecosystem.
This Business is on a Premium Plan
Established 1-5 year(s)
Employees 50 - 100
Legal Entity Private Limited Company
Reported Sales USD 400 - 500 thousand
Run Rate Sales USD 450 thousand
EBITDA Margin Nil
Industries FinTech
Locations  Pune
Local Time 7:48 PM Asia / Kolkata
Listed By Business Owner / Director
Status Active
Overall Rating
Partial Stake Sale
USD 1.6 million for 20.0% stake (Native Currency: INR 150,000,000)
Reason: The investment will be used to strengthen working capital, expand sales and marketing efforts, accel... View More
Includes physical assets worth USD 160 thousand
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Business Overview
Business Highlights.
Client Base.
• Serving 5 banks with active implementations across multiple locations.
• Strong client retention and positive deployment feedback.
Revenue Model.
• SaaS Subscriptions – Recurring monthly/annual revenue.
• License-Based Sales – One-time modular pricing.
• Custom Implementations – Project-driven deployments.
• Managed Services – AMC, support & staffing.
• Consulting Services – Technology & regulatory advisory.
Promoter Experience.
• 18+ years in banking technology & digital transformation.
• Proven expertise in scalable platforms & large IT rollouts.
• Strong background in financial services, compliance & enterprise software.
Strategic Relationships.
• Deep engagement with cooperative banks, NBFCs, private & small finance banks.
• Partnerships with consultants & system integrators.
• Growing collaborations within the banking & fintech ecosystem.
Products & Services Overview
A. Top-Selling Products.
1. AI-Powered, Microservices-Based Core Banking Platform (Flagship Product)
B. Key Supporting Products.
2. Digital Banking Suite (Mobile & Internet Banking)
3. Tablet Banking (Business Correspondent / Doorstep Banking)
4. Micro Collection App (Recurring Deposit Collections)
5. NACH Module (Electronic Mandates & Auto Debit Management)
6. CTS – Cheque Truncation System (with Positive Pay)
7. Global Charges Module (Rule-Based Fee & Charge Automation)
C. Advanced Compliance & Automation Tools.
8. AML Suite (Automated AML Monitoring & Compliance)
9. Loan Origination System (End-to-End Loan Lifecycle Automation)
10. Statement Analyser (Financial Statement Parsing & Analysis)
D. Intelligence & Personalization Engines.
11. N-Way Reconciliation Engine (Intelligent Multi-Layer Reconciliation)
12. CXO Dashboards (Real-Time Business Intelligence)
13. Product Recommendation Engine (AI/ML-Based Cross-Sell & Upsell)
Assets Overview
The business owns a range of tangible and intangible assets that support its operations and growth.
Tangible assets.
- Data center infrastructure, including servers and networking equipment.
- Office furniture, computers, and essential office equipment.
Intangible assets.
- Proprietary core banking platform, doorstep banking system, and micro-saving solution.
- Decision support tools for leadership teams.
- Brand value, intellectual property, and established client relationships with more than 20 financial institutions.
- Strategic partnerships with technology and financial service providers.
These assets collectively drive innovation, client satisfaction, and long-term business value.
Facilities Overview
Operating from a fully furnished 5,000 sq. ft. leased office with a dedicated in-house data center supporting development, deployment, and client operations.
Capitalization Overview
Bootstrapped and self-funded, with 100% equity owned by the founding promoter group.
Recent Activity
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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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