Businesses Seeking Loan

The business operates in the education sector, offering schooling and college education in Visakhapatnam. - Provides comprehensive education from 1st standard to 12th standard, catering to a wide age range of students. - The institution currently serves a student base of approximately 450, ensuring a focused learning environment. - The establishment is recognized with a registration certificate, highlighting its legitimacy and compliance with local education regulations. - Services include a well-rounded curriculum, extracurricular activities, and student support, aimed at fostering holistic development. - Revenue is generated through student tuition fees and possibly additional services such as workshops and after-school programs, making it financially sustainable.

Business overview: A newly established automobile wholesale company based in Kochi, India, specializing in the export of brand-new passenger vehicles, specifically targeting overseas importers and automobile dealers. - Export focus: The company operates primarily under confirmed Letters of Credit (LCs) for secure international transactions, ensuring prompt payment and risk mitigation. - Core products: The flagship products include popular models like the Toyota Land Cruiser and Hyryder, appealing to a global audience looking for high-quality passenger vehicles. - Customer base: The primary customers are importers and automobile dealers in markets such as Sri Lanka and Africa, showcasing an international clientele. - Operational model: The business employs an asset-light model with a high capital-rotation strategy, enhancing cash flow management while maintaining an operating EBITDA margin of approximately 5–6%. We also do not require a large workforce, and 4 employees are sufficient to fulfill all current export commitments. - Investment opportunity: Seeking working capital to fulfill current export orders and upcoming inquiries for 40 additional vehicles, with an expected investment return of up to 3% per month from realized export profits. - Financial health: Currently, there are no outstanding loans, making the business a low-risk investment. The operating cycle is typically 30–45 days, ensuring rapid turnover of capital. - Strategic location: Based in Kochi, the company benefits from its proximity to major ports and extensive dealer networks, facilitating efficient logistics and export operations.

The business primarily focuses on real estate management and operates a grocery store, generating diversified revenue streams through property rentals and retail sales. - Owns five properties located in Sheohar, Bihar, and Jamshedpur, leveraging local demand for commercial spaces. - All these properties are registered under the same LLP entity, which manages and operates both the real estate and grocery businesses. - One property in Sheohar functions as a grocery store, which caters to the local community, providing essential goods and groceries, thus ensuring consistent foot traffic and sales revenue. - Three more commercial properties in Sheohar include one that is currently leased out as office space, creating a steady income from rent. - The business also possesses a vacant farmhouse property in Sheohar, which offers potential for future rental income or alternative uses such as events or agritourism. The third property is also a vacant commercial/retail space. - Another property in Jamshedpur is planned to be developed into a grocery store, which will further capitalize on the growing demand for retail and essential consumer goods in the region. - The business operates under a Limited Liability Partnership (LLP), providing legal protection and financial structure, efficient for managing its real estate and retail operations. - Overall, the combination of rental income from commercial properties and sales from grocery operations positions the business for sustainable growth and profitability in the local markets.

The food truck has been operational for 11 months with average monthly revenue of approximately ₹1,00,000. - The business follows a direct-to-customer cash sales model with low operating costs, resulting in high margins (profit up to 57% on key menu items). - The promoters are directly involved in daily operations, ensuring quality control, cost efficiency and repeat customers. - Business has a registration certificate and FSSAI license.