Businesses Seeking Loan

Business type: Common Service Centre (CSC) / professional services kiosk located in Karamsad, Anand district, operating as a Bank of Baroda business correspondent (BC) crosspoint. - Owner/operator: Solo proprietor with 1 employee providing local digital and financial services. - Core services: PAN card application and correction, MSME certificate facilitation, FSSAI certificate assistance, and general document processing. - Banking services: Cash withdrawal and basic banking transactions from customers’ Bank of Baroda accounts as a BC agent. - Financial services: Money transfers (domestic remittances) and insurance application assistance acting as an agent/intermediary. - Customer base & activity: Approximately 125 active customers with an average of 5 service transactions per month. - Revenue model: Fees and commission from government document facilitation (PAN/MSME/FSSAI), BC cash withdrawal commissions, money transfer charges, and insurance referral/agent commissions. - Target customers: Local residents, small business owners and micro-entrepreneurs in Anand seeking PAN, MSME/FSSAI registration, banking access, remittance and insurance services. - Competitive advantage: One-stop local access to government e-services, bank cash withdrawal and financial inclusion services in Karamsad, reducing travel and paperwork for customers. - We operate from a small office and currently do not use a website or mobile apps for our operations.

Well-established and highly successful ice cream parlor in Bansko, Bulgaria. - Highly established and successful ice cream parlor located in Bansko, Bulgaria. - Over 15 years of experience in the industry. - Offering a range of top quality products, including ice cream, coffee, and a variety of exclusive products imported directly from Italy. - Operates 7 days a week and has built strong relationships with Italian companies.

Leading mechanical and Electrical Engineering company based in Mauritius doing Government and Private works for its clients. - Currently having projects worth 1.2 Million Dollars in hand. - Have been in business for the past 27 years.

Handicrafts business located in Natabua Complex, Lautoka, Fiji. - We receive 5- 10 customers per day. - The average order value is FED 100. - Our customers are basically from local area. - There are 2 owners and the business is debt free.

The company runs a super market in one of the residential areas. - We receive 30-50 customers on a daily basis. - We have a supermarket with a built-up area of 2.5 k sqm. - Families in and around the place are our highest customers. - Most of our items are sourced from Oman and sometimes we get them from Dubai.

Established event planning and decoration business in the Maldives. -Provides services such as decorations and planning, party props rental and party shop, photography studio, and food catering for weddings and corporate events. -Specializes in providing wedding planning and decorations in resorts throughout the Maldives. -Receives 2-15 events per month and is in high demand. -Current team of 3 employees. -Requires loans to expand and cater to more high-end clients. -Experienced in providing services for weddings, corporate events, and birthday parties. -Offers a unique and personalized experience for each event.

We are a logistics and a delivery service company. - Our clientele are the top 3 leading corpoates of UAE with a disciplined payment track record. - Some of our clients are Zomato, Uber Eats, local grocery shops, pharmacies, and local cafeterias. - 100% of the employees are on the company's visa. - Business has a gross monthly margin of 15%. - We charge the client monthly fees with 70% as the fixed charge and the rest 30% as a performance-based fee. - The business has one director with a 100% stake in the company. - Company does not have any outstanding loans. - The business was established last year which is the reason for low reported sales. - The services provided by us have a high demand which is the reason for a high growth rate.