Business Loan Providers

Interests: • We are in the airline, healthcare, financial service and transportation verticals as core, in additional to our Technology, Mobility and Virtual Reality / Gaming units that provide services across all industries. • We have a Hong Kong based M&A advisory team; and Wall St. Bankers to fund our acquisitions signed up. • We are looking for 3-4 acquisitions over next 12 months. • Our strategy is to look for vertical or technology and IT related businesses (globally) and any business that we believe can fit into our long term strategy. • Our target company must have good revenue in the range of 2-10m USD and EBITDA of around 15-25% with passion for potential International growth.

Interests: We are currently evaluating opportunities to acquire a pharmaceutical distribution company in India and would like to request detailed information regarding the business. In particular, we are seeking clarification on the following points: 1. Licensing and permits - Hold valid licenses for import and export of medicines to other countries, and are these licenses transferable in case of acquisition? 2. Scope of business - Licenses allow distribution both to pharmacies and to other distributors? 3. Assets included in the sale - Seeking to determine if the transaction includes real estate (warehouses, offices), equipment, IT systems, furniture, and vehicles. 4. Human resources - Number of employees, and whether the company has a technical/qualified pharmacist director on staff as required by regulations. 5. Type of sale - Is the offer for the entire legal entity (company shares) or only for the distribution business unit/assets? 6. Contracts and obligations - Existing contracts with suppliers, manufacturers, and clients. Any ongoing debts, tax obligations, or pending litigation. 7. International certifications - Indicate if the facilities comply with WHO-GDP, GDP, or other international quality standards. 8. Inventory - Whether the current pharmaceutical stock is included in the transaction. 9. Continuity - Availability of key staff to remain during the transition period. This information will be crucial for us to assess the viability of moving forward before discussing the financial terms of acquisition. I look forward to receiving any supporting documents, such as the company profile, license copies, or a presentation.

Interests: I am looking for investment opportunities in the technology sector in Thailand. I am open to both startups and established companies, as well as partnerships. Investment goals include growth, income, and collaborative ventures. Interested in all areas of technology. The factors I consider in a business are: .1. Profitability & cash flow - I want to see stable or growing revenue, and positive cash flow that shows the business can sustain itself. 2. Customer base & contracts - A loyal customer base or recurring contracts are important for predictable income. 3. Scalability - I look for potential to grow through new services, better marketing, or technology. 4. Reputation & brand - A business with a good reputation and satisfied clients is a strong foundation. 5. Operational efficiency - I check how well systems, processes, and people are managed, it shows how easy it is to take over or expand. 6. Market position - I want to understand the competition and whether the business has a clear advantage or niche. 7. Fit with my skills - I prefer businesses where my technical or management background can add value and help it grow. I prefer businesses in Thailand, as I am familiar with the location.

Interests: I am looking for investment opportunities in the technology sector in Thailand. I am open to both startups and established companies, as well as partnerships. Investment goals include growth, income, and collaborative ventures. Interested in all areas of technology. The factors I consider in a business are: .1. Profitability & cash flow - I want to see stable or growing revenue, and positive cash flow that shows the business can sustain itself. 2. Customer base & contracts - A loyal customer base or recurring contracts are important for predictable income. 3. Scalability - I look for potential to grow through new services, better marketing, or technology. 4. Reputation & brand - A business with a good reputation and satisfied clients is a strong foundation. 5. Operational efficiency - I check how well systems, processes, and people are managed, it shows how easy it is to take over or expand. 6. Market position - I want to understand the competition and whether the business has a clear advantage or niche. 7. Fit with my skills - I prefer businesses where my technical or management background can add value and help it grow. I prefer businesses in Thailand, as I am familiar with the location.

Interests: Factors I look for in a business: When evaluating a non-woven bags manufacturing business, I consider the following factors: 1. Market demand & sustainability: I prefer businesses aligned with environmental sustainability. Non-woven bags are in high demand due to bans on single-use plastics, making this sector promising. 2. Raw material availability: Consistent and cost-effective access to polypropylene (the main raw material) is essential. 3. Machinery & technology: I look for automation, energy-efficient machinery, and production capacity (for example, printing capability, stitching versus ultrasonic). 4. Margins & scalability: I prefer businesses with strong profit margins and scope for scale, both in terms of volume and product variety (for example, D-cut, W-cut, box bags). 5. Compliance & certifications: Adherence to pollution control norms, ISO certifications, and government incentives or subsidies for eco-friendly units is crucial. 6. Distribution & client base: I analyse whether the business has steady clients like retail chains, hospitals, or wholesalers, and how well its logistics are handled. 7. Competition & differentiation: I avoid markets saturated with low-quality producers and look for companies that focus on branding, customisation, and consistent quality. - The businesses I like: Eco-friendly packaging, solar products, recycling units. - The businesses I avoid: Single-use plastic manufacturers, highly seasonal or volatile demand-based products.

Interests: If I were to evaluate a business for investment, acquisition, or advice, there are several key factors I would consider: 1) Market potential: What to look for: Size of the market, growth trends, and future potential. A large and growing market indicates more opportunities for growth. Example of businesses: I would favour tech startups in the AI, renewable energy, or biotech sectors due to their immense market potential. 2) Business model: What to look for: How the company makes money, revenue streams, and scalability. Why: A solid and scalable business model ensures long-term profitability. Example of businesses: Companies like subscription-based SaaS (Software as a Service) businesses, which have recurring revenue models. 3) Financial health: What to look for: Profit margins, cash flow, debt levels, and financial statements. Why: Sound financial health indicates stability and a lower risk of failure. Example of businesses: Established companies with healthy balance sheets, such as blue-chip stocks like Apple or Microsoft. 4) Competitive advantage: What to look for: Unique selling propositions, patents, or brand strength. Why: Competitive advantages protect the business from competitors. Example of businesses: Businesses with strong brands or unique technology, such as Tesla. 5) Management team: What to look for: Experience, vision, leadership skills, and track record. Why: A competent management team can execute the business strategy effectively. Example of businesses: Startups led by founders with a proven track record in their industry. 6) Customer base: What to look for: Customer loyalty, satisfaction, and diversity. Why: A diverse and loyal customer base reduces risk. Example of businesses: Companies with a strong and diverse customer base, like Amazon. Innovation and R&D: What to look for: Investment in research and development, and new product pipelines. Why: Continuous innovation keeps the business ahead of competitors. Example of businesses: Tech companies like Google, which continuously innovate. 7) Regulatory environment: What to look for: Compliance with regulations, and potential legal challenges. Why: Regulatory hurdles can impact the business’s ability to operate. Example of businesses: Avoid businesses in highly regulated industries unless they have a strong legal team. 8) Social and environmental impact: What to look for: Sustainability practices, social responsibility. Why: Increasing importance of ethical practices and sustainability. Example of businesses: Companies with strong ESG (Environmental, Social, and Governance) practices, like Patagonia. Businesses I would potentially favor: Renewable energy companies like NextEra Energy. Tech giants like Google or Amazon. Biotech firms with strong R&D pipelines. Businesses I would be cautious about: - Companies in declining industries such as traditional coal mining. - Firms with high debt levels and poor cash flow. - Businesses with negative press regarding unethical practices, like some fast fashion brands. By evaluating these factors, I would aim to make informed decisions that align with both short-term and long-term goals, ensuring a balanced and sustainable approach to investment and business advice.

Interests: I am an individual investor looking for the following factors: I focus on acquiring or investing in businesses that demonstrate scalability, operational efficiency, and strong market demand. Specifically, I prioritize businesses with the following attributes: 1. Proven track record & profitability – The business should have a history of stable revenue, positive cash flow, and an established client base. 2. Scalability & growth potential – I prefer businesses with the ability to scale operations efficiently, especially in the BPO and call center industry. 3. Technology & automation – Businesses leveraging AI, cloud-based solutions, or automation tools for enhanced customer service and operational efficiency are highly preferred. 4. Compliance & certifications – Adherence to industry regulations like ISO, PCI-DSS, HIPAA (for healthcare BPOs), and GDPR is a key consideration. 5. Strong management & skilled workforce – A competent leadership team and well-trained workforce contribute to sustainable growth. 6. Client retention & long-term contracts – High customer retention rates and long-term contracts with global clients add significant value. 7. Geographical & industry focus – I am particularly interested in call centers serving Australian, US, and European markets in industries such as healthcare, finance, e-commerce, and tech support. Businesses I Like: BPOs/call centers with multi-channel support (voice, chat, email, AI-driven bots), IT-enabled services with niche domain expertise (e. g., healthcare, fintech), companies providing outsourcing solutions for Australian businesses. Businesses I Dislike: High employee attrition or unstable workforce environments. Businesses with outdated technology and a lack of automation. Companies without recurring revenue models or long-term client commitments. I am open to any location, it is not a constraint.

Interests: 1. Financial health & stability. 2. Profitability: Businesses with strong net profit margins and sustainable cash flows. 3. Debt load: Manageable debt. 4. Revenue consistency: We dislike businesses with extreme seasonality or unpredictable revenue streams. 5. Market position & competitive advantage. Moat & differentiation: We value businesses that have a clear competitive edge—whether through technology, brand, network effects, or regulation. 6. Low customer churn: We avoid businesses with high customer attrition, as this leads to constant spending on acquisition. 7. Recurring revenue model: We prefer businesses with subscription-based models or long-term contracts (e. g. , SaaS, B2B solutions). 8. Scalability & growth potential. 9. Tech-Enabled growth: We appreciate businesses that use AI, automation, or software to scale. 10. M&A potential: Businesses that could expand through acquisitions rather than being maxed out in their market. 11. Market size & demand: We favour businesses in growing industries over stagnant or shrinking ones. AI, B2B SaaS. We dislike highly regulated businesses with compliance-heavy overheads unless the regulation is a competitive advantage, overly seasonal businesses, low-margin, high-churn consumer goods, management & operational efficiency, and strong leadership but not overly dependent on one person.

Interests: Engineer/investor seeks to buy an EPC with an average annual turnover of USD 50M in the last 5 years and the following experience: 1. Bridge construction at an average of 300m total per year for 7 years. 2. 150,000m3 bituminous concrete works per in the last 7 years. 3. Cast in-situ bored pile construction of minimum diameter 1m and 12,000m total length in the past 7 years. The company is required with its history for eligibility for a large government project. Hence the profitability is of no serious interest, provided the company's debts/liabilities are small.

Interests: I am looking for a well-established company or business for making investments. I do not like to miss a motivated team who is working on the expected/targeted goals. The company should have a good opportunity to expand the ROI.

Interests: The factors we consider in business are - 1. Revenue and profitability: Stable or growing revenue, strong margins (for example, EBITDA margin above 15%). 2. Cash flow: Consistent and positive cash flow to cover operations and debt servicing. 3. Debt levels: Low or manageable debt with a solid Debt Service Coverage Ratio (DSCR). 4. Recurring revenue: Preference for businesses with recurring revenue models (for example, subscriptions, and retainers).

Interests: When considering a business for investment, acquisition, or offering advice, I focus on specific criteria to ensure its potential for success: 1. Growth: I look for businesses with a proven track record of steady growth. This indicates stability and the potential for continued success. 2. Established client base: A loyal and sizable client base adds value to the business and demonstrates trust in its products or services. Businesses without existing clients may signal challenges in customer acquisition. 3. Expansion opportunities: Clear avenues for scaling, whether through new markets, products, or services, are crucial. Businesses without these prospects may not be ideal for growth-focused strategies. I am particularly drawn to businesses that embody all three qualities: steady growth, an established client base, and potential for expansion. On the other hand, companies that lack growth or a strong customer foundation and show limited opportunities for future development might not be as appealing. I intend to manage the acquired business personally. Currently exploring various business opportunities to invest in or buy. I prefer businesses in India and Dubai as the location is not a constraint.

Interests: As an experienced property management company owner with a deep passion for the hospitality and tourism industry, I am actively seeking opportunities to expand my business and portfolio. I believe that investing in hotel and vacation property management aligns perfectly with my goals and expertise. When considering potential investments or acquisitions, I meticulously evaluate several key factors to ensure a mutually beneficial partnership. Some of the factors I prioritize include: 1. Location: I prioritize properties located in areas with high tourism potential, such as popular tourist destinations or emerging hospitality markets. I believe that the location plays a crucial role in attracting guests and ensuring sustainable business growth. 2. Reputation and Customer Satisfaction: I am particularly interested in businesses with a strong reputation for providing excellent customer service and high levels of guest satisfaction. Positive reviews and a history of repeat business indicate the potential for sustainable growth and profitability. 3. Competitive Advantage: I seek investments in businesses that possess a unique selling proposition or a distinct competitive advantage. This could include factors such as exclusive amenities, desirable location attributes, or innovative service offerings that differentiate the business from its competitors. 4. Financial Performance: Before making any investment, I thoroughly analyze the financial performance of the target business. This includes an evaluation of revenue growth, profit margins, and overall financial stability. Adequate financial records and transparency are crucial in making informed investment decisions. 5. Growth Potential and Market Trends: I closely monitor market trends and emerging opportunities within the hospitality and tourism industry. Investments in businesses that demonstrate significant growth potential, whether through expansion, market segmentation, or diversification, are particularly appealing. While it is difficult to pinpoint specific businesses that I like or dislike without conducting a thorough analysis, I have a preference for well-established hotels and vacation property management companies with a strong brand presence and a commitment to delivering exceptional guest experiences. However, I am open to evaluating opportunities on a case-by-case basis, considering the specific merits of each investment. Thank you for considering my interest in investing in the hotel and vacation property management business. I believe that a partnership between our companies could be mutually beneficial, and I am eager to discuss this opportunity further.

Interests: We are looking for either of the below: 1) Distressed manufacturing units with or without management but with a strong product and unit should have run at least 1 year. 2) Stable business with complete management, positive cash flows, low customer/supplier concentration. Company should be at least 10 years old. 3) We generally prefer those companies who own their business premises over those who have rented their premises. The business for sale should include the premises. However, in cases of exceptional business propositions, we can waive this condition.

Interests: Profit margin, at least 2-3 employees, should have been in business for several years.