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NBFC Seeking Loan in New Delhi, India

NBFC providing AI-powered loan solutions to a wide clientele, loan book of INR 16 crores.
This Business is on a Premium Plan
Established 30-40 year(s)
Employees 10 - 50
Legal Entity Public Limited Company
Reported Sales USD 1 - 2 million
Run Rate Sales USD 3 million
EBITDA Margin 20 - 30 %
Industries NBFC
Locations  New Delhi
Local Time 5:00 AM Asia / Kolkata
Listed By Management Member
Status Active
Overall Rating
Seeking Loan
USD 6 million for 14.0% annual interest, 2 years (Native Currency: INR 500,000,000)
Reason: We are seeking additional funding to strategically expand our lending portfolio into the promising s... View More
Collateral Available: USD 0
Includes physical assets worth USD 600 thousand
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Business Overview

- The company is a New Delhi-based non-banking financial company (NBFC) operating in the finance industry, with a focus on empowering financial inclusivity through innovative and accessible solutions.

- With a team of 10 employees, the company offers a diverse range of lending platforms, which provide personalized, AI-powered loan solutions to a wide clientele, including individuals and enterprises.

- The company's loan book size stands at INR 16 Crores, indicating its growing influence in the financial sector and its ability to attract a significant client base of over 200 clients.

- The revenue model is based on a wide range of loan products and innovative financial services, which supports sustainable growth and enhances the company's market presence.

- The promoters of the company bring a wealth of experience in finance and business management, driving the strategic vision forward and fostering strong business relationships with stakeholders across various sectors.

- The company offers loan disbursement ranging from about INR 50,000 to as much as INR 1 crore, with interest rates varying from 18-36% and tenures ranging from 24-36 months. Additionally, short-term personal loan products are available with tenures of 60-90 days.

- The company sees a loan recovery rate of about 98% & debt collection is taken care of inhouse & through DSA's.

- The company saw a huge growth in sales due to the convenience of digital lending, the entire process of lending has been shortened to just a few clicks.

Products & Services Overview

Our top offerings include innovative lending platforms catering to a diverse clientele seeking personalized, AI-powered loan solutions. Additionally, it provides a wide range of loans from personal to business, attracting individuals to enterprises with its unique features like competitive deposit rates and a guarantor marketplace.

Assets Overview

Tangible assets:

Furniture: This includes office desks, chairs, conference tables, and other furnishings that provide a functional and comfortable workspace for employees.

Safe lockers: Used for securing important documents and valuables, ensuring their safety and confidentiality.

Systems: This encompasses computer hardware, servers, networking equipment, and other IT infrastructure that supports day-to-day operations.

Intangible assets:

Software: This includes licensed software and operating systems used across the company for various functions such as accounting, customer relationship management (CRM), and other office productivity tools.

FinTech applications: These are proprietary financial technology applications developed which are central to its product offerings. These applications leverage AI and gamification to offer innovative financial solutions and represent a significant intellectual property asset.

Facilities Overview

Our facilities encompass a strategically located headquarters in New Delhi and an advanced Research & Development Center in Chennai, collectively spanning 10,000 sq. ft. of rental space. These premises are designed to support our dynamic operations and innovative pursuits, accommodating our administrative, sales, and R&D teams across multiple floors to foster collaboration and productivity. The rental agreements for these facilities are structured to ensure flexibility and scalability, aligning with our growth trajectory and evolving business needs.

Capitalization Overview

Our business is currently funded through a blend of self-financing and external institutional loans, ensuring a robust financial foundation for our operations and growth strategies. Specifically, we have invested 10 crores from our own resources, demonstrating our commitment and confidence in the business's potential. Additionally, we have secured 5 crores from potential institutional lenders, leveraging external financial support to expand our reach and enhance our offerings.

Recent Activity
  • 4 days, 13 hours ago
    Managing Director, Mumbai, Financial Advisor connected with the Business
  • 1 week, 3 days ago
    Founder, New Delhi, Financial Consultant connected with the Business
  • Earlier than 15 days
    Founder, Bangalore, Investment Bank connected with the Business
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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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