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    FinTech Businesses for Sale and Investment in India

    Showing 1 - 14 of 49 FinTech Businesses for Sale and Investment in India. Buy or Invest in a FinTech or a Financial Website Business. Listed by Direct Business Owners & Business Brokers.
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    FinTech Business Equity Stake For Sale in Perambalur, India

    Pre-revenue web-based trading analytics tool helping Indian traders, seeks funding to launch and scale.
    We are developing a web-based trading analytics tool specifically for Indian stock market traders. - The product is currently in the development stage and is pre-revenue, aimed at helping individual traders make informed, data-driven decisions. - The platform does not offer direct stock trading services; instead, it provides advanced analytics to support better decision-making. - Users can analyze market data, even while managing multiple brokerage accounts simultaneously, making it a powerful third-party trading assistance tool. - The product is designed to simplify and streamline the trading experience for traders across India. - The business plans to offer the platform under a SaaS model with monthly and annual subscription plans. - Future enhancements may include integrated advisory and research features to provide deeper insights and value to users. - Target customers include individual traders across India seeking efficient, centralized, and insight-driven trading tools. - The software is currently unregistered and will be formally registered at the time of launch.
    Pre-revenue web-based trading analytics tool helping Indian traders, seeks funding to launch and scale.
    7.9   Perambalur
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 214 K for 20%
    Contact Business

    Enterprise Software Business for Sale in Kozhikode, India

    Profitable Kozhikode-based FinTech and HR Tech product company seeking full strategic acquisition.
    Kozhikode-based IT product company operating in FinTech and HR Tech, delivering regulated, enterprise-grade software solutions since inception. - Core FinTech portfolio includes WPS & payroll infrastructure, fund transfer systems, banking and exchange house digital platforms, and financial super apps for enterprise and retail users. - Serves 5 leading financial institutions under long-term contracts with annual maintenance and custom enhancement agreements, ensuring predictable and recurring revenue. - HR Tech division operates an HRMS SaaS platform with 70 paying enterprise customers, supported by structured delivery and product teams. - Operates with a stable and repeatable revenue model, combining implementation fees, long-term AMC contracts, and ongoing custom development engagements. - Strong regulatory and integration expertise, enabling seamless deployment within banking and exchange house ecosystems.
    Profitable Kozhikode-based FinTech and HR Tech product company seeking full strategic acquisition.
    8.3   Kozhikode
    Run Rate Sales
    USD 770 thousand
    EBITDA Margin
    33 %
    Business for Sale
    USD 3 Mn
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    Financial Information Company for Sale in Chennai, India

    For Sale: Subscription-based fintech platform providing AI-driven financial insights and tools for startups and investors.
    Chennai-based financial information service focusing on the start-up scene. - We keep track of over 300,000 startups, 500,000+ founders, and 15,000+ angel investors. - Offer subscription services designed for startups, angel investors, and incubators, providing key financial info and deal insights. - Important tools include an AI-driven angel investor identifier and a valuation estimator, helping clients make informed decisions. - The business keeps customers updated on competitor moves and prospective angel investments to fuel their growth. - Monthly new subscription rate of 800-1,000 users. - Mission: To empower the start-up ecosystem with the insights they need to thrive. - Business is registered in Bangalore, but operates from Chennai. - Business has a registration certificate.
    7.8   Chennai
    Run Rate Sales
    USD 205 thousand
    EBITDA Margin
    10 - 20 %
    Business for Sale
    USD 1.6 Mn
    Contact Business
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    Financial Information Company for Sale in Chennai, India

    For Sale: Subscription-based fintech platform providing AI-driven financial insights and tools for startups and investors.
    Chennai-based financial information service focusing on the start-up scene. - We keep track of over 300,000 startups, 500,000+ founders, and 15,000+ angel investors. - Offer subscription services designed for startups, angel investors, and incubators, providing key financial info and deal insights. - Important tools include an AI-driven angel investor identifier and a valuation estimator, helping clients make informed decisions. - The business keeps customers updated on competitor moves and prospective angel investments to fuel their growth. - Monthly new subscription rate of 800-1,000 users. - Mission: To empower the start-up ecosystem with the insights they need to thrive. - Business is registered in Bangalore, but operates from Chennai. - Business has a registration certificate.
    7.8   Chennai
    Run Rate Sales
    USD 205 thousand
    EBITDA Margin
    10 - 20 %
    Business for Sale
    USD 1.6 Mn
    Contact Business

    FinTech Startup Equity Stake For Sale in Bengaluru, India

    FinTech startup-venture with plug & play investment solutions (SDK, Web & API) for B2B businesses.
    FinTech startup: Bengaluru-based early-stage B2B fintech venture specializing in technology infrastructure for digital investment and deposit products. - SDK and API platform: The business offers a developer-friendly Software Development Kit (SDK) and Application Programming Interface (API) that enables seamless integration of digital Fixed Deposit (FD) journeys into existing applications for fintechs, wealth platforms, banks, and non-banking financial companies (NBFCs). - Quick deployment: The platform enables partner institutions to launch ready-made digital Fixed Deposit (FD) solutions within approximately two weeks, significantly reducing time to market. Recurring Deposits (RDs) and other investment products are part of the product roadmap. - Revenue model: The startup generates revenue through: * Transaction-based revenue sharing with partner banks, NBFCs, or licensed intermediaries for FD distribution. * One-time setup fees charged to wealth management and fintech platforms for SDK and platform integration. * Ongoing monthly platform fees through minimum billing or SaaS-based agreements. - Early sales stage: Commercial operations commenced recently, with the company onboarding paying B2B customers and generating early-stage revenue. - Strong collaboration: The company has onboarded 2 B2B financial distribution/wealth platforms as clients, with 4 additional partnerships in advanced stages of discussion, and has integrated multiple banks and NBFCs on its platform. - Financial health: The company is fully bootstrapped with an initial investment of approximately INR 20 lakhs and has no outstanding debt, providing a strong foundation for planned seed-stage expansion. - Growth outlook: With a deposit-led entry strategy and a roadmap including RD, Mutual Funds, and Bonds, the company is focused on building a scalable multi-asset investment infrastructure platform. - Regulatory positioning: Operates purely as a B2B technology infrastructure provider. All financial products are issued and offered by regulated banks and NBFCs, while the company provides only the digital platform, SDKs, and technology layer, without requiring separate regulatory licenses.
    7.8   Bengaluru
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 107 K for 10%
    Contact Business

    Payment Services Company Seeking Loan in Bengaluru, India

    Consider funding a pre-revenue payment solutions firm targeting banks and NBFCs, seeking development support.
    We are a payment solutions provider based in Bengaluru, focusing on both India and international markets. - Currently, we are in the pre-revenue stage, aiming for rapid growth once we hit the market. - We specialize in digital payment solutions tailored for banks, non-banking financial companies (NBFCs), and fintech firms. - These digital payment services will be delivered through a secure and user-friendly mobile application, enabling seamless transaction processing and management. - We offer services on both the issuing and acquiring sides of digital transactions. - Our revenue model is straightforward: we make money by selling licenses and charging a commission on transactions processed. - We're positioned to tap into the growing demand for digital payment solutions, making it an exciting business opportunity. - Our goal is to empower financial institutions with innovative payment solutions and improve their services to end-users. - Operates with a valid registration certificate.
    6.2   Bengaluru
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 430 K at 9%
    Contact Business

    Payment Services Startup Equity Stake For Sale in Hyderabad, India

    Seeking strategic investment and active partnership for an innovative card-based payment (PA) aggregator platform.
    The business is a payment services startup located in Hyderabad, aiming to build an innovative card-based payment aggregator platform. - We will generate revenue by charging commissions from merchants for payments. We will also act as an aggregator for money lending businesses and we will charge commission from them as well. - We will get an RBI license going forward and will register the company as a private limited entity. - We are not just seeking capital; we are looking for a genuine, transparent association and partnership focused on mutual growth. Ideal investors shall possess: • Payments system expertise: A comprehensive understanding of how payment systems work, including the intricacies of card-based transactions, digital payments, and regulatory landscapes. • Corporate financial management experience: Proven experience in managing corporate finances through various growth phases and developing strategies for sustainable business growth within the financial sector. • Strategic vision: The ability to contribute to the strategic direction of the company, leveraging your industry insights to help us navigate challenges and capitalize on opportunities. The current promoter expertise: Our promoter brings a wealth of experience and a unique perspective to this venture, having 16 years of experience, including as a software engineer and startup founder, with the past 2 - 3 years dedicated to a (published) literary work/sci-fi book project. • High-level payments system design: End-to-end expertise in designing secure and efficient payment systems. • P2P secure digital communications: Hands-on experience in developing secure digital communication channels. • IT infrastructure administration: Practical knowledge of managing robust IT infrastructures critical for financial operations. • Corporate banking & third-party collaboration: Extensive working relationships with prominent corporate banking teams and third-party service providers, offering invaluable industry connections. • Adaptive & forward-thinking approach: Aligned with "build while you learn" policy, recognizing the dynamic nature of financial and banking systems and the need to adapt quickly to evolving RBI guidelines.
    7.4   Hyderabad
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 2.67 Mn for 50%
    Contact Business

    FinTech Company for Sale in Bengaluru, India

    Global banking technology solutions firm offering data migration and archival products, available for full acquisition.
    Established banking technology solutions provider with over 17 years of domain experience in data integration, migration, modernization, and archival services. - Delivered 30+ large-scale data transformation programs and 25+ migration implementations across multiple core banking platforms. - Deep hands-on experience across 10+ core banking systems, supporting banks during upgrades, mergers, and system replacements. - Serves a strong client base of reputed banks and financial institutions across India, MENA, and select global markets. - Founding team brings over two decades each in banking technology, payments, product design, and enterprise strategy. - Operates a profitable and scalable delivery model combining product licensing, implementation services, and managed services. - The business has a valid business registration certificate.
    7.8   Bengaluru
    Run Rate Sales
    USD 1.86 million
    EBITDA Margin
    32 %
    Business for Sale
    USD 5.3 Mn
    Contact Business

    FinTech Company Equity Stake For Sale in Gandhinagar, India

    Gandhinagar-based FinTech loan facilitation company with NBFC license seeking partial stake sale for growth.
    FinTech-focused loan facilitation company connecting customers with banks offering business and home loans at competitive interest rates. - Acts as an intermediary between banks/NBFCs and borrowers, supporting sourcing, coordination, and deal closure. - Holds an NBFC license, providing regulatory credibility and flexibility within the lending ecosystem. - Operates with a lean structure and a small core team of 2 employees. - Revenue is earned through commissions and facilitation fees received from banks upon successful loan tie-ups. - The business is currently non-operational and is not generating any revenue at this time.
    6.2   Gandhinagar
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 214 K for 50%
    Contact Business

    FinTech Startup Equity Stake For Sale in Bengaluru, India

    Pre-revenue product-first fintech building proximity-based payments that make money flow invisibly through intent-driven interactions.
    • Product-first fintech company building a new interaction layer for payments focused on proximity-based, intent-driven money movement. • Core offering is a proximity-first payment experience where users send and receive money simply by being near each other, without QR codes or manual app navigation. • Enables peer-to-peer payments through phone tap, AirDrop-style nearby discovery, contact search, and voice commands with biometric authentication. • Payments surface contextually via lock screen prompts, spotlight-style search, tap interactions, and voice, making transactions feel invisible and effortless. • Supports scheduled and recurring payments triggered through on-device AI assistants based on user intent. • Merchant solution allows any smartphone or compact terminal to act as a proximity-enabled checkout point, eliminating queues and QR scanning. • Merchant tools include a lightweight dashboard and optional Pro features for team management, analytics, and operational control. • Built with privacy-first proximity discovery, biometric authentication, tokenization, and end-to-end encryption for secure transactions. • Designed for cross-platform use on iOS and Android, creating a universal proximity payment network. • Revenue model based on commissions earned from peer-to-peer and merchant transaction settlements. • Positioned as an “ambient OS for money, ” where payments occur naturally when intent is expressed. • Integrates with existing payment rails such as UPI, card networks, and banking systems via licensed Banking-as-a-Service partners. • Company registered with the MCA.
    6.9   Bengaluru
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 340 K for 20%
    Contact Business

    FinTech Startup Equity Stake For Sale in Surat, India

    Early-stage UPI payments startup with NPCI approval seeking strategic investment ahead of product launch.
    Early-stage fintech startup developing a UPI-based digital payments application. - Product designed to enable seamless, cashless, and card-free transactions for users. - Received NPCI approval, providing a key regulatory milestone and strong credibility. - Platform currently under development with a planned launch timeline of approximately one year. - Focused on simplifying everyday digital payments through a user-friendly interface. - Pre-revenue stage with product and technology build in progress. - Operated by a small in-house team handling development and execution. - Asset-light setup with no tangible assets. - Holds essential incorporation documentation as part of intangible assets.
    7.5   Surat
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 107 K for 35%
    Contact Business

    FinTech Startup Equity Stake For Sale in Gurgaon, India

    Fintech startup focused on affordable credit for MSMEs through digital platform, seeks investment for expansion.
    Fintech startup focused on revolutionizing the lending sector, offering modern and affordable credit solutions for customers in India. - Provides inclusive financing options specifically designed for housing and Micro, Small, and Medium Enterprises (MSMEs) through a robust digital platform. - Operates by leveraging a network of Independent Business Operators (IBO) to source leads from across Tier 1 to Tier 3 cities. - Launched this year, the company has achieved significant growth, generating INR 20-25 crores in loan disbursements. - The startup charges a competitive 1% commission on each loan disbursed, contributing to a revenue of approximately INR 20 lakhs to date. - Partners with over 500 lending firms and financial institutions, creating a strong network to facilitate access to credit. - Registered as a Private Limited Company through the MCA and recognized under Startup India; currently awaiting RBI licensing to enhance regulatory compliance and operational credibility.
    6.5   Gurgaon
    Run Rate Sales
    USD 23 thousand
    EBITDA Margin
    0 - 10 %
    Partial Stake Sale
    USD 214 K for 10%
    Contact Business

    FinTech Business for Sale in Bhopal, India

    For sale: Specialized company with advanced Forex auto-trading software for MT5.
    The company is a specialized application software provider located in Bhopal, focusing on advanced Forex auto-trading software specifically for the MT5 platform. - The target customers include retail traders, gold traders, scalpers, swing traders, and prop-firm traders who seek to reduce risk and eliminate the need for manual trading efforts. - The business boasts over 2,500 satisfied clients, demonstrating its reach and effectiveness in the Forex trading community. - Revenue is generated through the subscription of our software by clients. Customisation charges are extra and the renewal duration is 1 year. - The company benefits from an experienced promoter with over 4 years in Forex automation, establishing credibility and trust in the market. - Strong digital assets and brand presence contribute to the company’s potential for global market expansion, particularly in Dubai and GCC markets. - The business is registered with a GST certificate, highlighting its compliance and legitimacy in operations.
    For sale: Specialized company with advanced Forex auto-trading software for MT5.
    7.5   Bhopal
    Run Rate Sales
    USD 64 thousand
    EBITDA Margin
    21 %
    Business for Sale
    USD 75 K
    Contact Business

    FinTech Company for Sale in Noida, India

    Full sale opportunity: Noida-based FinTech company with extensive bill payment and distribution services.
    This Noida-based FinTech company specializes in super distribution, serving customers through a B2B business model across India. - The company offers a comprehensive bill payment portal that streamlines transactions for businesses and merchants. - Key services include the Bharat Bill Payment System (BBPS), enabling seamless bill payments for utilities like electricity, water, and gas. - Aadhaar-enabled Payment System (AEPS) services allow users to perform cash withdrawals and banking transactions securely using their Aadhaar identity. - The firm also provides electronic data capture (EDC) machines for efficient card payment processing, facilitating cashless transactions. - Additional offerings include fast and secure vendor payments, catering to businesses that require timely payouts. - The company features a tour and travel service for customers, promoting flight and bus ticket bookings directly through its platform. - Its online marketplace enables sellers to reach a broader audience by showcasing their products, enhancing competitive pricing and availability. - Revenue generation is primarily through commission charges on transactions facilitated via its diversified services, with over 5,000 active retailers and distributors collaborating with the platform. - Operates with a valid GST certificate.
    Full sale opportunity: Noida-based FinTech company with extensive bill payment and distribution services.
    7.1   Noida
    Run Rate Sales
    USD 960 thousand
    EBITDA Margin
    10 - 20 %
    Business for Sale
    USD 530 K
    Contact Business

    Payment Services Startup Equity Stake For Sale in Lucknow, India

    Invest in a pre-revenue B2B fintech platform offering payment and API solutions for small businesses.
    🚀 Launch-ready offerings: Preparing to roll out mobile-based UPI POS, API reseller platform, travel bookings (IRCTC), and G2C services. 🤝 Strategic partnerships secured: Backend integrations confirmed with Kotak Mahindra Bank (AEPS), Yes Fintech (Micro ATM), ACo Financial (DMT & Dynamic QR), and Choice Connect (Insurance). 📈 Scalable business model: Transaction-based commissions and API margins ensure high growth potential once operations begin. 🌐 Market opportunity: Positioned to serve India’s rapidly expanding digital payments and retail-tech sector. 👨‍💼 Experienced promoter: Founder has 5+ years of fintech and payments industry experience, including work with POS and API-based solutions. ✅ Registered & recognized: Incorporated under Startup India and MSME, ensuring credibility and compliance. Does not need any other approvals to operate.
    6.5   Lucknow
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 16 K for 15%
    Contact Business

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      There are 49 active and verified fintech businesses for sale and investment in India listed on SMERGERS as of 21 March 2026.
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