FinTech Businesses for Sale and Investment in India

Showing 15 - 28 of 50 FinTech Businesses for Sale and Investment in India. Buy or Invest in a FinTech or a Financial Website Business. Listed by Direct Business Owners & Business Brokers.

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Payment Services Startup Equity Stake For Sale in Lucknow, India

Invest in a pre-revenue B2B fintech platform offering payment and API solutions for small businesses.

🚀 Launch-ready offerings: Preparing to roll out mobile-based UPI POS, API reseller platform, travel bookings (IRCTC), and G2C services. 🤝 Strategic partnerships secured: Backend integrations confirmed with Kotak Mahindra Bank (AEPS), Yes Fintech (Micro ATM), ACo Financial (DMT & Dynamic QR), and Choice Connect (Insurance). 📈 Scalable business model: Transaction-based commissions and API margins ensure high growth potential once operations begin. 🌐 Market opportunity: Positioned to serve India’s rapidly expanding digital payments and retail-tech sector. 👨‍💼 Experienced promoter: Founder has 5+ years of fintech and payments industry experience, including work with POS and API-based solutions. ✅ Registered & recognized: Incorporated under Startup India and MSME, ensuring credibility and compliance. Does not need any other approvals to operate.

6.5 Lucknow

Run Rate Sales

Nil

EBITDA Margin

Nil

Partial Stake Sale

USD 16 K for 15%

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FinTech Company for Sale in Mumbai, India

For sale: UPI switch and TPAP stack, ready for certification.

We are a software company that has developed a robust UPI (unified payments interface) switch and TPAP (Third Party Application Provider) stack. Partnering with a. Bank (PSP) is necessary to facilitate transactions. The buyer would need to check with the bank/acquirer for the same. - We do not offer permission from the related regulatory body. The buyer would have to consult with their lawyer for the exact regulatory requirements of this business in their country. The buyer may require legal obligation before launching the payment gateway business. - The company does not control the fund flow between the buyer and their bank/acquirer. We only act as a software vendor. - To use this software, the buyer must have experience in the merchant service/payment gateway business. - The company reserves the right to accept or reject the offer anytime before signing MOU (memorandum of understanding). - The reported sales and profit margin is mentioned as zero because the business is not yet operational. - The parent company that owns this business is located in Jaipur. But the business operates from Mumbai, Maharashtra. - The business primarily works on the MDR (merchant discount rate) revenue model which involves licensing its UPI technology to a partner and earning a percentage of the transaction fees collected from merchants for each UPI payment.

8.2 Mumbai

Run Rate Sales

Nil

EBITDA Margin

Nil

Business for Sale

USD 530 K

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FinTech Startup Seeking Loan in New Delhi, India

FinTech platform for financial inclusion and poverty alleviation with scalable, AI-powered microfinance platform for investors.

Market Opportunity. The global microfinance market is projected to reach $496.90 billion by 2030, growing at a CAGR of 13.3%. Our initial focus encompasses: 1. Target demographics: Unbanked and underbanked populations in emerging markets. 2. Initial geographic focus: India, Bangladesh, and Kenya, with phased expansion. 3. Total addressable market: 850 million financially underserved adults across our initial target regions. Business Model. 1. Transaction fees: 2–3% fee on successful loan disbursements. 2. Subscription tiers: Premium features for institutional lenders. 3. Financial education certification: Paid advanced courses and certification. 4. Data analytics: Aggregated market insights for institutional partners. 5. Value-added services: Insurance products, savings vehicles, and payment solutions. Competitive Advantage. 1. Ecosystem approach: Comprehensive platform versus single-solution competitors. 2. Community integration: Deep local partnerships that enhance adoption and trust. 3. Proprietary risk assessment: Unique algorithms built specifically for underserved markets. 4. Scalable technology: Infrastructure designed for rapid geographic expansion. 5. Impact-driven model: Strategic alignment with financial inclusion initiatives and impact investors.

6.6 New Delhi

Run Rate Sales

Nil

EBITDA Margin

Nil

Business Loan

USD 3.1 Mn at 11%

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FinTech Startup Seeking Loan in New Delhi, India

FinTech platform for financial inclusion and poverty alleviation with scalable, AI-powered microfinance platform for investors.

6.6 New Delhi

Run Rate Sales

Nil

EBITDA Margin

Nil

Business Loan

USD 3.1 Mn at 11%

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FinTech Business for Sale in Jaipur, India

Agent-based financial product distribution platform, partnered with multiple banks and integrated APIs for sale.

Company with a platform that connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses required to operate in the sector. - The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The LLP that owns and operates the business has a Certificate of Incorporation and a GST certificate.

7.2 Jaipur

Run Rate Sales

USD 38.5 thousand

EBITDA Margin

37 %

Business for Sale

USD 107 K

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Stock Broking Company Equity Stake For Sale in Ahmedabad, India

Invest in a fintech company with a proprietary trading system with more than 50 clients.

The business is run solely by the founder, who manages all operations and personally developed the proprietary trading software. - Our business started 6 years ago, and we obtained a private limited entity status two years ago. - The proprietary software was developed by the founder and provides entry and exit trade signals, which are communicated to clients via WhatsApp. It does not trade automatically, but automation is currently under development and is expected to be completed in 2–3 months, after which trademarking will be pursued. - The revenue model consists of two primary components: brokerage income from client trades and advisory/subscription fees for access to trading signals and support. - Clients typically invest INR 15–20 lakh each, earning INR 15,0000–20,0000 per month on average. The client base includes retail investors, small enterprises, and select institutions. - Investor reports are shared quarterly, and clients can track their investments in real-time. There are no lock-in periods, and funds can be withdrawn easily. The minimum investment required is INR 3 lakh. - We are registered with SEBI, NSE, BSE, and ISM.

7.8 Ahmedabad

Run Rate Sales

USD 25.7 thousand

EBITDA Margin

40 %

Partial Stake Sale

USD 320 K for 30%

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FinTech Company Equity Stake For Sale in Srinagar, India

Invest in the future of FinTech, connecting lenders and borrowers with P2P interest-free lending.

Positioned in Srinagar, this FinTech company operates in the lucrative P2P lending sector, focusing on connecting small business owners with investors through innovative financial solutions. - The company's flagship offering is a tailored business borrowing platform designed to support small business owners in accessing crucial funds with potentially lower interest rates compared to traditional banking methods. - With a lean team of five employees, the company efficiently manages its operations, exemplifying agility in meeting market demands for peer-to-peer lending. - Facilitates direct connections between lenders and borrowers, aiming to reduce the middleman fees often associated with conventional financial instruments like stocks, fixed deposits, and mutual funds. - The online personal loan service provides an accessible, user-friendly platform for consumers seeking alternative investment opportunities outside of traditional banking products. - Addresses the common concern of high-interest rates by providing a more cost-effective source of capital for borrowers, while offering investors an opportunity for potentially higher returns compared to traditional passive income options. - Focuses on minimizing the risk of financial mismanagement by empowering investors to directly choose where their funds are allocated, potentially reducing bankruptcy risk associated with third-party fund management. - Taps into a growing FinTech market trend by leveraging technology to democratize finance, removing barriers for both borrowers and investors seeking more control over their financial ventures. - We will earn revenue through platform fees, subscriptions plans, interest spread, advertisement and cross promotions etc. - We do not have current monthly sales or last year's revenue figures, as the business has not yet commenced revenue generation.

6.5 Srinagar

Run Rate Sales

Nil

EBITDA Margin

Nil

Partial Stake Sale

USD 214 K for 27%

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FinTech Startup for Sale in New Delhi, India

Newly registered fintech company in New Delhi, integrating AI to enhance financial services and transactions.

A recently registered private limited fintech company in New Delhi, focused on AI-driven financial solutions. - Fully compliant and officially registered under the Ministry of Corporate Affairs (MCA) in India. - Operations have not yet started, but the company is designed to integrate AI into financial services. - Aims to revolutionize fintech by streamlining transactions and enhancing customer experience through advanced technology. - Positioned to collaborate with financial institutions and industry players for future growth and innovation.

5.6 New Delhi

Run Rate Sales

Nil

EBITDA Margin

Nil

Business for Sale

USD 1.07 K

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FinTech Company Seeking Loan in Imphal, India

Business operating 10 hotels developing blockchain for secure tourism services, integrated with government for revenue.

Business operates in the travel and tourism industry, managing 10 small hotels. - The business receives over 500 bookings annually. - It now plans to develop a blockchain solution specifically for the travel sector. - The blockchain will facilitate secure bookings, payments, and identity verification. - The system will also improve tracking and management of tourist data for better planning. - The business intends to integrate this technology with the local government to enhance tourism services. - Revenue will be generated by charging the government a service fee for utilizing the system. - The owner has seven years of experience in the blockchain industry. - The business holds a valid GST certificate.

5.6 Imphal

Run Rate Sales

USD 280 thousand

EBITDA Margin

10 %

Business Loan

USD 107 K at 10%

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FinTech Company Equity Stake For Sale in Chennai, India

Invest in a FinTech firm specializing in smart expense management, aiming to acquire FOREX license.

The FinTech company, based in Chennai, provides cutting-edge smart expense management and payment solutions tailored for businesses. - Offers a suite of financial services including IMPS and NEFT payment services, catering to diverse business needs. - Operates with a lean team of 5 employees, showcasing efficiency and focused expertise in the financial technology sector. - Currently serving 14 business clients through an online platform, with plans to enhance accessibility and user experience via a forthcoming app launch. - Revenue is primarily generated from commission per transaction, indicating a sustainable and scalable business model contingent on client usage. - Registered with the Ministry of Corporate Affairs (MCA), ensuring compliance and credibility in the financial services domain. - Strategically geared with plans to expand its offerings and client base, reinforcing its commitment to growth in the dynamic FinTech industry.

6.6 Chennai

Run Rate Sales

USD 77 thousand

EBITDA Margin

40 %

Partial Stake Sale

USD 320 K for 30%

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FinTech Company Seeking Loan in Noida, India

Fintech company in Noida, providing financial services with 25+ bank and NBFC partnerships.

The company is located in Noida and operates in the FinTech industry. - With a workforce of 200 employees, the company is actively engaged in providing a range of financial services, including personal loans, business loans, home loans, and credit cards. About 70% of employees are engaged in sales while the rest are involved in business verticals such as HR, Finance etc. - The company has established partnerships with over 25 banks and non-banking financial companies (NBFCs) to facilitate its services. - The company's revenue model involves earning commission from each product sale, with an average monthly client acquisition of 500. - The average ticket size per client is approximately INR 10 lakh, and the company earns an average commission of 3% on the total amount. - Notable partner banks include HDFC, ICICI, IDFC, and Kotak Mahindra, among others. - We have all the required certifications to run with.

8.6 Noida

Run Rate Sales

USD 900 thousand

EBITDA Margin

10 %

Business Loan

USD 53 K at 10%

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FinTech Company Equity Stake For Sale in Nagercoil, India

Empowering traders globally with customizable solutions and the groundbreaking "Pay as You Wish" model.

Company boasts a dynamic platform and innovative revenue model, generating $1,500 monthly from around 200 organic customers. - We started generating revenue recently only. - It leverages strategic partnerships with Eight Cap and Prop Trade Tech for continuous enhancement. Platform's groundbreaking "Pay as You Wish" pricing model has earned industry acclaim, attracting numerous accolades for its user-centric approach. - With a growing client base and robust revenue streams, company is poised for continued success in revolutionizing the trading landscape.

5.9 Nagercoil

Run Rate Sales

USD 36 thousand

EBITDA Margin

40 %

Partial Stake Sale

USD 100 K for 10%

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FinTech Company Equity Stake For Sale in Pune, India

AI-Powered Next-Gen Core Banking Platform with Integrated FinTech Ecosystem.

Business Highlights. Client Base. • Serving 5 banks with active implementations across multiple locations. • Strong client retention and positive deployment feedback. Revenue Model. • SaaS Subscriptions – Recurring monthly/annual revenue. • License-Based Sales – One-time modular pricing. • Custom Implementations – Project-driven deployments. • Managed Services – AMC, support & staffing. • Consulting Services – Technology & regulatory advisory. Promoter Experience. • 18+ years in banking technology & digital transformation. • Proven expertise in scalable platforms & large IT rollouts. • Strong background in financial services, compliance & enterprise software. Strategic Relationships. • Deep engagement with cooperative banks, NBFCs, private & small finance banks. • Partnerships with consultants & system integrators. • Growing collaborations within the banking & fintech ecosystem.

8.4 Pune

Run Rate Sales

USD 450 thousand

EBITDA Margin

Nil

Partial Stake Sale

USD 1.6 Mn for 20%

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FinTech Company Equity Stake For Sale in Panchkula, India

Fintech company providing international remittances, forex services, education loans, travel insurance for students and institutions.

The business operates as a fintech platform focused on international education-related financial services. It offers a diversified revenue model through remittance margins, forex spreads, and partner commissions. - The promoters have experience in financial services and trade finance, with active partnerships across education consultants, service providers, and institutional clients. The company is positioned for scalability through digital onboarding and service integration. - A well-established fintech firm with an RBI license based in Haryana, operating in the financial inclusion and payment gateway sector. - The company provides a range of products and services, including payment gateway white label software solutions for the B2B segment, virtual account management, prepaid card management, and cross-border payment transfer services. - The company operates on a SaaS model and has partnerships with several major banks including ICICI Bank, SBI Bank, Yes Bank, Kotak Mahindra Bank, Union Bank of India, Indian Overseas Bank, and IDFC First Bank. It has also established a business correspondent relationship with these banks. - With over 25,000 merchants, the company has a strong market presence and generates revenue through various streams such as payment gateway services, MSB licenses, and white label solutions. - The company has over 200 customers and holds an RBI license, positioning it as a credible and regulated player in the fintech industry. - The company's white label solutions are priced at USD 10,000, providing a potential revenue stream. - The company has doubled its revenue in a year with the introduction of new revenue streams and products.

7.5 Panchkula

Run Rate Sales

USD 1.4 million

EBITDA Margin

5 %

Partial Stake Sale

USD 5.3 Mn for 49%

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FinTech Business Equity Stake For Sale in Noida, India

Noida based investment app offering investment plans and helping investors generate better returns.

Investment app offering investment plans including monthly and annual plans and the app is currently available on playstore. - We collect funds from investors which is reinvested by professional fund managers to generate better returns on investment. - People who want to invest but they are afraid of losses due to lack of financial knowledge, can invest on our plans provided on our application and get guaranteed return of 40%-60% annually with full safety. - Clients have invested around INR 2L on our application and they are getting 7% return every month. - We do not have AMC license but are planning to get very soon. - The reason for high growth in sales is because of the word of mouth marketing done by our current clients.

6.3 Noida

Run Rate Sales

USD 64 thousand

EBITDA Margin

Nil

Partial Stake Sale

USD 5.3 K for 5%

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