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    FinTech Businesses for Sale and Investment in India

    Showing 15 - 28 of 51 FinTech Businesses for Sale and Investment in India. Buy or Invest in a FinTech or a Financial Website Business. Listed by Direct Business Owners & Business Brokers.
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    FinTech Company for Sale in Bengaluru, India

    Global banking technology solutions firm offering data migration and archival products, available for full acquisition.
    Established banking technology solutions provider with over 17 years of domain experience in data integration, migration, modernization, and archival services. - Delivered 30+ large-scale data transformation programs and 25+ migration implementations across multiple core banking platforms. - Deep hands-on experience across 10+ core banking systems, supporting banks during upgrades, mergers, and system replacements. - Serves a strong client base of reputed banks and financial institutions across India, MENA, and select global markets. - Founding team brings over two decades each in banking technology, payments, product design, and enterprise strategy. - Operates a profitable and scalable delivery model combining product licensing, implementation services, and managed services. - The business has a valid business registration certificate.
    7.7   Bengaluru
    Run Rate Sales
    USD 1.83 million
    EBITDA Margin
    32 %
    Business for Sale
    USD 5.3 Mn
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    FinTech Company Equity Stake For Sale in Gandhinagar, India

    Gandhinagar-based FinTech loan facilitation company with NBFC license seeking partial stake sale for growth.
    FinTech-focused loan facilitation company connecting customers with banks offering business and home loans at competitive interest rates. - Acts as an intermediary between banks/NBFCs and borrowers, supporting sourcing, coordination, and deal closure. - Holds an NBFC license, providing regulatory credibility and flexibility within the lending ecosystem. - Operates with a lean structure and a small core team of 2 employees. - Revenue is earned through commissions and facilitation fees received from banks upon successful loan tie-ups. - The business is currently non-operational and is not generating any revenue at this time.
    6.5   Gandhinagar
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 210 K for 50%
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    FinTech Startup Equity Stake For Sale in Surat, India

    Early-stage UPI payments startup with NPCI approval seeking strategic investment ahead of product launch.
    Early-stage fintech startup developing a UPI-based digital payments application. - Product designed to enable seamless, cashless, and card-free transactions for users. - Received NPCI approval, providing a key regulatory milestone and strong credibility. - Platform currently under development with a planned launch timeline of approximately one year. - Focused on simplifying everyday digital payments through a user-friendly interface. - Pre-revenue stage with product and technology build in progress. - Operated by a small in-house team handling development and execution. - Asset-light setup with no tangible assets. - Holds essential incorporation documentation as part of intangible assets.
    7.5   Surat
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 105 K for 35%
    Contact Business
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    FinTech Startup Equity Stake For Sale in Surat, India

    Early-stage UPI payments startup with NPCI approval seeking strategic investment ahead of product launch.
    Early-stage fintech startup developing a UPI-based digital payments application. - Product designed to enable seamless, cashless, and card-free transactions for users. - Received NPCI approval, providing a key regulatory milestone and strong credibility. - Platform currently under development with a planned launch timeline of approximately one year. - Focused on simplifying everyday digital payments through a user-friendly interface. - Pre-revenue stage with product and technology build in progress. - Operated by a small in-house team handling development and execution. - Asset-light setup with no tangible assets. - Holds essential incorporation documentation as part of intangible assets.
    7.5   Surat
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 105 K for 35%
    Contact Business

    FinTech Startup Equity Stake For Sale in Gurugram, India

    Fintech startup focused on affordable credit for MSMEs through digital platform, seeks investment for expansion.
    Fintech startup focused on revolutionizing the lending sector, offering modern and affordable credit solutions for customers in India. - Provides inclusive financing options specifically designed for housing and Micro, Small, and Medium Enterprises (MSMEs) through a robust digital platform. - Operates by leveraging a network of Independent Business Operators (IBO) to source leads from across Tier 1 to Tier 3 cities. - Launched this year, the company has achieved significant growth, generating INR 20-25 crores in loan disbursements. - The startup charges a competitive 1% commission on each loan disbursed, contributing to a revenue of approximately INR 20 lakhs to date. - Partners with over 500 lending firms and financial institutions, creating a strong network to facilitate access to credit. - Registered as a Private Limited Company through the MCA and recognized under Startup India; currently awaiting RBI licensing to enhance regulatory compliance and operational credibility.
    6.5   Gurugram
    Run Rate Sales
    USD 22.7 thousand
    EBITDA Margin
    0 - 10 %
    Partial Stake Sale
    USD 210 K for 10%
    Contact Business

    FinTech Business for Sale in Bhopal, India

    For sale: Specialized company with advanced Forex auto-trading software for MT5.
    The company is a specialized application software provider located in Bhopal, focusing on advanced Forex auto-trading software specifically for the MT5 platform. - The target customers include retail traders, gold traders, scalpers, swing traders, and prop-firm traders who seek to reduce risk and eliminate the need for manual trading efforts. - The business boasts over 2,500 satisfied clients, demonstrating its reach and effectiveness in the Forex trading community. - Revenue is generated through the subscription of our software by clients. Customisation charges are extra and the renewal duration is 1 year. - The company benefits from an experienced promoter with over 4 years in Forex automation, establishing credibility and trust in the market. - Strong digital assets and brand presence contribute to the company’s potential for global market expansion, particularly in Dubai and GCC markets. - The business is registered with a GST certificate, highlighting its compliance and legitimacy in operations.
    For sale: Specialized company with advanced Forex auto-trading software for MT5.
    6.8   Bhopal
    Run Rate Sales
    USD 63 thousand
    EBITDA Margin
    21 %
    Business for Sale
    USD 74 K
    Contact Business

    FinTech Company for Sale in Noida, India

    Full sale opportunity: Noida-based FinTech company with extensive bill payment and distribution services.
    This Noida-based FinTech company specializes in super distribution, serving customers through a B2B business model across India. - The company offers a comprehensive bill payment portal that streamlines transactions for businesses and merchants. - Key services include the Bharat Bill Payment System (BBPS), enabling seamless bill payments for utilities like electricity, water, and gas. - Aadhaar-enabled Payment System (AEPS) services allow users to perform cash withdrawals and banking transactions securely using their Aadhaar identity. - The firm also provides electronic data capture (EDC) machines for efficient card payment processing, facilitating cashless transactions. - Additional offerings include fast and secure vendor payments, catering to businesses that require timely payouts. - The company features a tour and travel service for customers, promoting flight and bus ticket bookings directly through its platform. - Its online marketplace enables sellers to reach a broader audience by showcasing their products, enhancing competitive pricing and availability. - Revenue generation is primarily through commission charges on transactions facilitated via its diversified services, with over 5,000 active retailers and distributors collaborating with the platform. - Operates with a valid GST certificate.
    Full sale opportunity: Noida-based FinTech company with extensive bill payment and distribution services.
    7.4   Noida
    Run Rate Sales
    USD 950 thousand
    EBITDA Margin
    10 - 20 %
    Business for Sale
    USD 530 K
    Contact Business

    Payment Services Startup Equity Stake For Sale in Lucknow, India

    Invest in a pre-revenue B2B fintech platform offering payment and API solutions for small businesses.
    🚀 Launch-ready offerings: Preparing to roll out mobile-based UPI POS, API reseller platform, travel bookings (IRCTC), and G2C services. 🤝 Strategic partnerships secured: Backend integrations confirmed with Kotak Mahindra Bank (AEPS), Yes Fintech (Micro ATM), ACo Financial (DMT & Dynamic QR), and Choice Connect (Insurance). 📈 Scalable business model: Transaction-based commissions and API margins ensure high growth potential once operations begin. 🌐 Market opportunity: Positioned to serve India’s rapidly expanding digital payments and retail-tech sector. 👨‍💼 Experienced promoter: Founder has 5+ years of fintech and payments industry experience, including work with POS and API-based solutions. ✅ Registered & recognized: Incorporated under Startup India and MSME, ensuring credibility and compliance. Does not need any other approvals to operate.
    8.1   Lucknow
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 15.8 K for 15%
    Contact Business

    FinTech Company for Sale in Mumbai, India

    For sale: UPI switch and TPAP stack, ready for certification.
    We are a software company that has developed a robust UPI (unified payments interface) switch and TPAP (Third Party Application Provider) stack. Partnering with a. Bank (PSP) is necessary to facilitate transactions. The buyer would need to check with the bank/acquirer for the same. - We do not offer permission from the related regulatory body. The buyer would have to consult with their lawyer for the exact regulatory requirements of this business in their country. The buyer may require legal obligation before launching the payment gateway business. - The company does not control the fund flow between the buyer and their bank/acquirer. We only act as a software vendor. - To use this software, the buyer must have experience in the merchant service/payment gateway business. - The company reserves the right to accept or reject the offer anytime before signing MOU (memorandum of understanding). - The reported sales and profit margin is mentioned as zero because the business is not yet operational. - The parent company that owns this business is located in Jaipur. But the business operates from Mumbai, Maharashtra. - The business primarily works on the MDR (merchant discount rate) revenue model which involves licensing its UPI technology to a partner and earning a percentage of the transaction fees collected from merchants for each UPI payment.
    7.8   Mumbai
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 530 K
    Contact Business

    FinTech Startup Seeking Loan in New Delhi, India

    FinTech platform for financial inclusion and poverty alleviation with scalable, AI-powered microfinance platform for investors.
    Market Opportunity. The global microfinance market is projected to reach $496.90 billion by 2030, growing at a CAGR of 13.3%. Our initial focus encompasses: 1. Target demographics: Unbanked and underbanked populations in emerging markets. 2. Initial geographic focus: India, Bangladesh, and Kenya, with phased expansion. 3. Total addressable market: 850 million financially underserved adults across our initial target regions. Business Model. 1. Transaction fees: 2–3% fee on successful loan disbursements. 2. Subscription tiers: Premium features for institutional lenders. 3. Financial education certification: Paid advanced courses and certification. 4. Data analytics: Aggregated market insights for institutional partners. 5. Value-added services: Insurance products, savings vehicles, and payment solutions. Competitive Advantage. 1. Ecosystem approach: Comprehensive platform versus single-solution competitors. 2. Community integration: Deep local partnerships that enhance adoption and trust. 3. Proprietary risk assessment: Unique algorithms built specifically for underserved markets. 4. Scalable technology: Infrastructure designed for rapid geographic expansion. 5. Impact-driven model: Strategic alignment with financial inclusion initiatives and impact investors.
    6.6   New Delhi
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 3.05 Mn at 11%
    Contact Business

    FinTech Business for Sale in Jaipur, India

    Agent-based financial product distribution platform, partnered with multiple banks and integrated APIs for sale.
    Company with a platform that connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses required to operate in the sector. - The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The LLP that owns and operates the business has a Certificate of Incorporation and a GST certificate.
    7.2   Jaipur
    Run Rate Sales
    USD 38 thousand
    EBITDA Margin
    37 %
    Business for Sale
    USD 105 K
    Contact Business

    Stock Broking Company Equity Stake For Sale in Ahmedabad, India

    Invest in a fintech company with a proprietary trading system with more than 50 clients.
    The business is run solely by the founder, who manages all operations and personally developed the proprietary trading software. - Our business started 6 years ago, and we obtained a private limited entity status two years ago. - The proprietary software was developed by the founder and provides entry and exit trade signals, which are communicated to clients via WhatsApp. It does not trade automatically, but automation is currently under development and is expected to be completed in 2–3 months, after which trademarking will be pursued. - The revenue model consists of two primary components: brokerage income from client trades and advisory/subscription fees for access to trading signals and support. - Clients typically invest INR 15–20 lakh each, earning INR 15,0000–20,0000 per month on average. The client base includes retail investors, small enterprises, and select institutions. - Investor reports are shared quarterly, and clients can track their investments in real-time. There are no lock-in periods, and funds can be withdrawn easily. The minimum investment required is INR 3 lakh. - We are registered with SEBI, NSE, BSE, and ISM.
    Invest in a fintech company with a proprietary trading system with more than 50 clients.
    6.8   Ahmedabad
    Run Rate Sales
    USD 25.3 thousand
    EBITDA Margin
    40 %
    Partial Stake Sale
    USD 316 K for 30%
    Contact Business

    FinTech Startup for Sale in New Delhi, India

    Newly registered fintech company in New Delhi, integrating AI to enhance financial services and transactions.
    A recently registered private limited fintech company in New Delhi, focused on AI-driven financial solutions. - Fully compliant and officially registered under the Ministry of Corporate Affairs (MCA) in India. - Operations have not yet started, but the company is designed to integrate AI into financial services. - Aims to revolutionize fintech by streamlining transactions and enhancing customer experience through advanced technology. - Positioned to collaborate with financial institutions and industry players for future growth and innovation.
    6.6   New Delhi
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 1.05 K
    Contact Business

    FinTech Company Seeking Loan in Imphal, India

    Business operating 10 hotels developing blockchain for secure tourism services, integrated with government for revenue.
    Business operates in the travel and tourism industry, managing 10 small hotels. - The business receives over 500 bookings annually. - It now plans to develop a blockchain solution specifically for the travel sector. - The blockchain will facilitate secure bookings, payments, and identity verification. - The system will also improve tracking and management of tourist data for better planning. - The business intends to integrate this technology with the local government to enhance tourism services. - Revenue will be generated by charging the government a service fee for utilizing the system. - The owner has seven years of experience in the blockchain industry. - The business holds a valid GST certificate.
    5.6   Imphal
    Run Rate Sales
    USD 280 thousand
    EBITDA Margin
    10 %
    Business Loan
    USD 105 K at 10%
    Contact Business

    FinTech Company Equity Stake For Sale in Chennai, India

    Invest in a FinTech firm specializing in smart expense management, aiming to acquire FOREX license.
    The FinTech company, based in Chennai, provides cutting-edge smart expense management and payment solutions tailored for businesses. - Offers a suite of financial services including IMPS and NEFT payment services, catering to diverse business needs. - Operates with a lean team of 5 employees, showcasing efficiency and focused expertise in the financial technology sector. - Currently serving 14 business clients through an online platform, with plans to enhance accessibility and user experience via a forthcoming app launch. - Revenue is primarily generated from commission per transaction, indicating a sustainable and scalable business model contingent on client usage. - Registered with the Ministry of Corporate Affairs (MCA), ensuring compliance and credibility in the financial services domain. - Strategically geared with plans to expand its offerings and client base, reinforcing its commitment to growth in the dynamic FinTech industry.
    6.6   Chennai
    Run Rate Sales
    USD 76 thousand
    EBITDA Margin
    40 %
    Partial Stake Sale
    USD 316 K for 30%
    Contact Business

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      There are 51 active and verified fintech businesses for sale and investment in India listed on SMERGERS as of 30 October 2026.
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