Payment Services Businesses for Sale and Investment in Delhi

Innovative mobile payment app: Introducing a unique mobile payment platform that streamlines transactions via QR code scanning and rewards users with cashback, fostering traditional business engagements. - Soft-launched: The app is currently available for early adopters on the Play Store, signalling a significant step in its market entry strategy. - Location and team: Based in New Delhi, the company operates with a lean but dedicated team of five employees, maximizing efficiency and innovation. - Community empowerment: The app is designed to bridge the gap between shopkeepers and customers, creating a business ecosystem that benefits both sides without selling products directly or endorsing third-party sales. - Wide application: It supports a myriad of traditional business segments including retail, and services like salons and insurance, and has the potential to integrate various traditional businesses within one application. - Cashback incentive: Users benefit from engaging with the app through a rewarding cashback system, incentivizing frequent and loyal use while encouraging spending in local markets. - Revenue model: We will charge a commission ranging from 4% to 25% on user payments and provide cashback rewards to customers depending on the transaction size and frequency. - Market potential: With the increasing demand for contactless payment solutions, the app is poised to capture a significant share in the mobile payment industry by supporting local businesses and community-driven commerce.

The company operates in the payment services industry and is based in New Delhi, India. - Business currently has 5 employees and a user base of over 35,000 individuals. - Revenue is generated through the sale of loans, pay later services, gold, and investment commissions through partnerships with Cashe and Faircent. We charge a commission of 2% from the lenders. Also charge activation fees of INR 25. - As a startup, the company is currently experiencing low revenue generation despite its large user base. - The company is seeking investment to support its growth and expansion plans. - The potential for growth and diversification into additional financial products, such as gold and investment services, presents an opportunity for investors to capitalize on the evolving fintech landscape in India.

Offer - To set up a new payment aggregator or payment gateway business (turnkey setup from scratch with existing source code licence). - Please note: As per RBI's latest notification, payment aggregator businesses must maintain paid-up capital of INR 25 crore. (NA for Non-Indian Clients) - We may require proof of funds to start your project of a new payment aggregator as per the latest RBI guidelines. - Technology setup: We will set up the full technology with its source code via our licence to your dedicated AWS server for customization. - It would cost you a couple of months and over INR 10 crore to build your technology from scratch; This would also be why Most payment aggregators could not survive due to a lack of technology. - Our technology has various popular functions such as merchant onboarding, reseller account, admin account, and fully ready developer page with generated integration code. Our technology can generate a Fastpay link and payment checkout page for n number of payment methods on checkout pages, such as a credit card, debit card, and net banking; e-wallet processing system. - Our technology is built with PHP and MySQL DB with the capacity to manage a large transaction flow via dynamic routing through a load balancer. - PCI DSS certification: We will perform the first-year PCI DSS level 1 certification and get the PCI certificate issued to you within 60 - 90 days. Usually, the cost of PCI DSS is about INR 5 lakhs with a minimum of 6-18 months of developer effort, which costs up to INR 30 lakh for the first time. This is a mandatory requirement for payment aggregator businesses. Add-ons with their prices (These are not included in the selling price of INR 65 lakh) - Introduction with an Indian acquirer to facilitate acquiring services to process credit cards, debit cards, net banking; e-wallet payments for your merchants. Price - INR 1 lakh. - Introduction for Escrow account provider for merchant settlements via API. Price - INR 1 lakh. - Introduction for creating a UPI handle to collect the UPI payments with your own UPI handle. Price - INR 1 lakh. - Introduction for a virtual bank account system to collect the payment via IMPS or NEFT for your merchants at no cost. Price - INR 1 lakh. - Introduction to a law firm to prepare the merchant processing agreement, NDA, reseller agreement, CDD policy, and AML policy, among others. Price - INR 25,000. - Introduction to a law firm to apply for a licence with RBI. We would help connect a law firm experienced in such projects—price - INR 25,000. - Monthly patch update service—price - INR 1 lakh. - Monthly human resource service. Price - INR 1-3 lakh. - Monthly technical resource service. Price - INR 2-5 lakh. - Payout module with compatibility of the above module. Price - INR 25 lakh. - QR module with compatibility of the above module. Price - INR 15 lakh. - SAR for data localization; storage of payment system data. Price - INR 5 lakh. - Additional monthly support as per requirements. Our company has implemented and licensed over 35 payment gateways so far and completed many PCI DSS certifications with various QSA's nationwide. - The holding company is not part of the transaction. - The holding company has a valid COI. - The promoter is currently based in India.

Offer - To set up a new payment aggregator or payment gateway business (turnkey setup from scratch with existing source code licence). - Please note: As per RBI's latest notification, payment aggregator businesses must maintain paid-up capital of INR 25 crore. (NA for Non-Indian Clients) - We may require proof of funds to start your project of a new payment aggregator as per the latest RBI guidelines. - Technology setup: We will set up the full technology with its source code via our licence to your dedicated AWS server for customization. - It would cost you a couple of months and over INR 10 crore to build your technology from scratch; This would also be why Most payment aggregators could not survive due to a lack of technology. - Our technology has various popular functions such as merchant onboarding, reseller account, admin account, and fully ready developer page with generated integration code. Our technology can generate a Fastpay link and payment checkout page for n number of payment methods on checkout pages, such as a credit card, debit card, and net banking; e-wallet processing system. - Our technology is built with PHP and MySQL DB with the capacity to manage a large transaction flow via dynamic routing through a load balancer. - PCI DSS certification: We will perform the first-year PCI DSS level 1 certification and get the PCI certificate issued to you within 60 - 90 days. Usually, the cost of PCI DSS is about INR 5 lakhs with a minimum of 6-18 months of developer effort, which costs up to INR 30 lakh for the first time. This is a mandatory requirement for payment aggregator businesses. Add-ons with their prices (These are not included in the selling price of INR 65 lakh) - Introduction with an Indian acquirer to facilitate acquiring services to process credit cards, debit cards, net banking; e-wallet payments for your merchants. Price - INR 1 lakh. - Introduction for Escrow account provider for merchant settlements via API. Price - INR 1 lakh. - Introduction for creating a UPI handle to collect the UPI payments with your own UPI handle. Price - INR 1 lakh. - Introduction for a virtual bank account system to collect the payment via IMPS or NEFT for your merchants at no cost. Price - INR 1 lakh. - Introduction to a law firm to prepare the merchant processing agreement, NDA, reseller agreement, CDD policy, and AML policy, among others. Price - INR 25,000. - Introduction to a law firm to apply for a licence with RBI. We would help connect a law firm experienced in such projects—price - INR 25,000. - Monthly patch update service—price - INR 1 lakh. - Monthly human resource service. Price - INR 1-3 lakh. - Monthly technical resource service. Price - INR 2-5 lakh. - Payout module with compatibility of the above module. Price - INR 25 lakh. - QR module with compatibility of the above module. Price - INR 15 lakh. - SAR for data localization; storage of payment system data. Price - INR 5 lakh. - Additional monthly support as per requirements. Our company has implemented and licensed over 35 payment gateways so far and completed many PCI DSS certifications with various QSA's nationwide. - The holding company is not part of the transaction. - The holding company has a valid COI. - The promoter is currently based in India.