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Payment Services Businesses for Sale and Investment

Showing 1 - 14 of 50 Payment Services Businesses for Sale and Investment. Buy or Invest in a Payment Service Business. Listed by Direct Business Owners & Business Brokers.
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Payment Services Company for Sale in Vilnius, Lithuania

Licensed service provider of financial services in accordance with all applicable EU regulations.
Situated in the rapidly developing fintech hub of Vilnius, the business leverages its geographic advantage to provide advanced payment services across the European Union. - As a licensed service provider, the company strictly adheres to EU regulations, ensuring robust financial compliance and trustworthiness. - With a highly efficient team of just 10 employees, the company maximizes operational productivity, enabling significant revenue generation from transaction fees. - The business is tailored for small businesses, making international payments seamless and efficient, thereby strengthening market appeal in the EU. - Regulatory approvals from the Lithuanian Central Bank underpin the company's commitment to maintaining high standards of financial integrity and customer trust. - By focusing primarily on payment transactions, the company serves as a vital facilitator for businesses navigating international markets. - The core value proposition includes a competitive pricing model through a percentage-based transaction fee, aligning growth with user success and ensuring profitability. - The business’s prominence in payment facilitation particularly benefits small enterprises, allowing them to handle transactions efficiently across European borders.
7.1   Vilnius
Run Rate Sales
USD 1.26 million
EBITDA Margin
Operating at loss
Business for Sale
USD 7 Mn
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Newly Established Payment Services Company Investment Opportunity in London, UK

Fintech business with robust EMI license for sale, ideal for scaling digital finance operations.
The business is a London-based fintech company with a fully authorized Electronic Money Institution (EMI) license sanctioned by the Financial Conduct Authority (FCA), offering a solid regulatory foundation. - Collaboratively linked with Ebury Partners UK Ltd, the company has an active partnership for Foreign Exchange (FX) transactions and payment gateway services, enhancing its service offerings and customer reach. - Equipped with active UK bank accounts and a compliance-ready infrastructure, this firm ensures seamless financial operations and adherence to regulatory standards. - The company has developed proprietary AML/KYC software and transaction monitoring tools, emphasizing its commitment to security and risk management in the digital finance sector. - An operational fintech platform and backend that is API-ready positions this business as a tech-driven entity poised for integration and scalability. - With an established domain name, brand identity, and digital presence, the business possesses necessary digital assets to amplify its market visibility and reputation. - A draft asset/share purchase agreement is in place, valued at £2.5M, indicating substantial investment potential and clear valuation prospects for prospective buyers. - This is a client-owned company. The advisor is currently based in London for business purposes but frequently travels between Dubai and London as needed.
6.7   London
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 20.3 Mn for 40%
Contact Business

Payment Services Company for Sale in Singapore

For Sale: Tech-driven company offering QR ordering, payment, and loyalty solutions for F&B establishments.
Headquartered in Singapore, our technology-driven company specializes in providing cutting-edge QR code ordering and payment solutions tailored for the restaurants, bars, and cafés. - With a current clientele of over 70 establishments, primarily in Singapore and one in Hong Kong, our platform is trusted by diverse local businesses for seamless dining experiences. - Our intuitive platform enables guests to place orders and complete payments in under 20 seconds, revolutionizing customer service and providing a significant edge in labor management for F&B operators. - Our revenue model is anchored in a monthly subscription fee of $103 and a competitive commission of 2.7% per transaction, fostering scalable income avenues. - The business is currently not profitable as we have been consistently reinvesting in the development of our technology. - The lean organizational structure comprises six permanent employees complemented by a team of part-time employees and freelancers, ensuring efficient operations and service delivery. - Our QR ordering and payment system not only address labor shortages but also empower staff to enhance guest experiences, driving customer satisfaction and repeat business. - As a pioneering restaurant technology provider, we offer a robust solution that enhances operational efficiency and customer engagement, contributing to sustained client growth and business success in dynamic markets.
8   Singapore
Run Rate Sales
USD 820 thousand
EBITDA Margin
Operating at loss
Business for Sale
USD 1 Mn
Contact Business
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Payment Services Company for Sale in Singapore

For Sale: Tech-driven company offering QR ordering, payment, and loyalty solutions for F&B establishments.
Headquartered in Singapore, our technology-driven company specializes in providing cutting-edge QR code ordering and payment solutions tailored for the restaurants, bars, and cafés. - With a current clientele of over 70 establishments, primarily in Singapore and one in Hong Kong, our platform is trusted by diverse local businesses for seamless dining experiences. - Our intuitive platform enables guests to place orders and complete payments in under 20 seconds, revolutionizing customer service and providing a significant edge in labor management for F&B operators. - Our revenue model is anchored in a monthly subscription fee of $103 and a competitive commission of 2.7% per transaction, fostering scalable income avenues. - The business is currently not profitable as we have been consistently reinvesting in the development of our technology. - The lean organizational structure comprises six permanent employees complemented by a team of part-time employees and freelancers, ensuring efficient operations and service delivery. - Our QR ordering and payment system not only address labor shortages but also empower staff to enhance guest experiences, driving customer satisfaction and repeat business. - As a pioneering restaurant technology provider, we offer a robust solution that enhances operational efficiency and customer engagement, contributing to sustained client growth and business success in dynamic markets.
8   Singapore
Run Rate Sales
USD 820 thousand
EBITDA Margin
Operating at loss
Business for Sale
USD 1 Mn
Contact Business

Payment Services Company for Sale in Bengaluru, India

Acquire NRI-focused fintech app offering secure UPI wallet services with 20K active users.
Headquartered in Bangalore, we specialize in offering UPI wallet mobile apps tailored for NRIs and foreign travelers, ensuring frictionless payment experiences across India. - Pioneering in the payment services industry for mobile apps, we're among the first to cater specifically to the non-resident Indian and foreigner demographic with a focused fintech solution. - Our robust revenue model comprises multiple streams including account activation fees, forex conversion charges, and interchange transaction fees, ensuring financial sustainability. - We currently boast a strong customer base with 20,000 active users, leveraging our seamless service for their diverse payment needs in India. - Temporary sales decline noted due to pricing experimentation; strategic adjustments are projected to restore and escalate sales performance. - Certified with the Unified Payments Interface (UPI) standard, and in collaboration with a partner possessing a Prepaid Payment Instrument (PPI) license, we ensure compliance and security in all transactions. - As a paid wallet, we maintain premium service offerings, providing enhanced user experiences and security features, setting us apart from free alternative solutions in the market.
7   Bengaluru
Run Rate Sales
USD 280 thousand
EBITDA Margin
40 %
Business for Sale
USD 1.46 Mn
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Payment Services Startup Investment Opportunity in Majalengka, Indonesia

Cloud-based POS system for SMEs in Indonesia, seeks investment for development and launch.
Pre-revenue stage startup developing a cloud-based Point of Sales (POS) application designed to support the digital transformation of small and medium enterprises (SMEs) in Indonesia. Our platform is tailored for a wide range of businesses, including restaurants, cafés, retail stores, salons, and barbershops, with a focus on ease of use, affordability, and powerful features. The business is officially registered with a Tax Identification Number (NPWP) and an Electronic System Organizer Registration. - Vision: To become Indonesia's leading POS platform supporting the digitalization of SMEs. - Initial target markets: We aim to launch in major urban centers including Jakarta, Surabaya, Bandung, and Denpasar, with plans to scale nationwide. Key features: - Sales dashboard: Daily, weekly, and monthly sales and expense summaries with product analytics. - POS mode: Supports cash and digital payments (QRIS, Dana, OVO, GoPay), receipt sharing via WhatsApp, and real-time transaction tracking. - Table management: Manage reservations and table status in real time. - Product management: Categorization, stock control, and product recommendations. - Employee management: Attendance tracking, salary/overtime calculation, scheduling, and SOP sharing. - Sales and expense tracking: Offline order management and real-time expense notifications. - Inventory management: Raw materials tracking, stock history, and supplier categorization. - Comprehensive reporting: Sales, expense, and inventory reports available for printing. - Digital payment integration: Seamless gateway support for e-wallets and other digital payment platforms. - User-friendly interface: Multi-device compatibility (desktop, tablet, smartphone) with intuitive navigation. Competitive edge: - Proven concept: Successfully tested in a live restaurant environment for over 2 years. - Hardware integration: Final product to be offered as a bundled package with a tablet and thermal printer (post-SaaS release) - Scalable model backed by affordable subscription plans and platform fees only on digital payments. Revenue model. - Subscription plan: Tiered pricing for access to core POS functionalities - monthly/yearly. - Platform Fee: Charged only for digital payment transactions (cash payments excluded) Market opportunity: Indonesia has over 64 million MSMEs (according to the Ministry of Cooperatives and SMEs). However, technology adoption remains low, creating a significant gap and growth potential for digital POS solutions, particularly as demand for digital payments continues to rise. Next steps: - Finalize application development roadmap. - Beta launch within 6 months.
5.7   Majalengka
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 62 K for 15%
Contact Business

Payment Services Business for Sale in Lorient, France

Mobile application with over 100,000 users for international phone credit top-ups and gift cards.
The company operates a mobile application specializing in international phone credit top-ups and gift cards, aligning with the growing mobile payment services market. - Generating a robust revenue of EUR 5.7 million last calendar year, the business demonstrates significant financial viability and growth potential in the top-up recharge industry. - With over 500,000 transactions processed annually, the platform showcases high user engagement and trust, a key indicator of success in mobile app services. - Serving a diverse customer base of over 100,000 users, the app highlights a strong foothold in the European markets while reaching users across 160 countries. - The product mix is strategically balanced, with 57% of revenue derived from top-ups, while gift cards contribute the remaining 43%, achieving diversification of income streams. - The platform leverages connections with 600 mobile operators and offers over 1,000 gift card options, underscoring its extensive network and product variety. - Operational management is supported by 3-4 contract staff, and app development is outsourced, ensuring lean operations and focus on core business areas.
7.4   Lorient
Run Rate Sales
USD 7.7 million
EBITDA Margin
10 - 20 %
Business for Sale
USD 7 Mn
Contact Business

Payment Services Company for Sale in Limassol, Cyprus

EU Licensed money transfer business with robust operational infrastructure strategically positioned in global payments sector.
Regulatory status: Fully licensed and supervised as a Payment Institution within the European Union under PSD2. The company has maintained a spotless compliance track record with both regulators and financial counterparties, a valuable asset in today’s tightly regulated environment. - Technology platform: The company operates a dual-channel remittance infrastructure engineered for scale and regulatory alignment. Its core agent-based platform licensed from a leading U. S. provider, has been extensively customized over 10 years to meet high standards of compliance, reliability, and operational resilience across EU markets. In parallel, it offers a proprietary, cloud-based online platform enabling direct-to-consumer transactions, with UX and functionality comparable to leading global players. The tech stack is mature, modular, and integration-ready, providing strategic buyers with immediate go-to-market capabilities and a streamlined path to platform consolidation or geographic rollout. - Global reach: The business holds active correspondent agreements with 12+ international banks and payment networks, supporting coverage across 150+ countries and access to 500,000+ pay-out locations. - Banking relationships: The company maintains multiple established bank accounts within the EU, supporting seamless, multi-jurisdictional operations. - Growth potential: A clearly defined expansion roadmap includes targeted market entry into major EU industrial economies and regulatory upgrades to include Electronic Money Institution (EMI) licensing and additional services under Annex I of PSD2. The platform is technically and operationally ready for scaled deployment. - Financial standing: The company is debt-free, with no outstanding loans or liabilities. Its lean capital structure offers buyers a clean acquisition and a strong foundation for growth. The business has stopped operations about 2 months ago due to insufficient internal capital.
8.1   Limassol
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 4.1 Mn
Contact Business

Payment Services Company Investment Opportunity in Nagpur, India

Fintech innovator, providing seamless bill payments, recharges, B2B, B2C, and API solutions.
Business with a mobile application that offers recharge services for mobiles, DTH providers, and FASTag. - Over 2 lakh trusted customers engage with our mobile app, signalling strong user trust and market traction. - Our app is available on Google Play. - Monthly total transactions have surpassed INR 25 lakh, reflecting a successful business model. - We earn a 3% commission on total transactions. - Operates with a lean team of 4 employees from Nagpur, required for optimizing resource efficiency and operational agility. - Instant cashback on prepaid bill payments incentivizes continuous user engagement and loyalty. - Due to our advertising and marketing efforts we have successfully increased our customer base and have consequently increased our run rate sales as well. - Focused on the rapidly expanding Indian digital payment and mobile recharge services market, leveraging a vast customer base to drive future growth.
8   Nagpur
Run Rate Sales
USD 420 thousand
EBITDA Margin
30 - 40 %
Partial Stake Sale
USD 117 K for 20%
Contact Business

Newly Established Payment Services Company Investment Opportunity in Sydney, Australia

Positioned for the global payments market, the company offers secure, swift and cost-effective payment solutions.
Actively expanding in numerous countries to enable seamless online payment solutions, meeting the growing global demand for digital transactions. - Key highlights that set the company apart include: -Reduced fees: offering competitive pricing to lower transaction costs for customers. - Encryption security: employing advanced encryption technologies to safeguard payment data and ensure customer confidence. - Same-day payment settlement: enabling faster access to funds for merchants, enhancing cash flow and operational efficiency. - User-friendly interface: providing intuitive and accessible tools that simplify payment management and improve user experiences. - With a forward-looking approach, the company envisions robust growth and innovation by end of next year and beyond, focusing on transformative initiatives: - Merchant loans: leveraging transaction history to provide tailored financial solutions, empowering businesses to scale and meet their objectives. - Defi-enabled transactions: introducing an optional decentralized finance structure that supports wallet-to-wallet transactions for both b2b and b2c models, ensuring flexibility and adaptability in emerging financial ecosystems. - Customized payment cards: offering a range of tailored debit, credit, and rewards cards designed to meet unique customer needs and preferences, fostering loyalty and enhancing value.
8.1   Sydney
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 2.5 Mn for 20%
Contact Business

Newly Established Payment Services Business Seeking Loan in Pune, India

Membership program offering significant discounts on dining for corporate employees and clients, seeks funding.
Membership program offering significant savings with flat discounts ranging from 10% to 30% on dining. - B2B2C approach allows businesses to offer membership cards to their employees, enhancing company benefits while driving customer engagement. - The business presently serves 6,000 users, with a strategic plan to scale up to 1 million users within the current financial year. - Members enjoy benefits exceeding 10,000 INR per year across a network of 50+ partnered merchants in Pune. - Revenue is primarily generated through selling membership cards to corporates, who then distribute them as employee gifts. - The reason for high growth in sales is because the business has started operations in September of last year. - The company is setting sights on expanding its offerings in travel and shopping sectors, enhancing value for members. - The business holds an FSSAI license, ensuring compliance with food safety and standards for offerings related to dining discounts.
6.2   Pune
Run Rate Sales
USD 310 thousand
EBITDA Margin
40 %
Business Loan
USD 23.3 K at 10%
Contact Business

Payment Services Startup Investment Opportunity in New Delhi, India

Seeking partners to scale a unique payment app and boost traditional business community engagement initiatives.
Innovative mobile payment app: Introducing a unique mobile payment platform that streamlines transactions via QR code scanning and rewards users with cashback, fostering traditional business engagements. - Soft-launched: The app is currently available for early adopters on the Play Store, signalling a significant step in its market entry strategy. - Location and team: Based in New Delhi, the company operates with a lean but dedicated team of five employees, maximizing efficiency and innovation. - Community empowerment: The app is designed to bridge the gap between shopkeepers and customers, creating a business ecosystem that benefits both sides without selling products directly or endorsing third-party sales. - Wide application: It supports a myriad of traditional business segments including retail, and services like salons and insurance, and has the potential to integrate various traditional businesses within one application. - Cashback incentive: Users benefit from engaging with the app through a rewarding cashback system, incentivizing frequent and loyal use while encouraging spending in local markets. - Revenue model: We will charge a commission ranging from 4% to 25% on user payments and provide cashback rewards to customers depending on the transaction size and frequency. - Market potential: With the increasing demand for contactless payment solutions, the app is poised to capture a significant share in the mobile payment industry by supporting local businesses and community-driven commerce.
6.3   New Delhi
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 117 K for 25%
Contact Business

Payment Services Company for Sale in Calgary, Canada

Get MSB Financial license, tech support, and custom software—all in one for Fintech a startup.
Selling MSB company license authorized by FINTRAC Canada. - The company is approved to provide money service business and virtual currency transfer services and was registered 4 years ago. - Capable of performing all services mentioned above, tailored to your requirements. - Assistance available for setting up a segregated account to manage customer funds. - Support for arranging SWIFT transfers and SEPA transfers. - Operate like a bank by offering: -- Corporate accounts. -- Personal accounts. -- Card issuance. - The company has a clean record with no past transactions. - Includes a FINTRAC-approved company. - Comes with software to manage merchant services or banking operations. - Customizations are available for the software to suit your business needs. - Software cost will be discussed based on requirements. - Multiple software options are available to choose from based on your business requirements; which we can explore further. - Acquiring the MSB Financial license will take a year, the company can be transferred in 1 month, allowing operations to commence immediately and giving the buyer an immediate start. - The company it registered in Canada, and the promoter is based in India.
9.2   Calgary
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 76 K
Contact Business

Payment Services Business Investment Opportunity in Lagos, Nigeria

Unregistered firm aiming to offer patented financial service and retail payment solutions to customers.
Targeting rapid financial inclusion through innovative payment solutions and seamless money transfer services in Lagos. - Aiming for a substantial market presence with a potential user base exceeding 10 million individuals, alongside services catering to over 1.5 million businesses across Nigeria within five years. - Anticipates generating a significant annual revenue stream averaging $200,000 with streamlined operations in the initial two years. - Plans include the development of a mobile app and website to enhance accessibility and user experience for both individual and business clients. Development is already in progress. - Revenue model focused on transaction-based commissions, positioning the business for scalable growth. - Spearheaded by an experienced financial expert with a 15-year track record in successfully creating and selling groundbreaking financial solutions. - Promoter's previous innovations have led to the growth of companies now valued at over $10 million and $1 billion, showcasing a proven capability to conceptualize and sell high-impact financial ideas. - Business is not registered yet and it will be registered as soon as we have a partner.
8   Lagos
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 8.2 K for 5%
Contact Business

Payment Services Business for Sale in Vilnius, Lithuania

Acquire a profitable Electronic Money Institution with over 500 active business clients in Lithuania.
The business is a profitable Electronic Money Institution (EMI) based in Vilnius, Lithuania, EU. - It has over 500+ active corporate clients and 400+ private clients, generating revenue through transaction charges and charges for opening bank accounts. - The company reported a revenue of EUR 2 million and a profit of EUR 500K in the last fiscal year. - Business has a strong focus on compliance, with about 25% of its staff involved in Anti-Money Laundering (AML) processes, ensuring high industry standards are met. - Company is licensed by the Central Bank of Lithuania as an EMI, with the license issued 7 years ago, and is available for financial services in Europe. - It has been fully audited by the regulator, with no hidden issues, after being inspected by the Central Bank in March this year, providing transparency and assurance to potential investors. - The business uses a USA phone number generated through our CRM system by the company that owns the Lithuanian company we are selling.
8   Vilnius
Run Rate Sales
USD 2.34 million
EBITDA Margin
25 %
Business for Sale
USD 8.2 Mn
Contact Business
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    There are 50 active and verified payment services businesses for sale and investment listed on SMERGERS as of 16 July 2025.
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