Payment Services Businesses for Sale and Investment Opportunities

- Non-operational money transfer company registered in Australia. - Business is still in the pre-revenue phase and has not begun operations. - Company has a license to undertake money transfer operations in Australia. - Business does not own any physical assets. - This company is registered with MSB (Money Service Business) with a license to undertake inbound and outbound money transfer business in Australia. - Registered with Austrac registrations as Independent Remittance Dealer & Remittance Network Provider. - Company has no website or domain name and has a normal bank account (not particularly an MSB bank account) - Ownership transfer to take approximately 2 weeks if all information is complete.

- We are a registered money service business in Canada that offers money transfer services to individual customers. - We are registered with FINTRAC in Canada to offer our services. - Business was started just 4 months ago. - We help people to transfer money to other individuals in different countries. - Have more than 150 clients who use our services to transfer money and our clients are mainly African descendants. - We anticipate covering more clients and regions soon. - We generate revenue by charging a commission on the money transfer. - Business we plan to buy is doing CAD 7 mill annually with 30% EBITDA and has physical assets valued at CAD 5 mill. - This is a very lucrative multi-stream business with different revenue models and has steady cash flow so we would like to acquire this business. - That business makes CAD 700K per year on Air B&B bookings alone and has 38 rooms. - Major clients of the business are the government entities. - We would put our own money to acquire the business depending on how much fund we receive from the investors.

1. Most of the payment gateways in India are working on an aggregator model where they are connected to banks gateway as a master merchant managing its sub-merchants. So they are dependent on bank for the merchant onboarding, giving access to international payment to its merchant or resolution of chargeback. The model we wish to work with is BIN (Bank Identification Number provided by card schemes like Visa, Mastercard, etc. ) sponsorship in which we will have full control over the whole payment cycle because we will have our own payment switch, payment gateway software, merchant plugin thereby eliminating other stakeholders in the payment cycle which will enable us to reduce MDR by at least 20-30 basis point for a domestic transaction and a 30% MDR reduction in international transactions. Further to add we will have direct connectivity to Visa and Mastercard for better handling of chargeback resolution by our self rather than depending on the bank. 2. We've received start-up recognition from the startup Odisha dept. run under the MSME department of Govt of Odisha. (Please find attached startup recognition certificate) 3. Our project has been recommended by STPI Bhubaneswar. 4. Our team consists of IIT MBA alumni, Ex-COO of a renowned company along with serial entrepreneur as CEO. 5. Our project has been selected for the second round for the FInBlue program run under STPI Chennai in Association with TiE Chennai. Soon we will receive feedback for the final round. 6. We have our web application ready for merchants. Credentials can be shared once we have a meeting. 7. We have applied for a trademark. 8. We have our office space in one of the premier IT hub of Odisha run under IT dept. of Govt. of Odisha. 9. One of the largest banks has considered our company profile and financials and are in talks with us. (confidential documents can be shared in a face to face meeting) 10. One major bank also agreed for domestic aggregation of PG and POS and in six months or so we may finalize to acquire their BIN as well. 11. PCIDSS certification is being done by TOP QSA (Qualified Security Assessor) like Panacea InfoSec who has already certified PayU, Oxygen wallet, etc. (PFA PCIDSS engagement Letter) In addition to above a lot of things like POS device purchase agreement, ONE tap e-comm website market place is going on. 12. We are also initiating talk with banks based out of Singapore and Dubai for international merchant acquiring as well through our associates. 13. Business was registered with an office address in Cuttack, but our operations are based out of Bhubaneswar.

- Online payment platform based in Fenton, MI that has been operating for 10 years. - We have partnered a well-identified payment processing company for the Michigan region and we are known as one of the leading credit card payment processors. - Have experience and expertise to meet the needs of businesses across all industry verticals and the payment processing is done through POS devices, online virtual terminals and mobile devices. - We have more than 600 businesses processing payments through us. - We receive a monthly residual income that can be discussed later. Residual income is nothing but the commission we receive from our clients. - Business has no debt.

- We are a payment services company with two verticals that issue cards as part of a loyalty program and a newly started payment service. - As part of our loyalty program we have issued more than 2 million cards that users can make payments with to generate points. - These points can be used at the stores of over 350 of the biggest merchants in Georgia for discounts and rewards. - We generate revenue by charging participating merchants a percentage of revenue when a customer makes a payment using our card. - Company also provides analytics of customer behavior and spending as a marketing service to these companies for a cost. - Recently we have developed a payment service for which the infrastructure has already been developed and will start in three months. - We would generate revenue by charging a commission on the transactions occurring through the service. - The service has Visa and Mastercard affiliation and is one of the first payment services in CISSEE to be a Visa strategic partner. - Our sales are slightly lower due to the current global climate. We expect to reach a positive profit margin as the company scales and grows. - Buyer would receive the entire business, infrastructure and network POS terminals.

- We are an online payment gateway service with a number of facilities for ease of use. - The gateway offers multiple payment methods such as net banking, digital wallets and cards. - Also has a dashboard allowing users to get a history of all payments and generate a monthly revenue report easily. - On a monthly basis we have around INR 5 crore worth of transactions occurring through our gateway. - We charge a gateway fee of around 1.75% on debit cards, UPI and wallets, 2% on credit card and Paytm wallet and 3% on international cards. - We have more than 10,000 registered merchants using our gateway pan India. - Buyer would receive the running business along with the entire merchant list, IP and software code. - The business is running in loss but there is a high potential to generate positive returns with proper investment in scaling up the gateway.

- Company in the Philippines has developed a patented self-service payment machine for any type of cash payment service. - The complete system and software are developed in-house with remote monitoring and auto reporting analytics to ensure maximum speed, security, safety and convenience. - So far we have installed 1,800 machines and we are about to deploy 800 more machines soon. - We have partnered with more than 100 billers from telecom, utilities, ticketing, E-Govt, insurance, loans, e-wallet, toll fees to offer total convenience. - Our machines are installed in companies, malls, buildings, apartments, roads sides, institutions, petrol pumps. - On a daily basis, more than 1,000,000 transactions take place through our machines. - We generate revenue by charging a commission for each transaction from the billers. - Machines are assembled locally using imported parts. - In the process to expand the business to Dubai. - Our brand is Trademark registered. - Business owns the brand, website, software, property, servers, computers, laptops, furniture, cash counting & high volume sorting machines and vehicles.

It's an IT service company based out of Abu Dhabi that has developed a digital payment gateway and is looking to raise funds to establish tie-up with a bank and launch services in the market. We will register a new entity after raising funds and the investor will get stake / ownership in the new entity and not in our current IT firm. The payment gateway is 100% developed and we have already received the permit / approval from the Central Bank of the UAE. We are in the process to establish a tie-up with a bank to integrate our payment gateway with their server so all the online transactions gets channeled through that bank. To become their partner, we would need to deposit a certain amount in their bank. A part of the investment that we plan to raise will be used to make this deposit. The features of our payment gateway is very simple and will help eCommerce websites and merchant stores to accept payments at ease. We would charge a commission per transaction which will be our mode of revenue. Founder of the company has 11 years of experience in the banking industry. The co-founder has over 12 years of experience in the tech-enabled payment service industry. Business does not own any physical assets.

- A business providing student discounts and loyalty programs based in Kathmandu, Nepal. - We have a loyalty card that school and college students can subscribe for. - We partner with businesses in the entertainment sector such as hotels, restaurants and movie theaters. - Our customers can earn loyalty points and special discounts when visiting one of our partner's outlets. - Currently have 30 restaurants, 20 hotels and 1 movie theater in Kathmandu that have partnered with us. - We charge an annual subscription fee per customer. - We have 250 customers currently. - Our business has developed a mobile application where customers can apply for the loyalty card, view hotels, restaurants and theaters partnered with us and to avail loyalty points / discounts. - Business does not own any physical assets.

- A mobile app providing online coupons, based in Durgapur, West Bengal. - We collect coupons and deals from online stores and E-commerce websites, and we make it available to our customers on the app. - Have coupons and deals from over 1,000 online stores such Flipkart, Amazon, Snapdeal, Pizza Hut, Domino's among others. - We receive a commission from these online stores for every customer that uses the coupon code / deal through us. - The unique part about our business is that we provide additional cashback on top of these discounts to our customers. - The cashbacks are paid out from the commissions we receive from the online stores. - Currently have 7,000+ users on our app. - So far we have been testing the application. We are ready to launch the application on a scale now.

- A mobile app allowing customers to avail special discounts at stores, based in Kuwait. - Our business is registered in UAE, but we are operating in Kuwait. It is easier to register businesses in UAE. - Customers can avail special discounts at restaurants, cafes, retail stores, clinics. - Currently have 130 stores listed on our application. - We charge our customers KD 5 per year to avail these discounts. - Have over 400 paid users. - After 2 years we intend to begin charging the businesses listed on our application a yearly subscription fees as well. - We began operations late last year, hence the revenue we have generated is not very significant. - We are valuing the business at KD 200k as we expect the the business to increase strongly as a result of our marketing campaigns. We expect to have over 5,000 paid customers by the end of this year. - Business does not own any large physical assets.

- Company offering payment and loyalty services to customers. - We offer digital payment, E-Wallet transfer services with loyalty points. - Company is registered with the National Bank of Georgia. - We have card issuing, e-commerce and direct funds transfer licenses from Visa and Master Card and exclusive regional partnership with Visa. - Have issued 2 million loyalty cards to customers and we have more than 300,000 active loyalty card users. - Our mobile app is being released on iOS and Android. The app is developed in-house. - Business owns the furniture, laptops, website, mobile app, loyalty program, licenses. - Our loyalty business has been operating for 10 years. - We have been developing payment services for 2 years.

- We are an online platform that has been developed to allows users to send their loved ones prepaid gift cards of their favorite brands. - Gift cards can be sent electronically via email, SMS and Viber and the receiver will then be able to use these cards at the respective merchant store. - Our business has received a gold medal at the International Fair of Innovation in Taipei. - The platform offers advantages to both clients and merchants in terms of time and money saved. Additionally it can be useful for business users to promote their businesses. - Business users could use the platform to gift employees, loyal customers and partners as part of a promotion or marketing campaign. - We receive 10% of the value of the gift card from our partners when it is purchased from our site. - Have developed partnerships with over 60+ brands whose gift cards are listed on our site. - If we run a campaign we might reach 100 to 200 gift cards sold per month. Without campaigns and promotions we might have around 10 gift cards sold monthly. - Looking for a buyer or a partner who can develop this business and build up the potential in the market. We are also open to an investor who can help us increase the functionality of the platform. - Buyer would receive the website and it trademarks, business connections and office setup.