Business Investment Opportunities

What we are: A multi-national currency cross-border payment system and neo-bank with no physical branches, offering real-time global settlement in multiple currencies. It serves as a UPI aggregator and collaborates with major banks, payment partners, and card brands. They use a secured token offering and provide multiple banking apps for seamless payments. A multi-national currency cross-border payment system enables real-time currency exchange and settlement for individuals and businesses across different countries. It offers instant currency conversion, and compliance with international regulations, and empowers users in global finance and trade. Business is yet to kick-start operations. Not required to be registered under SEBI. Revenue model for our multi-national currency cross-border payments system: 1. Transaction fees: Charge a small percentage or a flat fee on each transaction conducted through the platform. 2. Merchant services: Earn fees from businesses for payment processing, POS systems, and e-commerce integrations. 3. Subscription plans: Offer premium or subscription-based plans for individual users and businesses, providing added features for a fee. 4. Interchange fees: Earn a portion of the interchange fees paid by merchants' banks for processing card transactions. 5. Currency conversion fees: Charge fees or markups on foreign exchange rates for international transactions and currency conversion. 6. Lending and credit services: Offer lending and credit products, earning interest and fees. 7. Investment and wealth management: Provide investment and wealth management services, earning fees based on assets under management and transaction fees. 8. Data monetization: Analyze transaction data and user behaviour, monetizing data by selling aggregated and anonymized information to third parties. 9. Partnerships and affiliates: Earn referral fees or commissions through partnerships with other businesses. 10. API access fees: Offer APIs for integration and charge usage-based fees or licensing fees. 11. Cross-selling financial products: Cross-sell other financial products like insurance or prepaid cards, earning commissions or fees. 12. Ad revenue: Display advertisements within the platform and earn revenue from advertisers. Neo-bank. A neobank, or digital bank, is a fintech company that operates solely online or through mobile apps, lacking physical branches. Neobanks focus on enhancing customer experiences by leveraging technology to streamline operations, lower costs, and offer a wide range of financial services. They often target specific niches or customer segments and can collaborate with traditional financial institutions. Key characteristics include: - Online-only operation. - Technological emphasis on convenience and efficiency. - Services like savings accounts, payment processing, lending, and budgeting tools. - Accessibility, user-friendly interfaces. Revenue model for our neo-bank: 1. Net interest margin (NIM): Generate revenue by lending deposits held in customer accounts, earning interest on loans. 2. Lending services: Offer personal loans, consumer credit, or small business loans and earn revenue from interest rates and associated fees. 3. Deposit fees: Charge fees for specific services like overdraft protection, wire transfers, or expedited card replacement. 4. Subscription plans: Provide premium or subscription-based plans with added features for a fee. 5. Card issuance and usage fees: Earn fees from card issuance, usage fees, and foreign exchange fees. 6. Merchant services: Offer payment processing and POS solutions to businesses and charge fees. 7. Investment services: Offer investment products and earn revenue through trading commissions and asset management fees. 8. Currency conversion fees: Charge fees or apply a markup on foreign exchange rates. 9. Partner commissions: Earn commissions for facilitating partnerships with fintech companies. 10. Cross-selling financial products: Promote and sell other financial products and earn commissions or referral fees. 11. Data monetization: Analyze customer transaction data and provide insights to businesses, generating revenue. 12. Affiliate marketing: Participate in affiliate marketing programs and earn commissions for referrals. 13. Interchange fees: Earn a portion of the interchange fees paid by merchants for processing card transactions. 14. ATM access fees: Charge fees for ATM cash withdrawals at out-of-network ATMs.

Started small by building the right website, and gaining suppliers with the best possible deals. - We have managed to build a website with automatic integration of over 760 thousand products. - We're starting to be recognized on the market by customers and advertising business more within the Republic of Ireland. - The new warehouse set up will allow our distribution to be in a center location for Ireland's Midlands. - Warehousing Units beside the current location are being looked at as future potential for company growth. - Our advertisement on social media is already out generating additional revenue and website recognition. - We are at the growth stage and the investment will help us in expansion of the sales roles as well other company departments to improve company revenue and speed up the growth.

Business with patents registered in Switzerland and Iran for our irrigation product. - The business can be operational within 6 months post obtaining funding. - The project currently has a prototype and we require funds to begin production. - The unique selling point of the product is that it does not require any energy or pressure pump as the water flows by gravity and It does not require any particular sensor, while its function of storing water and then draining the water is done automatically. - Efficiency of irrigation method increases because better water management at the local level will have a planetary impact by improving, for example, the yields, the diversity, and the quality of agricultural and forestry production.

A junior college accredited by the UK for grade 11 and 12 students. - Offers international qualifications to students who are interested in overseas higher education. - Our college and courses provide access to top universities. - Approved and recognized for facilitating international and national school qualifications. - Nationally registered brand. - Won several awards for producing viable students. - Offering a personalized learning experience. - Increasing number of students every year. For this year, we have around 100 active learners. - Business is approved from The Ministry of Education, Indonesia, Pearson Edexcel and accredited by The Northern Consortium of United Kingdom.

Operating a regional Indian fun dining restaurant with a distinctive speakeasy bar, the establishment specializes in presenting Indian cuisine from 28 diverse regions, offering an unparalleled culinary adventure. - Attracting a diverse clientele of both locals and expats, the restaurant has quickly become a popular destination. - Since commencing operations, the business has garnered outstanding reviews across digital platforms, and it is steadily building a robust repeat guest portfolio. - The venue is set to expand its offerings with the imminent launch of a new speakeasy bar, enhancing the overall dining experience. - The current seating capacity of 50 will increase to 80 in the upcoming month, accommodating more guests. - Guests can enjoy their meals in either the outdoor or indoor seating areas, providing a flexible dining experience. - The restaurant currently operates on a walk-in/dine-in basis only, with no online delivery options available at this time. - The menu caters to both non-vegetarian and vegetarian preferences, ensuring a wide array of choices for all guests. - The business is fully compliant with regulatory requirements, it holds an incorporation certificate, and food and bar licenses. - With 20 years of experience in the food industry, the promoter brings extensive expertise and a deep understanding of the culinary landscape. - Monthly sales currently amount to approximately THB 500k, reflecting the establishment’s growing success and popularity.

Our business operates a dog recreational park located in Vadodara’s premier destination for dog lovers with over 300 annual memberships. - Memberships range from INR 10,000 to INR 36,000, offering flexible options for dog owners in the community. - The park spans a generous 25,000 sq ft play area, providing ample space for dogs to explore and socialize. - Features include a dedicated swimming pool for dogs, enhancing both recreation and fitness opportunities. - Comprehensive amenities such as grooming services, pet boarding, behavioral training, and a pet-friendly cafe cater to both pets and their owners. - The facility encourages community building among pet lovers, promoting a vibrant social environment. - The park uniquely integrates commerce with the community, offering merchandise and fostering a pet-friendly culture.

Company, established in 2016, produces eco-friendly, biodegradable, and compostable alternatives to plastic, including bags, cutlery, and packaging from natural materials. The company is recovering from Covid disruptions with an annual turnover of ₹5 crores and a 60% gross profit margin. Manufacturing is outsourced to a franchise in Hyderabad and we currently produce at a capacity of 25 mt per month. It has established distribution channels in the UAE and Europe, with products 20% cheaper due to proprietary formulas. Key achievements include being listed in Forbes 30 under 30. The products dissolve easily, can be used as organic fertilizers, require no industrial composting, and have high oxygen barriers and dust repellency. The company plans a UAE launch within two months post-investment and will execute an "I Love Green Dubai" awareness drive, corporate collaborations, and online sales through Amazon. The target customers are in the European and US markets for export, including entities like the BEEAH, waste management companies, and cruise ships, with anticipated partnerships with supermarkets and malls. It faces no regulatory challenges in the new markets and enjoys strategic benefits due to its unique product features and planned market engagement strategies. Certified by the Central Institute of Plastics Engineering & Technology and Karnataka State Pollution Control Board.