Business Investment Opportunities

A micro-finance company based in Chennai. - This is a new venture started by a group of companies involved in mobile app development, construction and other industries. - Regulatory approvals are in place. - We will be providing short term loans to small business owners, shopkeepers, auto and taxi drivers. - Business is still in the pre-revenue phase and will begin operations within the next 2 months. - We will be creating groups of 10 people that will have 1 group leader. Each member of the group is eligible for a loan between Rs. 15-30k and a repayment period of 12 - 24 months. - We have already setup 150 groups, and are ready to disburse the loans once funds are received. - Interest on loan would be between 20-23% p. a plus processing fee of Rs. 1,000 per loan disbursement. - The repayment of the loan taken will be done through per day installments. For example - repaying back Rs. 1,500 per day until x amount + interest is paid back. - The team leader ensures each individual of the team pays the loan back. If someone defaults then the rest of the team members must make up for that individual repayment for that particular day. - Field verification for each applicant would be done by our team before loan is approved by our credit managers. - Promoter is from finance background with more than 15 years of experience in managing investment portfolio, sales & marketing and developing HNI assets. - Locations that we have planned to start in the initial stage are - Salem, Coimbatore, Dharmapuri, Krishnagiri, Karaikudi, Ramanathapuram - All in Tamil Nadu. - Physical assets include the interior setup and equipment of the offices.

Business provides web hosting and server services. - Have over 800 clients currently. 99% of our clients are international clients. - We follow a subscription based revenue model. - Clients can avail our services as monthly, half-yearly or yearly packages.

Exclusively export business and established 7 years ago. - Specializing in marble exports. - While 60% of the company's sales are from marble exports the remaining are from fertilizers and sunflower oil. - The company has employed 5 staff members. - Cultivated a loyal client base of 15. - Achieved annual sales of INR 3 crore. - Maintained an average monthly sale of INR 20 lakh. - Experienced a temporary sales decline due to personal reasons.

The business engages in organic fish farming, purchasing seeds and cultivating them organically on 250 acres of pond land without the use of any synthetic chemicals or medications. - The transportation of the sold fish and all related logistics are managed directly by the clients. - Fish are sold strictly on a cash basis, with sales occurring once every 6 months, fetching prices ranging from INR 70 to 125 per kilogram. - The business caters to approximately 15 to 25 wholesale clients, with retail sales constituting around 2% of its overall revenue. - Major traders purchase from the business, each contributing over INR 3 crore per transaction depending on the investment. - Operations require only registration and no additional approvals.

The promoter, with 6 years of experience at Dove, has formulated 2 key body care products. - One is a massage oil with muscle relaxant, that showcases effective results for joint pain. - The other is a face serum that offers vibrant skin to the consumers. - The business currently operates on a small scale, with around 100 customers, and primarily relies on word-of-mouth marketing, selling to friends and relatives. - The owner has connections with pharmacies in Saudi Arabia and is targeting a local market focus within the country. - Additionally, there are ongoing discussions to outsource manufacturing to third parties in India. - The business operates from a full home lab and is seeking a dormant partner who will not be actively involved in the company's operations or ideation. - The business is currently unregistered but plans to register immediately upon receiving funding. The owner is seeking investment to scale up production, expand marketing efforts, and formalize the business through registration. - The sales figures given are now significantly low since there has been no commercial production and selling to date.