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FinTech Company Investment Opportunity in Srinagar, India

Invest in the future of FinTech, connecting lenders and borrowers with P2P interest-free lending.

Established 10-20 year(s)
Employees 5 - 10
Legal Entity Private Limited Company
Reported Sales Nil
Run Rate Sales Nil
EBITDA Margin Nil
Industries FinTech
Locations  Srinagar
Local Time 4:36 PM Asia / Kolkata
Listed By Business Owner / Director
Status Recently Active
Overall Rating
Partial Stake Sale
USD 234 thousand for 27.0% stake (Native Currency: INR 20,000,000)
Reason: We are seeking investment to obtain banking and RBI licenses.
Includes physical assets worth USD 88 thousand
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Business Overview
- Positioned in Srinagar, this FinTech company operates in the lucrative P2P lending sector, focusing on connecting small business owners with investors through innovative financial solutions.
- The company's flagship offering is a tailored business borrowing platform designed to support small business owners in accessing crucial funds with potentially lower interest rates compared to traditional banking methods.
- With a lean team of five employees, the company efficiently manages its operations, exemplifying agility in meeting market demands for peer-to-peer lending.
- Facilitates direct connections between lenders and borrowers, aiming to reduce the middleman fees often associated with conventional financial instruments like stocks, fixed deposits, and mutual funds.
- The online personal loan service provides an accessible, user-friendly platform for consumers seeking alternative investment opportunities outside of traditional banking products.
- Addresses the common concern of high-interest rates by providing a more cost-effective source of capital for borrowers, while offering investors an opportunity for potentially higher returns compared to traditional passive income options.
- Focuses on minimizing the risk of financial mismanagement by empowering investors to directly choose where their funds are allocated, potentially reducing bankruptcy risk associated with third-party fund management.
- Taps into a growing FinTech market trend by leveraging technology to democratize finance, removing barriers for both borrowers and investors seeking more control over their financial ventures.
- We will earn revenue through platform fees, subscriptions plans, interest spread, advertisement and cross promotions etc.
- We do not have current monthly sales or last year's revenue figures, as the business has not yet commenced revenue generation.
Products & Services Overview
The best service will be Interest-free peer-to-peer lending or investment opportunities suitable for investor and buyers.
Assets Overview
Intangible assets: Company incorporation and labor-related documentation.
Tangible assets: A building valued at INR 25 lakh and land worth INR 50 lakh.
Facilities Overview
We own a two-storey building, with a total of 800 sq. ft. currently utilized as office space.
Capitalization Overview
The business is currently self-funded by its owners and operates with a 50-50 ownership structure between two shareholders. It has not taken any external loans.
Recent Activity
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1 Investor contacted this Business this week. Register below to connect now!
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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