Life & Health Insurance Company Investment Opportunity in Mumbai, India

Our best-selling offerings include group insurance (health, accident, life), group health and wellness services (such as check-ups and mental wellness), embedded insurance, and personal add-ons like top-up, travel, and commercial insurance catering to licensed brokers, agents, fintechs, HR tech platforms, banks, and affinity partners, who use them to cover employees, customers, gig workers, and association members. Tangible assets include office infrastructure and standard IT hardware, while intangible assets comprise a white-labeled tech platform, insurance integrations and APIs, branding and goodwill, operational partnerships, compliance certifications, and claims servicing protocols; all necessary operational documents are in place and will be disclosed upon securing an investor. Operations are conducted from leased offices in four cities, with no significant capital-intensive physical assets, as the focus remains on the technology stack. A total of $2 million has been raised across three funding rounds, with no debt on the books. Shareholding is distributed as follows: 50% held by founders, 22% by angels and funds, 6% by Capital A, 12% by friends and family, 7% allocated to ESOPs, and 3% held by mentors and others. The business is owner-funded.