Newly Established Cafe Seeking Loan in Ho Chi Minh City, Vietnam

Food and desserts are our top-selling products. 70% of our customers are expats, while 30% are high-income local professionals, foodies, and frequent travelers who are young, open-minded, and adventurous. - Tangible assets: Kitchen equipment, bar equipment, and guest area furnishings, including chairs and tables.
- Intangible assets: Strong online reputation with a 4.8 rating on GrabFood (based on 1,500+ reviews) and a 4.6 rating on Google Maps (based on 250+ reviews). Located in central District 1, an area popular with high-income locals and tourists and surrounded by multiple 4 and 5-star hotels, the café occupies a total area of 150 sq m (100 sq m for guest seating and 50 sq m for the kitchen). The rental fee is VND 45 million per month. The business is currently self-funded by the two co-founders. Initial expenses included renovation, rental deposit, rent for the first six months, and equipment purchases, totaling approximately VND 2 billion.