Payment Services Startup Investment Opportunity in Dubai, UAE

- Dubai-based fintech startup operating a hybrid POS payment network.
- Core product: POS hybrid payment network is a single device supporting cash, card, mobile, and crypto payments with secure cloud-based transaction core.
- Services include bill payments, remittances, vouchers, crypto transactions, and an upcoming coin rewards program to drive loyalty through tokenized incentives.
- Embedded modules for compliance, HR, finance, and sales help merchants manage payroll, risk scoring, and operations directly from the device.
- Target customers: Retail shops, SMEs, and underbanked communities seeking modern, affordable payment and financial solutions.
- Revenue streams: Transaction fees, commissions on bill payments/remittances/vouchers, value-added subscriptions, and future token-based monetization.
- Traction: 850+ merchant services integrated; 50+ active POS terminals deployed in 6 months; monthly revenues exceeding AED 700K.
- Fully in-house transaction and compliance systems; PSP license application underway with the Central Bank of UAE for regulated expansion.
- Lean 12-member team with expertise in product development, compliance, and merchant acquisition, scaling operations across Dubai and underserved markets.
- Monthly revenue depends on customer volume and exclusive service pricing, and not on the number of employees.
- The listing was created by an advisor based in India, who will share the owners’ contact details upon introduction.