Payment Services Startup Investment Opportunity in Lucknow, India

Our top-selling products & services we will offer:
- Domestic Money Transfer (DMT) – Used by small retailers and agents to send customer remittances instantly.
- AEPS & micro ATM services – Shop owners and rural outlets provide cash withdrawal and balance inquiry using Aadhaar authentication.
- BBPS (Bill payments) & recharges – Local stores and kiosks collect utility payments and mobile recharges for customers.
- POS & mPOS devices – Retailers accept card, UPI, and QR payments and track sales.
- API reselling – Entrepreneurs and small fintech resellers integrate our APIs for payments, recharge, and settlements.
* Revenue model:
- B2B model: Primary operations follow a business-to-business approach.
- Transaction charges: Revenue generated by charging users per transaction.
- Bank commission: Additional income earned through commissions from partner banks. Tangible assets:
- Laptop and basic IT equipment: For platform development and operations.
- Prototype POS/mPOS devices (Under testing).
Intangible assets:
- Fintech platform concept and API integrations.
- Brand name and logo under development and usage.
- Promoter’s domain expertise and industry contacts (5+ years of fintech experience). Currently operating remotely and utilizing co-working spaces on demand. A dedicated office of ~500–800 sq. ft. in Lucknow is planned on a rental basis post-funding. The business is self-funded by the promoter to date, with no external debts or loans outstanding. It currently has 2 directors, with one director holding the majority shares. We plan to dilute equity in exchange for investment to fund operations and growth.