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Showing 1 - 14 of 20,139 Businesses for Sale and Investment. Buy or Invest in a Business. Listed by Direct Business Owners & Business Brokers.
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NBFC Seeking Loan in Obra, India

Nidhi company with 900+ customers and INR 1.63 crores of loans disbursed seeking growth capital.
Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.
7.2   Obra
Run Rate Sales
USD 126 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 114 K at 18%
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Newly Established Microfinance Company Seeking Loan in Etmadpur, India

Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
Financial company that provides small-ticket loans to individuals lacking access to formal banking. - Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance. - Customers include pensioners, salaried professionals, small business owners, and self-employed individuals. - Issues 2–3 loans weekly, with interest rates between 18% and 22%. - Operates under RBI approval as loans are disbursed through partnered banks. - Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.
Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
7.7   Etmadpur
Run Rate Sales
USD 41 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 46 K at 15%
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Commercial Loans Company Investment Opportunity in Noida, India

Fin-tech company providing loans and credit cards to customers by connecting them with multiple banks.
Our fin-tech company provides different types of loans and credit cards to customers by connecting them with multiple banks across India. - We have affiliations with various banks such as Citi Bank, Standard Chartered, Axis Bank, HDFC Bank, Hero FinCorp and Yes Bank. There is no explicit contract with either of them. - We do not provide the loans ourselves but simply act as DSA agents for these banks. - First, we ask our clients for details about their income, profession, savings percentage and loan amount in order to check their eligibility. - Once the prospective client is eligible, they provide us with their desired interest rates, loan tenure, EMI frequency, collateral value, etc. According to these specific requirements, we provide our clients with a list of loans from different banks for the client to choose from. - Once the clients picks a specific loan that matches their requirements. Our business connects with them with the bank that will provide that particular loan. The same procedure is followed for all types of loans and credit cards. - Commercial loans such as professional loans and business loans along with credit cards contribute to over 90 percent of the company's revenue. - Our company earns revenue through two channels: 3 to 5 percent commission on the loan amount given by the bank that receives the client along with a fixed fee paid by the client for our services. Fixed fee varies as per the types of services. - We receive about 120 to 150 clients every month. - Our clients can either visit our office directly or simply carry out the complete procedure remotely through our website. - Our revenue has surged to an all-time high this year due to the increased number of affiliations with the banks and an increasing customer base. - The business is extremely valuable due to the enormous growth potential in the industry along with skyrocketed growth the business has received within 18 months of operations. - The company's corporate office is in Noida, Haryana. However, the company's registered in Faridabad, Haryana.
6.2   Noida
Run Rate Sales
USD 690 thousand
EBITDA Margin
10 %
Partial Stake Sale
USD 460 K for 10%
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Commercial Loans Company Investment Opportunity in Noida, India

Fin-tech company providing loans and credit cards to customers by connecting them with multiple banks.
Our fin-tech company provides different types of loans and credit cards to customers by connecting them with multiple banks across India. - We have affiliations with various banks such as Citi Bank, Standard Chartered, Axis Bank, HDFC Bank, Hero FinCorp and Yes Bank. There is no explicit contract with either of them. - We do not provide the loans ourselves but simply act as DSA agents for these banks. - First, we ask our clients for details about their income, profession, savings percentage and loan amount in order to check their eligibility. - Once the prospective client is eligible, they provide us with their desired interest rates, loan tenure, EMI frequency, collateral value, etc. According to these specific requirements, we provide our clients with a list of loans from different banks for the client to choose from. - Once the clients picks a specific loan that matches their requirements. Our business connects with them with the bank that will provide that particular loan. The same procedure is followed for all types of loans and credit cards. - Commercial loans such as professional loans and business loans along with credit cards contribute to over 90 percent of the company's revenue. - Our company earns revenue through two channels: 3 to 5 percent commission on the loan amount given by the bank that receives the client along with a fixed fee paid by the client for our services. Fixed fee varies as per the types of services. - We receive about 120 to 150 clients every month. - Our clients can either visit our office directly or simply carry out the complete procedure remotely through our website. - Our revenue has surged to an all-time high this year due to the increased number of affiliations with the banks and an increasing customer base. - The business is extremely valuable due to the enormous growth potential in the industry along with skyrocketed growth the business has received within 18 months of operations. - The company's corporate office is in Noida, Haryana. However, the company's registered in Faridabad, Haryana.
6.2   Noida
Run Rate Sales
USD 690 thousand
EBITDA Margin
10 %
Partial Stake Sale
USD 460 K for 10%
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Factoring Company Investment Opportunity in Noida, India

Logistics automation company with 15+ corporate clients, 5,000 active monthly users, and 70% gross margin.
Company offers solutions for fleet tracking and automation of supply chain processes. - We provide a fleet tracking solution; automation of funds, indents, and invoices; spot bidding, and freight audit. - We have clients like DHL, Eazyhaul, Tata Croma, Flipkart, Walmart, and Ford. - All the technology was developed in-house by a young tech team from IIT-BHU. - The founders are IIT graduates. - Company was incubated as a division of the parent company (logistics company) last year and was recently incorporated. - Company has 2 shareholders. - The company has no bank loans.
7.2   Noida
Run Rate Sales
USD 137 thousand
EBITDA Margin
25 %
Partial Stake Sale
USD 230 K for 15%
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NBFC for Sale in Delhi, India

For Sale: Profitable and running category B NBFC company based in Delhi.
Unlisted public limited NBFC company. - Company has been operational for over 3 decades. - Includes category B Non-Banking Financial Company (NBFC) license issued by the Reserve Bank of India (RBI), ensuring adherence to national financial regulations. - This is an active, profitable and running company. - Fully compliant with all the regulations. - No change in director for the last 10 years. - Running loans will be cleared before selling the company to the buyer.
8.1   Delhi
Run Rate Sales
USD 27.4 thousand
EBITDA Margin
20 %
Business for Sale
USD 150 K
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NBFC for Sale in Delhi, India

NBFC Category B inactive company based in Delhi and in market since 24 years.
Category B NBFC company with net worth of Rs 200 lakh is available for sale. - All compliance is up to date. If anyone is interested in starting a FinTech Company in India or start a consumer loan company, it would be a great opportunity for them to buy this company. - New buyer can avoid a lot of formalities involved in starting a similar business by simply getting hold of this company. It takes a considerable long time to obtain such a licence. Also, these days RBI is not granting fresh Category B Licence to new companies. - Our company has all the necessary and required documents such as Incorporation Certificate, RBI Licence, TAN & TIN, PAN Card, MOA, AOA. - The legal entity can be used for FinTech, consumer loan or business with any type of loan offering. - The business has INR 3 crore assets and INR 1 crore liability. - This company is available at net premium of INR 60 Lakh.
8.3   Delhi
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 91 K
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NBFC for Sale in New Delhi, India

Established non-NDSI NBFC with a successful track record of over 30 years for sale.
With over three decades in operation, this Delhi-based NBFC has established itself as a reliable financial service provider in the region, offering a robust portfolio of lending solutions. - The company predominantly serves the funding needs of individuals, SMEs, and industry and retail entities, promoting business expansion through strategic financial assistance. - Holding a non-NDSI status, this promoter-held NBFC has effectively managed a loan portfolio comprising 45 clients. - Total loans disbursed in the last financial year amounted to INR 23.6 crore, with retail loans accounting for approximately 54% of this amount, highlighting the company's significant focus on retail clientele. - The business model primarily hinges on interest income derived from a well-diversified portfolio of retail and commercial loans. - With a compact yet efficient team of 8 employees, the company leverages its established network to facilitate lending, ensuring seamless service delivery. - Operating registered under the Reserve Bank of India (RBI), this NBFC adheres to stringent compliance norms ensuring transparency and trustworthiness.
8.3   New Delhi
Run Rate Sales
USD 295 thousand
EBITDA Margin
5 %
Business for Sale
USD 286 K
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Trade License for Sale in Pune, India

For sale: Private limited entity with a Category B NBFC license.
This is the sale of a registered private limited entity. - Includes category B Non-Banking Financial Company (NBFC) license issued by the Reserve Bank of India (RBI), ensuring adherence to national financial regulations. - A liquidity fund of INR 5 crore is required to retain the license which should be put in by the buyer post the sale. - Impending regulatory changes will raise this requirement to INR 10 crore, hence making this a unique opportunity. - The license enables the establishment of a company that can offer a wide range of financial products, including loans, hire purchases, and asset reconstruction services. - The sale includes the licenses that can facilitate various financial services under the existing legal framework. - The transaction excludes any assets or liabilities.
8.7   Pune
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 170 K
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NBFC for Sale in Panipat, India

For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.
30-year-old NBFC. - The company is into lending money to individuals. - During the start of the company, the owner liquidated all the assets to fund the company. - The company has 13 clients with active loans. - We have given a loan of INR 2.7 cr to the clients. - Upon sale, all the loan amount will be transferred to the new buyer and the transfer of the RBI license would take 15-30 days of time. - Easily transferrable in 1 month's time. - Easily accept global funding. - Already through with all the formalities of RBI to convert it into a public company. - No litigations, no NPAs. - Cleanest possible profile available for takeover in the market.
For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.
7.8   Panipat
Run Rate Sales
USD 27.4 thousand
EBITDA Margin
25 %
Business for Sale
USD 690 K
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Nonprofit Organisation for Sale in Greater Noida, India

Acquire a fully compliant NGO with 8-10 impact-driven social initiatives in Greater Noida.
Social Impact Initiatives: The NGO has successfully conducted 8 to 10 impactful activities focused on social causes such as plantation drives, women's employment, and providing essential support to the underprivileged. - Government support: While currently on hold due to promoter's personal reasons, this nonprofit has a history of securing government funding, highlighting its potential for financial backing and sustainability. - Transfer opportunity: A unique chance for driven individuals or organizations to acquire an impact-driven entity, with the potential to expand and enhance its contributions to societal well-being. - Not a Section 8 company: The organization is structured differently than typical charitable entities, offering distinct strategic opportunities for growth and collaboration in the nonprofit sector. - Expansion ready: With no current revenue model, new leadership can explore sustainable funding mechanisms and partnerships to enhance and expand the NGO's mission of social good. - Established Nonprofit Organization: This NGO, located in Greater Noida, is fully compliant with legal requirements and registered with the Ministry of Corporate Affairs (MCA), ensuring a solid foundation for future growth. Registered in Gorakhpur.
6.3   Greater Noida
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 910
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NBFC Seeking Loan in Gurgaon, India

NBFC microfinance loan provider following JLG model with 6,800 loans disbursed and 2,900 registered members.
We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.
6.8   Gurgaon
Run Rate Sales
USD 117 thousand
EBITDA Margin
Nil
Business Loan
USD 114 K at 15%
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NBFC Seeking Loan in Balotra, India

Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
We are a startup NBFC located in Balotra. - Business has been operational for 8 months. - We take deposits and provide loans to our customers. We are governed by RBI. - Have opened 200 RD/FD accounts for our users. - We have distributed loans worth INR 5 lakhs so far. - Our interest rates start from 14.5%-24% for gold loans and 14%-19% for personal loans. - Loans are provided to people who are looking for small personal loans belonging to rural areas. - Business is managed by 3 partners with one having the majority of the stake. - Business is debt-free. - The collateral provided is the personal property of one of the directors.
Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
7.1   Balotra
Run Rate Sales
USD 3.4 thousand
EBITDA Margin
7 %
Business Loan
USD 57 K at 15%
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NBFC Investment Opportunity in Rajkot, India

RBI approved NBFC that has provided financial loan services to 5,000+ clients up till now.
The business was established 2 decades back and acquired by us a decade back. We are an RBI-certified NBFC loan company led by highly proficient directors having successful experience of 35+ years of growing business. Have great experience serving more than 5,000 happy clients. Have associated with more than 5 companies. Clients are individuals, businesses, and companies. Our total loan portfolio is INR 30 cr. We charge interest from clients on the loan to generate revenue.
RBI approved NBFC that has provided financial loan services to 5,000+ clients up till now.
7.8   Rajkot
Run Rate Sales
USD 600 thousand
EBITDA Margin
40 %
Partial Stake Sale
USD 690 K for 20%
Contact Business

NBFC Investment Opportunity in Mumbai, India

NBFC in India about to get listed, and we invite HNI and Institutional Investors.
1. NBFC the AUM 54,000 crs with home finance 12,000 crs AUM. 2. Price to Book value per share 132-135/- ie 2x. 3. Compared to peers, it is fairly priced at 2x PB ratio.
7.6   Mumbai
Run Rate Sales
USD 550 million
EBITDA Margin
20 - 30 %
Partial Stake Sale
USD 11.4 Mn for 1%
Contact Business

Investing in Businesses: A Comprehensive Guide

Investing in businesses is a strategic endeavor that can significantly grow your wealth if approached knowledgeably. Whether you're a seasoned investor or just starting, understanding the intricacies of businesses for investment is crucial.

Understanding Business Investment

Business investment refers to the allocation of capital to a company with the expectation of receiving financial returns. This can occur through direct investment in a private company or by purchasing stocks and shares of publicly traded businesses.

Types of Business Investments

  1. Equity Investment: This involves purchasing shares of a company. Equity investors become partial owners and have potential returns through dividends and appreciation of the stock value.

  2. Debt Investment: Investors lend money to businesses in exchange for interest income. This can include corporate bonds or business loans.

  3. Venture Capital and Angel Investing: These are types of equity investment where investors provide capital to startups and small businesses that have potential for growth.

  4. Crowdfunding: An innovative way to invest in businesses where multiple investors contribute small amounts of capital via platforms like Kickstarter or Indiegogo.

Advantages of Investing in Businesses

  • Potential for High Returns: Businesses have the potential to grow substantially, resulting in significant returns on investment.
  • Portfolio Diversification: Investing in various businesses can diversify an investment portfolio, reducing overall risk.
  • Active Involvement: Investors can actively participate in their investments, offering guidance and support to businesses.

Risks Involved in Business Investment

Even though investing in businesses offers attractive returns, it involves certain risks:

  • Market Volatility: Economic changes can affect business profitability and stock prices.
  • Failure Risk: Especially with startups, there's always a risk of failure resulting in loss of investment.
  • Regulatory Issues: Changes in laws and regulations can impact businesses adversely.

How to Choose the Right Business for Investment

  • Research and Analysis: Understand the business model, industry sector, and financial health of the business.
  • Growth Potential: Evaluate the business's potential for growth and scalability.
  • Management Quality: A competent management team can greatly influence a business’s success.
  • Market Trends: Stay updated with market trends and economic conditions that might affect the business.
  • Competitive Advantage: Ensure the business has a unique selling proposition or competitive edge.

Conclusion

Investing in businesses for investment can be incredibly rewarding. However, it requires a thorough understanding of the market, diligent research, and careful selection. By weighing the potential benefits against the risks and conducting due diligence, investors can enhance their ability to make profitable investments. Always consider consulting a financial advisor to tailor your investment strategy to your personal financial goals and risk tolerance.

Invest wisely, and watch your investments flourish!

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    There are 20139 active and verified businesses for sale and investment listed on SMERGERS as of 25 August 2025.
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