Businesses Seeking Loan in Moradabad

- Manufacturer of copper water bottles that are sold under a trademarked proprietary brand. - We manufacture about 50,000 pieces / month & have 50 SKUs in the water bottle segment. - Currently operating with a production capacity of 50% and intend to increase it by 20%. - In addition to this, we also manufacture copper water dispensers and utensils which are also sold under a proprietary brand. - The copper bottle segment constitutes a major part of our revenue and contributes about 55% of our B2C sales and the remaining 45% is achieved through B2B wholesalers who are located pan India. - We have tied up with e-commerce platforms such as Easzymall, Paytm, Flipkart, Amazon, and Naaptol. - We are also into the resale of copper utensils and kitchenware. However, this does not contribute to our majority sales. - The wholesalers are usually given a credit period of 2.5 months to pay the transaction amount. - Physical assets owned by the business include manufacturing equipment, plant, and inventory.

- A home decor manufacturing business based in Moradabad, Uttar Pradesh that has been operating since 2011. - We have a manufacturing unit where we produce various products such as lamps, vases, various antiques, tableware, various furniture, garden decor and many more such items. - There are over 10,000 crafted items in our inventory. - We sell products to over 500 home decor companies around the world. Majority of our revenue comes through exports. - There are around 100 suppliers from whom we procure the raw materials from.

- Our company sells kitchenware and home decor items under our own brand name by having our products manufactured by contract manufacturers. - We have tied up with close to 80 cottage industries locally, who produce our products based on customer orders. - Customers are mostly organized retailers such as Big Bazaar, Star Bazaar and Mega Mart, who request our products regularly. Once we receive products that are ready, we test, package and distribute them to client's location. - Looking to setup our own manufacturing unit, which would help us in increase the turnaround time for our orders, and also help in increasing the revenue prospects of the company.

- Our business is engaged in the trading of glass in Uttar Pradesh. - We offer a large range of glasses, such as clear glass, mirrors, reflective glass, and safety glass. - Source the glass from the factories directly, we have tie-ups with 2 factories in Roorkee, 1 in Mumbai, 1 in Chennai and 1 in Rajasthan. - We are supplying to 300 distributors and retailers in Uttar Pradesh. - The promoter has 10 years of experience in the glass industry.

- We are looking for funds to revive, modernize the current facility and set up an ethanol distillery unit. - All the licences are in place. - The technical teams and suppliers have already been identified. - Our assets include land, building, machinery, license.

- 60+ schools has been registered under our organisation. - Classrooms are connected to internet services for virtual teaching. - We support middle level school and also adopt schools by providing quality education. - Qualified & Expert Teachers will visit schools as guest lecturer. - Growth rate - 30% yearly.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.