Businesses Seeking Loan

Jewelry business providing manufacturing services, loan services, repair, and servicing for gold jewellery. - Have catered to 1,000+ B2C clients since inception. - Generate approximately 50% revenue from gold loan interest. - Have an offline store and the online store is yet to be launched. - Manufacture the jewelry under our brand name based on the client's requirement. - Duration of the manufacturing is based on the jewellery. - Have 25+ franchises across Bangalore. - Have an existing delivery set-up along with diamond and gold suppliers. - Average ticket size of clients is INR 30,000 to 2 lakhs. - Due to the pandemic the last year's business sales were affected.

The firm is in this industry since 2002 and has good business relationship in the market with suppliers and buyers. - Procure gold jewellery from 10-15 vendors from Varanasi, Delhi, Mumbai, Rajkot, Coimbatore and sell it to 35-40 B2B customers such as wholesalers and retail shops based in Uttar Pradesh, Bihar, Jharkhand. - Current clients are from Northern India and we plan to expand our customer base with effective marketing strategies in different locations offering different category of products. - Business aims to generate high growth rate by reaching out to new sets of customers in unexploited markets. - The firm has owned property and safe vault for storing precious jewellery.

Retail jewellery shop located in a commercial area of Rishikesh, Uttarakhand. - Have around 20-25 vendors from whom we purchase jewellery. - Have database of more than 500 prestigious customers. - On an average, we receive 20-30 customers on a daily basis. - We have a team of goldsmiths working on customer orders. - Business assets include INR 16 Crore worth of stocks (gold and diamonds), building, equipment, website, social media accounts, customer database, furniture, showroom infrastructure, IT Infrastructure.

The business operates in the prime jewellery market with 2 retail stores in Varanasi, which is known for its rich cultural heritage and affinity towards luxurious ornaments. - Catering to diverse customer preferences, the company offers an extensive range of gold, diamond, and silver products, positioning itself as a comprehensive jewellery retailer. - With a dedicated team of 25 employees, the establishment ensures personalised services, enhancing customer experience and satisfaction in the jewellery sector. - Consistently attracting a footfall of 10 to 15 customers per store daily, the business demonstrates stable interest and engagement from its target market. - The company boasts a robust customer base of 5,000, reflecting trust and loyalty in the competitive jewellery industry. - Impressive conversion rates of 50 to 60% highlight the effectiveness of sales strategies and customer engagement tactics. - Fully compliant with industry regulations, the business holds necessary MSME certification, along with gold and silver ornament licenses, and complies with GST requirements, ensuring a reliable operational framework.

The business is a jewelry manufacturer that procures gold and diamonds from the local market and uses a combination of machine and handcraft techniques for production. - Business does not have any permanent employees, apart from the directors, and employs 3 contractual workers on hourly basis. - The business receives orders from both local and foreign markets, with orders coming in through wholesalers and salespersons' contacts. - Despite having a maximum machinery capacity of 10 kg, the business currently produces 4-5 kg of gold on a monthly basis, indicating potential for scaling up production. - The emphasis on custom-built products suggests a focus on personalized and unique jewelry pieces, which may appeal to a niche market segment. - Planning to expand the business, concentrating on celebrities custom- built, and hip-hop jewelry. - We have Export license and Udyam Registration Certificate.

The business operates in the jewelry industry, with a focus on casting gold jewelry such as rings, dollars, pendants, and bracelets. - It has focused primarily on casting rings currently. - With 1 kg of gold, the business can manufacture 100 g of product. - Currently engaged in wholesale supply to 5 distributors within Coimbatore. - While the current focus is on Coimbatore, there is an expressed interest in expanding to other locations within Tamil Nadu. - The owner of the business brings 15 years of experience in marketing within the jewelry industry to the table, indicating a strong understanding. - The business has been operational for a relatively short period of 3 months, hence there is no reported revenue mentioned.

We craft fully personalized wedding rings and fine gold jewelry for over 200 clients annually. - The revenue model is built on custom orders with advance deposits. - With over 16 years of experience in handcrafted goldsmithing, the founder has developed strong relationships with returning customers and collaborators. - The business is recognized for its quality craftsmanship, attention to detail, and tailored customer service. - Each piece is created using traditional techniques and customized to suit individual client preferences. - The atelier operates from Chișinău, Moldova, with plans to expand production capabilities and establish a stronger presence in EU markets.

Client base: - Over 100 loyal customers, with a repeat purchase rate of over 70%. - 48+ active buyers through 4 running customer kitty groups. Revenue model: - Direct retail sales through a boutique store in Gurgaon. - Made-to-order bespoke jewelry (high-margin custom products). - Supplemented by festive gold coin sales, and repair & polishing services. Financial growth: - Sales have tripled over the past eight quarters: from INR 8.26 lakhs to INR 25.9 lakhs per quarter. - Profit margins improved from 4% to over 9% during the same period. - Stock investment grew 8x, from INR 27 lakhs to INR 212 lakhs. Promoter's experience: - Certified gemologist with a 50-year family legacy in jewelry. - Seasoned entrepreneur with strong operational and business acumen. - The business is efficiently operated by two directors, ensuring streamlined management and decision-making. Vendor & industry relationships: - Strong network of trusted jewelry manufacturers for cost-effective, quality production. - End-to-end vendor relationships for sourcing, design, hallmarking, and timely delivery. Brand positioning: - Positioned between traditional jewelers and large organized brands. - Focused on lightweight, contemporary, and certified jewelry.

Business has been operational for 25 years and is engaged in the manufacturing and sale of gold and silver jewellery. - The business enjoys a strong and loyal customer base which it has built since inception. - The store is situated in a well know commercial area in Kota. - Promoter retired 10 years ago after which the business was leased out. - The promoter's family has now taken charge of the business and is seeking to expand the business. - The business owns its own store and assets in the form of inventory. - Seeking a short term loan to acquire raw materials and meet working capital requirements.