Businesses Seeking Loan

Company plans to establish a petrol bunk in Selangor. - Promoters bring 3 years of industry experience. - Location for petrol bunk identified. - Licenses, including SSM, secured. - Will cater to both 4 wheelers and 2 wheelers. - Intention to franchise with a major petroleum player. - Estimated setup time: 3-6 months. - Anticipated annual revenue: MYR 900,000. - Since we have done our research and expect to start revenue soon, we will be able to fund the interest from our revenue. - Future expansion into sugar and petroleum trading planned.

Seeking funds for the construction of a resort. - Acquired approximately 3,484 sq ft (4 khatta) of land near Asian Highway, 200m away. - Estimated construction time: 1 year after funding. - Targeting tourists and business class travelers as primary clientele. - Planned amenities include 100 rooms spread across 17 floors, spa, gym, lounge, and restaurant. - We are currently in the process of registering our new company. - Additional features include a rooftop bar, swimming pool, WiFi, and event hall.

Special Purpose Vehicle (SPV) established for the new project. - Parent company boasting a revenue of approximately INR 300 crore. - Current project value stands at INR 600 crore. - Diverse project portfolio including commercial and residential developments. - Promoters bringing in over 50 years of combined industry experience. - Pending licenses include RERA (applied for still pending approval), GST, and incorporation. - Estimated completion time for the project is 3 years. - 2.5 acres of land already procured for the project.

Special Purpose Vehicle (SPV) established for the new project. - Parent company boasting a revenue of approximately INR 300 crore. - Current project value stands at INR 600 crore. - Diverse project portfolio including commercial and residential developments. - Promoters bringing in over 50 years of combined industry experience. - Pending licenses include RERA (applied for still pending approval), GST, and incorporation. - Estimated completion time for the project is 3 years. - 2.5 acres of land already procured for the project.

We are selling branded phones (Samsung and iPhone). - Company is into bulk selling of products (wholesalers). - Currently catering to 1 biggest retailer. - Already have a loan. We do not want to take more loans that will hamper the cash flow. - We hire contract-based employees as and when required. - Have a commercial license. - The promoter has 22 years of experience in this industry.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

Company specializing in the manufacturing of power backup supplies. - It has a presence in Mexico City and is looking to expand its operations in Hong Kong. - Its primary products and services include voltage regulators, batteries, and uninterrupted power supplies. - Used for critical infrastructure, such as sites, data centers, and security applications. - The business expansion to Hong Kong, with a focus on facilitating distribution to Mexico's major retailers and wholesalers. - It collaborates with one of the most established brands in Mexico, indicating strong partnerships and market presence. - The expansion into Hong Kong suggests a strategic move to tap into new markets and potentially diversify its product offerings.

IT services provider to SMEs located in Nellore. - The company offers ICCC integration services, water SCADA, and smart elements. - The company's revenue is primarily project-based. - Currently working on a large-scale government-funded smart infrastructure project worth INR 20Cr for a major smart city client in AP. - The business boasts low overheads, consistent cash flow for the next 6 years, and only payroll costs at present, indicating a financially stable operational model. - The company's current focus on a large government-funded project which is a shift from small-scale projects for SMEs to larger is the reason for the significant growth in annual turnover from last year to this year. - There are 6 permanent employees, who are sufficient for running the business operations. No additional contract or temporary employees. - The business holds MCA and MSME registrations.

Seeking senior secured lender on a $1.5 million short-term commodity trade finance facility for a Turkish tobacco trader. - Each deal amount is approx $750,000 on shipment of tobacco leaves from India to Antwerp, Belgium. - Up to 2 deals may overlap but cannot exceed $1.5 million in aggregate. - Each deal is for a total duration of approx 60 – 90 days and is on an uncommitted, transactional basis and continuously recurs. - Each deal is comprised of 2 phases. First phase is voyage finance from India load port to a warehouse in Antwerp, Belgium for a duration of up to 60 days. - Second phase is warehouse finance in Antwerp, Belgium for a duration of up to 30 days. - Shipped tobacco is pledged as collateral to the Lenders. - Senior secured lender to provide 85% of each loan. - The company will provide 15% of each loan as a junior secured lender and document the agreements and book/administer the loans. Senior lender interest rate is SOFR + 12%pa. Current SOFR is approx 5.35%pa. Thus, all in rate is 17.35% pa (=12% + 5.35%) currently. - There will be a floor SOFR of 3.5% pa. - Established 16 years ago and headquartered in Istanbul, Turkey, promoter is a tobacco producer and trader. The company has over 120 employees of which 30 employees are in Turkey. - There are 100 clients, globally located but most of them are in Europe. - The company has 7 years of strong relationship with the Indian supplier, ITC. Purchases 4 - 5 shipments from ITC every year with satisfactory performance on quality and quantity. - Company's total assets are $4.5 million, and annual sales are $2.8 million. - The promoter is New York based and is currently in Tokyo, the business is headquartered in Istanbul.

1. Market Leadership: The company is a market leader in the cosmetics distribution industry in Sri Lanka, boasting a substantial market share of approximately 70%. 2. Diversified Portfolio: With a portfolio of over 300 products, the company offers a wide range of quality hair and skin care cosmetics to its customers. 3. Distribution Channels: The company's customer base includes major salons, parlors, and traders among others in Sri Lanka, showcasing a diversified and well-established distribution network. 4. Exclusive Agreements: The company sells three major brands, it has exclusive agency agreements with two major brands, which are imported while products belonging to one brand are manufactured by the company itself. These agreements have been in place for approximately 20 years, highlighting strong and enduring partnerships. 5. Strong Organizational Structure: The company boasts a well-designed organizational structure, enabling efficient operations and effective management of its extensive product portfolio and distribution network. 6. Experienced Sales Team: With an experienced sales team and extensive contacts in the region, the company is well-equipped to capitalize on its market leadership and expand its operations. 7. Resilience During Challenges: The company was doing well during COVID as well but the economic crisis in Sri Lanka brought tough times for the company but it has been resilient and is continuing to move forward.

Planning to construct a hotel cum Airbnb property in East Berbice-Corentyne. - Will be a 3-storey building with 4 rooms on each floor. - In addition to the rooms, the facility will include a rooftop restaurant, reception services, laundry facilities, and parking for guests. - The Airbnb rooms will be equipped with kitchen facilities. - Will cater to both short stay and long stay customers. - The location in New Amsterdam offers potential for attracting tourists and business travelers, given its status as a popular destination.

Doctor specializing in Pharmacology with 20+ years of experience in healthcare in the US and Saudi, planning to acquire a well established hospital. - He is running a business in same industry and is also a research specialist in pharmacology department in a prestigious university in Saudi. - The hospital, located under the royal commission in Riyadh, operates in the healthcare industry and has a diverse clientele, offering robust revenue streams and is accredited by recognized industry bodies. Has been running for 20+ years. - With experienced promoters and strong partnerships, the hospital is planning an expansion from 50 to 100 beds, aiming to enhance its multi-specialty services, including general surgery, cardiology, ophthalmology, and all major specialties. - The hospital is equipped with state-of-the-art facilities including OT, ICU, pharmacy, consultations, lab facilities, imaging, and parking, as well as staff quarters. - The business employs 300 permanent employees, in addition to contract employees, and has all the necessary licenses to operate in the healthcare industry. - The hospital has 75 permanent doctors and 55 visiting doctors, and has been recognized as an award-winning healthcare provider and innovator in the industry. - The business has experienced a high growth rate from SAR 125 million last year to SAR 240 million this year with 25% EBITDA margins, attributes to the improvisation and addition of facilities resulting in increased client flow. - With its trusted reputation, expansion plans, and commitment to exceptional patient care, the hospital presents an attractive investment opportunity in the healthcare sector.