Businesses Seeking Loan

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

Solar module manufacturing company based in Bengaluru with an installed capacity of 90 MW per annum. - Manufactures both Topcon and Mono PERC panels, with DCR and non-DCR compliance under the new BIS norms. - ALMM listing expected by December this year to strengthen market positioning. - Began operations in March; currently engaged in OEM supply for a leading client. - Planning to expand into a B2B model by supplying wholesalers and distributors under its own brand. - Signed MoUs with two major Bengaluru operators for 25 MW and 40 MW annually. - Revenue streams: OEM contracts and branded product sales. - Presently operating at 30% capacity with strong order visibility for OEM projects from industry leaders. - Promoter holds an MBA in Marketing and 2 years’ experience in the renewable energy sector.

Business: photocopier reseller and service provider located in Gampaha, specializing in multi-brand used office copiers and multifunction printers (3-in-1, 4-in-1). - Products: refurbished multi-brand office copiers, multifunction printers (print/scan/copy/fax), and replacement parts for office printing equipment. - Services: installation, on-site servicing, preventative maintenance, and technical support for corporate and government offices. - Customers: serves ~100 active clients including corporate offices, factories, government offices, and reseller wholesalers. - Sales volume: sells 25–30 machines per month, generating recurring revenue from consumables, maintenance contracts, and spare parts. - Distribution & wholesale: supplies machines both direct-to-end-user and via wholesale channels to other dealers, supporting B2B sales and inventory turnover. - Owner/operator: single-employee operation run by a promoter-technician with 20 years’ experience in copier repair, maintenance, and sales. - Licensing: holds an import license and a telecommunications license enabling legal importation of used copiers and compliant connectivity/telemetry installations. - Competitive strengths: deep technical expertise, local market presence in Gampaha, fast turnaround on repairs, and cost-competitive refurbished equipment for budget-conscious offices.