Businesses Seeking Loan

Located in Port of Spain, the newly established business specializes in entertainment production, focusing primarily on podcast creation and distribution. - It is run by a seasoned journalist and podcast producer with extensive experience in the industry, ensuring high-quality content tailored to listeners. - The main offerings include producing engaging podcasts that cater to news agencies and other media outlets, highlighting current events and social issues. - Podcasts will be made available on various platforms, allowing for broad distribution and accessibility to audiences. - Revenue is generated through sales to news agencies that purchase podcast content for their own broadcasting needs. - Operates with a valid registration certificate.

The school was located in Bhopal Pura and catered to students from nursery to metric (high school) level. - It was affiliated with the Madhya Pradesh board of education, ensuring standardized curriculum and certification. - The school had a total strength of around 500 students, indicating a strong community presence. - Prior to its closure in 2018, the school generated a yearly turnover of approximately INR 20 lakhs. - It operated as a mixed medium institution, offering instruction in both English and Hindi to accommodate diverse student needs. - The school provided a practical and performance-based educational environment, receiving an average grading of 'B' based on student performance. - Business had an education board license. - Physical assets include immovable asset which is part of the operations and expansion plans.

The company provides maintenance and interior renovation services where users can book through the app or website. - We started operations this year, so we don't have the previous year's revenue to report. 1) Business scale and clients (traction): - Number of clients: Serving more than 500 individual customers (B2C) for home renovations and 100 corporate clients (B2B) for building maintenance. - Partner database: Has a network of 8 certified and curated handymen and contractors ready to be deployed. These are our contractual employees. - Repeat order rate: Has a repeat purchase rate of 75%, indicating high customer satisfaction. 2) Revenue model: - Commission fee: Takes a commission of 10–20% of each project contract value completed through the platform. - Subscription/listing fee: Charges a subscription fee to premium contractor partners for priority orders. - Material supply markup: Earns profit margins from supplying building materials ordered by customers through the platform in collaboration with building stores and distributors. 3) Promoter experience (founder and management): - Industry expertise: The founder has 15 years of experience in construction, technology, and project management. - Vision: To build a transparent construction ecosystem through digitalization. 4) Business relationships (strategic partnerships): - Supply: Works with local building material distributors to ensure competitive raw material prices. - Financial: Partners with payment gateway providers for secure transactions and fintech companies for renovation installment plans. - Community: Connects with local construction worker associations and architect communities. 5) Competitive advantages (unique selling points): - Escrow system: Customer funds are held securely, and workers are paid only after work meets standards. - Digital monitoring: Customers can access real-time project progress reports through the app or website. - Price standardization: Prevents arbitrary pricing practices common in traditional markets. 6) Registrations: - Registered as a sole proprietorship with an NIB license.

The company provides maintenance and interior renovation services where users can book through the app or website. - We started operations this year, so we don't have the previous year's revenue to report. 1) Business scale and clients (traction): - Number of clients: Serving more than 500 individual customers (B2C) for home renovations and 100 corporate clients (B2B) for building maintenance. - Partner database: Has a network of 8 certified and curated handymen and contractors ready to be deployed. These are our contractual employees. - Repeat order rate: Has a repeat purchase rate of 75%, indicating high customer satisfaction. 2) Revenue model: - Commission fee: Takes a commission of 10–20% of each project contract value completed through the platform. - Subscription/listing fee: Charges a subscription fee to premium contractor partners for priority orders. - Material supply markup: Earns profit margins from supplying building materials ordered by customers through the platform in collaboration with building stores and distributors. 3) Promoter experience (founder and management): - Industry expertise: The founder has 15 years of experience in construction, technology, and project management. - Vision: To build a transparent construction ecosystem through digitalization. 4) Business relationships (strategic partnerships): - Supply: Works with local building material distributors to ensure competitive raw material prices. - Financial: Partners with payment gateway providers for secure transactions and fintech companies for renovation installment plans. - Community: Connects with local construction worker associations and architect communities. 5) Competitive advantages (unique selling points): - Escrow system: Customer funds are held securely, and workers are paid only after work meets standards. - Digital monitoring: Customers can access real-time project progress reports through the app or website. - Price standardization: Prevents arbitrary pricing practices common in traditional markets. 6) Registrations: - Registered as a sole proprietorship with an NIB license.

Located in Brownfield, this newly established auto repair and service business specializes in comprehensive automotive and tire repair services, catering to local customers' needs. - The business employs a skilled team of 4 professionals, boasting a combined experience of 30 years in the auto repair industry. - Strong partnerships with reputable distributors such as Goodyear and Titan allow for high-quality tire sales and a reliable inventory for customer needs. - The primary revenue streams include commercial automotive repairs and sales of various tire brands, positioning the business as a trusted provider in the market. - Currently servicing approximately 5-10 customers daily, the business builds strong relationships with its clientele through personalized service and expertise. - The auto repair services cover a wide range of needs, including diagnostics, maintenance, and tire fitting, making it a one-stop-shop for vehicle care. - The business aims to expand its customer base and enhance service offerings, focusing on quality repairs and customer satisfaction to drive profitability.

Located in Dhaka, this business specializes in the import of premium products from China, including trendy gadgets, fashion items, and more. - The model operates on a Business-to-Consumer (B2C) basis, processing an average of 4-5 daily orders and over 100 monthly orders through social media platforms like WhatsApp, Facebook, and Instagram. - No inventory is maintained; products are imported only after orders are placed by customers, minimizing overhead costs and increasing efficiency. - The business benefits from strong EBITDA margins due to low operational costs, as it does not incur expenses for rent or large inventories, and employs minimal staff. - Strong online presence through customer engagement in 80 active group members on WhatsApp and Facebook enables effective communication and order processing. - Fast delivery services across Bangladesh ensure customer satisfaction and promote repeat business. - The business is officially registered in Bangladesh, ensuring compliance with all import regulations and supporting seamless import activities.

Operates as a one-stop marine services and logistics company offering end-to-end solutions for recreational and commercial marine needs. - Provides captain services, fishing charters, boat tours, and boat rental services to individual customers and organized groups. - Acts as a centralized platform coordinating vessels, crew, scheduling, and marine service logistics for clients. - Has served over 50 clients to date, with multiple repeat bookings and active service contracts in place. - Caters to tourists, boat owners, charter clients, and marine activity seekers looking for professionally managed marine experiences. - Positioned for expansion with plans to scale service coverage, fleet partnerships, and customer volume. - Holds a valid certificate of incorporation, ensuring compliant and structured business operations.

Located in Kavieng, this business specializes in locally handmade crafts, showcasing the talents of predominantly local women artisans. - The business provides services for special events, including decorations and curated gifts tailored to client needs. - Primary customer base consists of corporate clients seeking decorations for various events, ensuring a steady stream of projects. - Local small and medium-sized enterprises (SMEs) are also regular customers, purchasing handmade crafts for their own use or gifting purposes. - The gallery processes approximately 5 to 10 walk-ins per day and about 1 big order from corporate clients a month, highlighting its consistent demand in the community. - Products offered range from decorative items for events to one-of-a-kind handmade gifts, catering to diverse aesthetic and functional needs.

The business specializing in ornamental plants and home decor solutions, catering to both indoor and outdoor spaces. - Offers an extensive selection of over 50 varieties of ornamental plants, ensuring a diverse range for gardening enthusiasts and decorators alike. - Customers can explore unique interior and exterior decor ideas, making it a one-stop shop for enhancing residential and commercial spaces. - The business primarily serves online clients through social media platforms and an engaging online presence, allowing for a wider reach and accessibility. - It also caters to walk-in customers, averaging between 5 to 10 visitors per day, providing personalized service and an opportunity to experience the products firsthand. - The revenue model includes both wholesale and retail sales, allowing the business to generate income from bulk transactions as well as individual purchases. - Online orders significantly outpace in-store transactions, indicating a strong digital marketing strategy and a loyal customer base seeking convenient shopping experiences. - Operates with a valid registration certificate.

Early-stage EdTech startup developing an online examination and evaluation platform. - The platform will support descriptive, MCQ, and numerical assessments for schools and students. - Designed to simplify paper evaluation, result generation, and academic performance tracking. - Business model combines licensing fees from schools and subscription plans for students. - Target customers will include schools, coaching institutes, and individual learners. - Incorporated as a Private Limited Company with MSME registration in place. - Team of 5 employees handling technology development, operations, and sales. - We have not fully developed the product yet and therefore have not started generating revenue.

The business is a newly established fuel transportation business located in Port Moresby, focusing on secure and efficient fuel distribution solutions. - Offers fuel delivery services, specifically designed for corporate clients, ensuring timely transport to remote areas. - We also plan to provide armed security tactical escorts for fuel supply enhancing safety in high-risk zones. - Currently has one client, Vodafone PNG, and is seeking investments to expand its customer base and service offerings. - Aims to build strong partnerships with businesses in need of B2B logistics solutions, focusing on reliability and customer satisfaction for sustainable growth. - We have hired 5 employees, keeping expansion in mind. We will acquire more clients soon who will require additional manpower. - Business has a registration certificate.

Operates as a technology services company providing end-to-end tech solutions, application development, and digital marketing services. - Core offerings include Android and iOS mobile app development, custom software solutions, and digital marketing support for businesses. - Handles an average of 2–3 client projects per month across development and marketing engagements. - Operates with a lean, remote-first team structure, enabling high profit margins and low fixed operating costs. - Serves startups and SMEs seeking cost-effective, scalable technology and digital growth solutions. - Structured to support flexible project-based engagements with scope to expand into recurring service contracts.