Businesses Seeking Loan

The company is a leading Vietnamese manufacturer specializing in high-durability indoor and outdoor wood and marble stone products for global markets. Client base & market presence: - The business serves hospitality brands, real estate developers, furniture brands, and public-sector projects. - Client profile is focused on long-term supply relationships and standardized rollouts rather than one-off projects. - The company maintains active relationships with multi-location chains and repeat B2B clients and has successfully delivered projects across hospitality, residential, commercial, and public infrastructure sectors. - 9 major clients include TJX, Costco, Walmart, Home Depot, Starbucks, Disney, RH, Arhaus, and Transformer Table. - The company is currently working with TJX, one of the world’s largest global retailers with over 4,000 stores (including T. J. Maxx, HomeGoods, Marshalls, and Winners), to supply materials for their bathroom product lines. Production capacity & scalability: - Production capacity is project-driven and not fixed. - The company is currently operating at an annual revenue level of USD 100–200 million, with the ability to scale production capacity up to USD 10 billion per year based on demand and project execution. Markets & distribution channels: - The company currently serves the USA, EU, and Middle East markets. - Sales channels include direct exports, global distributors to showrooms located in the USA and Dubai. Revenue model: - Revenue is generated through B2B sales of advanced materials, modular systems, and finished products. - The business operates on a project-based revenue model that combines materials, systems, and manufacturing. - Additional revenue streams include repeat and contract-based sales from chains, developers, and OEM partners, as well as OEM and contract manufacturing for global brands. - There is significant upside from standardization and scale as clients adopt the company’s materials as default specifications. Promoter / founder experience: - The founder brings over 15 years of experience spanning furniture manufacturing and exports, construction materials and interior systems, and hospitality and contract furniture projects. - The promoter has direct experience supplying international markets, including the U. S. and other global clients, and possesses a deep understanding of quality control, cost engineering, and scalable production. Business relationships: - The company has established a strong manufacturing and supplier network in Vietnam and maintains working relationships with hospitality operators and chains, developers and contractors, and furniture brands and OEM partners. - Well-versed in international standards, client expectations, and project execution workflows. Competitive positioning: - The business focuses on advanced materials that replace traditional wood-based and conventional materials. - Has strong capabilities in modularization and system-based solutions, rather than standalone product sales, positioning the company for scale, repeatability, and long-term lifecycle cost advantages. Recognition, compliance & market validation: - The company has been selected as a preferred or repeat supplier by multiple clients and is currently engaged in ongoing discussions and pilot projects for multi-project and multi-location adoption. - Client feedback has been positive with respect to durability, safety, and operational performance. - The company is well positioned to meet increasingly stringent safety, fire, and sustainability requirements and operates in compliance with ASTM, EN, BIFMA, and FSC-certified production standards. Pipeline strength: - We have secured pre-orders of $10 million per color for our next-generation material across a total of 50 finishes, including 30 wood tones and 20 marble/stone variants for delivery over the next three years. This represents a total committed pipeline of $500 million, validating strong B2B demand across interior design, furniture, and architectural sectors.

The company is a leading Vietnamese manufacturer specializing in high-durability indoor and outdoor wood and marble stone products for global markets. Client base & market presence: - The business serves hospitality brands, real estate developers, furniture brands, and public-sector projects. - Client profile is focused on long-term supply relationships and standardized rollouts rather than one-off projects. - The company maintains active relationships with multi-location chains and repeat B2B clients and has successfully delivered projects across hospitality, residential, commercial, and public infrastructure sectors. - 9 major clients include TJX, Costco, Walmart, Home Depot, Starbucks, Disney, RH, Arhaus, and Transformer Table. - The company is currently working with TJX, one of the world’s largest global retailers with over 4,000 stores (including T. J. Maxx, HomeGoods, Marshalls, and Winners), to supply materials for their bathroom product lines. Production capacity & scalability: - Production capacity is project-driven and not fixed. - The company is currently operating at an annual revenue level of USD 100–200 million, with the ability to scale production capacity up to USD 10 billion per year based on demand and project execution. Markets & distribution channels: - The company currently serves the USA, EU, and Middle East markets. - Sales channels include direct exports, global distributors to showrooms located in the USA and Dubai. Revenue model: - Revenue is generated through B2B sales of advanced materials, modular systems, and finished products. - The business operates on a project-based revenue model that combines materials, systems, and manufacturing. - Additional revenue streams include repeat and contract-based sales from chains, developers, and OEM partners, as well as OEM and contract manufacturing for global brands. - There is significant upside from standardization and scale as clients adopt the company’s materials as default specifications. Promoter / founder experience: - The founder brings over 15 years of experience spanning furniture manufacturing and exports, construction materials and interior systems, and hospitality and contract furniture projects. - The promoter has direct experience supplying international markets, including the U. S. and other global clients, and possesses a deep understanding of quality control, cost engineering, and scalable production. Business relationships: - The company has established a strong manufacturing and supplier network in Vietnam and maintains working relationships with hospitality operators and chains, developers and contractors, and furniture brands and OEM partners. - Well-versed in international standards, client expectations, and project execution workflows. Competitive positioning: - The business focuses on advanced materials that replace traditional wood-based and conventional materials. - Has strong capabilities in modularization and system-based solutions, rather than standalone product sales, positioning the company for scale, repeatability, and long-term lifecycle cost advantages. Recognition, compliance & market validation: - The company has been selected as a preferred or repeat supplier by multiple clients and is currently engaged in ongoing discussions and pilot projects for multi-project and multi-location adoption. - Client feedback has been positive with respect to durability, safety, and operational performance. - The company is well positioned to meet increasingly stringent safety, fire, and sustainability requirements and operates in compliance with ASTM, EN, BIFMA, and FSC-certified production standards. Pipeline strength: - We have secured pre-orders of $10 million per color for our next-generation material across a total of 50 finishes, including 30 wood tones and 20 marble/stone variants for delivery over the next three years. This represents a total committed pipeline of $500 million, validating strong B2B demand across interior design, furniture, and architectural sectors.

Located in Port of Spain, the newly established business specializes in entertainment production, focusing primarily on podcast creation and distribution. - It is run by a seasoned journalist and podcast producer with extensive experience in the industry, ensuring high-quality content tailored to listeners. - The main offerings include producing engaging podcasts that cater to news agencies and other media outlets, highlighting current events and social issues. - Podcasts will be made available on various platforms, allowing for broad distribution and accessibility to audiences. - Revenue is generated through sales to news agencies that purchase podcast content for their own broadcasting needs. - Operates with a valid registration certificate.

The school was located in Bhopal Pura and catered to students from nursery to metric (high school) level. - It was affiliated with the Madhya Pradesh board of education, ensuring standardized curriculum and certification. - The school had a total strength of around 500 students, indicating a strong community presence. - Prior to its closure in 2018, the school generated a yearly turnover of approximately INR 20 lakhs. - It operated as a mixed medium institution, offering instruction in both English and Hindi to accommodate diverse student needs. - The school provided a practical and performance-based educational environment, receiving an average grading of 'B' based on student performance. - Business had an education board license. - Physical assets include immovable asset which is part of the operations and expansion plans.

Trusted coaching center located in Dehradun, specializing in UPSC and State PCS exam preparation. - The institute offers primarily offline classroom-based programs, focusing on General Studies (GS) foundation courses, optional subject coaching, test series, and interview guidance. - With a current enrollment of around 45 civil services aspirants, aims to expand its offerings by transitioning to online coaching in the future. - The business operates on a fee-based revenue model, driven by its various courses and mentorship programs, ensuring sustained profitability. - The promoter boasts over 20 years of experience in civil services education, enhancing the institute’s credibility and expertise in mentoring students. - Strong relationships with students, faculty, and academic partners have resulted in high brand recall and consistent performance in competitive exams. - Known for its ethical practices and student-centric approach, the business has established trust and recognition within the civil services coaching ecosystem. - Operates with a valid GST certificate.

The company provides maintenance and interior renovation services where users can book through the app or website. - We started operations this year, so we don't have the previous year's revenue to report. 1) Business scale and clients (traction): - Number of clients: Serving more than 500 individual customers (B2C) for home renovations and 100 corporate clients (B2B) for building maintenance. - Partner database: Has a network of 8 certified and curated handymen and contractors ready to be deployed. These are our contractual employees. - Repeat order rate: Has a repeat purchase rate of 75%, indicating high customer satisfaction. 2) Revenue model: - Commission fee: Takes a commission of 10–20% of each project contract value completed through the platform. - Subscription/listing fee: Charges a subscription fee to premium contractor partners for priority orders. - Material supply markup: Earns profit margins from supplying building materials ordered by customers through the platform in collaboration with building stores and distributors. 3) Promoter experience (founder and management): - Industry expertise: The founder has 15 years of experience in construction, technology, and project management. - Vision: To build a transparent construction ecosystem through digitalization. 4) Business relationships (strategic partnerships): - Supply: Works with local building material distributors to ensure competitive raw material prices. - Financial: Partners with payment gateway providers for secure transactions and fintech companies for renovation installment plans. - Community: Connects with local construction worker associations and architect communities. 5) Competitive advantages (unique selling points): - Escrow system: Customer funds are held securely, and workers are paid only after work meets standards. - Digital monitoring: Customers can access real-time project progress reports through the app or website. - Price standardization: Prevents arbitrary pricing practices common in traditional markets. 6) Registrations: - Registered as a sole proprietorship with an NIB license.

Located in Brownfield, this newly established auto repair and service business specializes in comprehensive automotive and tire repair services, catering to local customers' needs. - The business employs a skilled team of 4 professionals, boasting a combined experience of 30 years in the auto repair industry. - Strong partnerships with reputable distributors such as Goodyear and Titan allow for high-quality tire sales and a reliable inventory for customer needs. - The primary revenue streams include commercial automotive repairs and sales of various tire brands, positioning the business as a trusted provider in the market. - Currently servicing approximately 5-10 customers daily, the business builds strong relationships with its clientele through personalized service and expertise. - The auto repair services cover a wide range of needs, including diagnostics, maintenance, and tire fitting, making it a one-stop-shop for vehicle care. - The business aims to expand its customer base and enhance service offerings, focusing on quality repairs and customer satisfaction to drive profitability.

Planned high-end holiday chalet project located in the Julian Alps, Slovenia. - It will be positioned as a luxury ski and wellness chalet targeting premium leisure travelers. - Property planned in the historical center of Bovec, a well-known alpine tourism destination. - Project supported by a completed market analysis outlining demand and revenue potential. - Development includes a 120 sqm net chalet with 3 bedrooms and 4 bathrooms. - Additional 36 sqm garage space integrated into the design. - Land plot is fully owned by the promoter and free from any liabilities. - Building permit already obtained, reducing execution and approval risk. - Project currently pre-operational, with construction yet to commence. - Investment structured as a business loan released in tranches linked to construction milestones. - Investor receives interest payments until full loan repayment. - Additional non-cash return includes one week of free chalet usage per year for a defined period.

Located in Dhaka, this business specializes in the import of premium products from China, including trendy gadgets, fashion items, and more. - The model operates on a Business-to-Consumer (B2C) basis, processing an average of 4-5 daily orders and over 100 monthly orders through social media platforms like WhatsApp, Facebook, and Instagram. - No inventory is maintained; products are imported only after orders are placed by customers, minimizing overhead costs and increasing efficiency. - The business benefits from strong EBITDA margins due to low operational costs, as it does not incur expenses for rent or large inventories, and employs minimal staff. - Strong online presence through customer engagement in 80 active group members on WhatsApp and Facebook enables effective communication and order processing. - Fast delivery services across Bangladesh ensure customer satisfaction and promote repeat business. - The business is officially registered in Bangladesh, ensuring compliance with all import regulations and supporting seamless import activities.

Operates as a one-stop marine services and logistics company offering end-to-end solutions for recreational and commercial marine needs. - Provides captain services, fishing charters, boat tours, and boat rental services to individual customers and organized groups. - Acts as a centralized platform coordinating vessels, crew, scheduling, and marine service logistics for clients. - Has served over 50 clients to date, with multiple repeat bookings and active service contracts in place. - Caters to tourists, boat owners, charter clients, and marine activity seekers looking for professionally managed marine experiences. - Positioned for expansion with plans to scale service coverage, fleet partnerships, and customer volume. - Holds a valid certificate of incorporation, ensuring compliant and structured business operations.

Operates as a pre-revenue oil and gas venture focused on acquiring existing onshore producing assets. - Intended products are unrefined crude oil (measured in barrels) and pipeline-quality natural gas (measured in MCF/MMBtu) produced from currently operating wells. - Crude oil output would be sold to nearby refineries, storage terminals, or licensed crude oil traders under standard spot or offtake contracts. - Natural gas production would be sold into existing gas gathering systems or local utility pipelines at prevailing regional benchmark prices. - The business strategy targets mature, low-decline producing wells with established production history, existing infrastructure, and active offtake arrangements. - Currently does not own producing assets and has not commenced production, as acquisitions are dependent on securing investment capital.