Businesses Seeking Loan

Coal mining business that began operations two years ago and was formally incorporated this year. - Specializes in mining and selling 12-inch thick subbituminous coal, suitable for power generation, cement manufacturing, and industrial boilers. - Currently supplies one major client- a food manufacturing company with consistent monthly deliveries. - Monthly mining capacity stands at 5,000 to 10,000 tons, with potential to scale production 3–5x with additional funding. - Holds all necessary regulatory approvals, including SEC certificate and mining permits.

The business is a turkey farm supplying 200–300 turkeys monthly to a supermarket chain and retail customers. - Planning to acquire a slaughterhouse in Kuala Lumpur, Malaysia, to process turkeys in compliance with Halal certification and export standards. - Target facility has a capacity of 3,000 chickens per day but is currently non-operational due to insolvency. - Acquisition budget is MYR 1.4 million, with plans to finance up to 80% of the purchase, potentially through a zero-cash deal given the seller's debt situation. - Intend to retain the existing workforce and integrate the facility into current farm operations. - The strategic goal is to establish an in-house slaughtering capability for turkeys to meet export demand and scale production efficiently. - Business is registered with an SSM certificate and does not need any approvals to operate.

The business is located in Alotau and operates primarily in the used car dealership industry, specializing in importing and selling pre-owned vehicles locally. - Under the current operations, the business successfully sells approximately 5-6 used cars each month to the local market in Alotau, ensuring a steady cash flow. - Diversifying into agriculture, the business has initiated a cocoa plantation on 2 hectares of land with 1,000 cocoa trees already planted, which are expected to start yielding harvests from next year. - Targets international markets, including India, Australia, and New Zealand, leveraging these regions' high demand for cocoa products. - The company currently is in the process of setting up a fermentery and plans to expand further by constructing a warehouse to enhance its cocoa product storage and management capabilities. - With the new cocoa initiative, the business is optimistic to achieve an annual revenue of approximately 5.8 million, estimating a robust 20% EBITDA margin, demonstrating significant growth potential. - Seeking investment to facilitate this expansion into cocoa cultivation, this venture illustrates innovative cross-industry growth from car sales to agricultural wholesale, enhancing its revenue streams and market presence. - Business has an operating license for both dealership and cultivation. - Business generates high EBITDA from car sales but the loan will be used solely for cocoa cultivation. - Both verticals of the business will be operated under the same legal entity.

Small scale consumer electronics retail business with a focusing on household appliances. - Their top-selling products are single door refrigerators, popular amongst local consumers for their space efficiency and affordability. - The primary customer base is the local population in the town of Sabang and its surrounding areas, suggesting a strong community presence and localized market focus. - Revenue is generated from direct sales of their electronic products, leveraging a modest inventory to meet local demand efficiently. - With a dedicated team of 6 employees, the business emphasizes customer service and local engagement to drive sales and maintain customer satisfaction. - Business has a GST Certificate.

The company is a newly incorporated pre-revenue agro-processing company focused on ginger and multi-commodity value addition in Mizoram. With a planned capacity of 1 MT/hour for ginger processing and integrated cold storage, the company aims to serve the growing domestic and export demand for quality agri-products. - Revenue model: * Direct sale of processed ginger (fresh, dried, powdered). * Contract processing for farmers and aggregators. * Cold storage rental income. - Target clients: * Spice exporters, FMCG companies, and herbal product manufacturers. * Local ginger farmers and agri-cooperatives. - Projected processing capacity: * 1 MT/hour ginger line. * 200 kg/hour grading unit. * 1,000 MT cold storage planned. - Promoter experience: * Led by professionals with a strong grounding in agri-business, project planning, and food processing. * Supported by expert advisors and SIDBI-backed consultants. - Business relationships: * Initial discussions with the SIDBI Mizoram branch (visited in January and had a meeting the following month). * Technical support and DPR prepared by experts. - Future expansion plans: * Add multi-commodity processing lines (turmeric, turmeric oil, garlic). * Develop backwards linkages with local farmers. - Certifications targeted upon completion of the project: FSSAI license, and ISO 22000:2018 compliance. - The company is registered in Aizawl, and the proposed unit will be built in Lengpui.

Business began operations last year and currently have limited revenue to report. Currently, we operate from a small laboratory with a production capacity of 100 tons annually. - Our highly active humus fertilizer received the Gold Award for Innovative Solution in the Circular Economy. - We are also pioneers in sustainable agriculture with our natural humus concentrate that revitalizes degraded soils, reduces the need for chemical inputs, and boosts crop yields. Additionally, it helps sequester carbon, contributing to climate-resilient farming practices. - A key unique selling point of our manure is its ability to increase plant density, allowing growers to cultivate up to 30% more plants within the same square meter. - Our raw material is poultry manure, which we source at no cost—in fact, suppliers pay us to take it off their hands. - We are registered as a private limited company and have a coveted EU patent.