Businesses Seeking Loan

Company specializing in manufacturing organic beauty products. - We produce products under our own brand name. - We primarily focus on hair care products. - Trademark registration is under process. - We cater to B2B clients and have 10 such clients at the moment. - Have the capacity to produce 1,000 bottles of hair products per day. - Company has a sole owner and does not have any liabilities.

We have setup a poultry farm on a 2 acre land with 30,000 hens in Andhra Pradesh since 2016. - Our eggs and chickens are sold to wholesalers who distribute it in Assam and Manipur. - Promoters have 7 yrs of experience in poultry field and have good network of customers in North Eastern states. - Looking to renovate our farm and purchase poultry feed for the next 6 months.

We have setup a poultry farm on a 2 acre land with 30,000 hens in Andhra Pradesh since 2016. - Our eggs and chickens are sold to wholesalers who distribute it in Assam and Manipur. - Promoters have 7 yrs of experience in poultry field and have good network of customers in North Eastern states. - Looking to renovate our farm and purchase poultry feed for the next 6 months.

A business operating a school, based in Thane, Maharashtra. - This is a CBSE school for KG to grade 5. Expect to have 30 new students for the new year. - We have 50 students enrolled with us. - Currently have 10 teachers at the school. - Average fee per student is Rs. 15,000 per year. - We are looking to further develop the school in order to accommodate more students. - Once construction is completed, we will be able to accommodate 1,000 students. We expect to finish construction by next year. - We will be introducing classes from 6th-12th once building is renovated. - We will also be developing facilities such as playground and swimming pool. - The educational trust that operates this school also runs a computer training institute. Investment will be only for the school and not for the computer training institute. - Operations began late last year, hence we did not generate much revenue for the previous year.

We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.

We are retailers of computers, mobile and its accessories. - Listed on Amazon and Flipkart for online sales. - We also have tie up with 10 corporate clients. - We buy products directly from the company. Currently buying from 10 companies. - Founder has 20 years of experience.

Largest importer and wholesaler of apples in South India. - The company sources its apples directly from 20 to 30 farmers in Europe such as Poland, Italy, and Africa. - Importing an average of 4 to 5 containers weekly, with each container valued at INR 25 lakhs. - The company supplies its imported apples to 25 to 30 wholesalers across five states, including Kerala, Karnataka, Tamil Nadu, and Telangana, with a weekly frequency of supplies. - There is a significant growth in annual turnovers as the business has transitioned from solely focusing on local supplies to now importing 15 to 20 containers per month, showcasing substantial growth and diversification in its business model. - Selling price of each container is ~INR 35 lakhs. - The company possesses essential licenses, including Import Export Code (IEC) and Food Safety and Standards Authority of India (FSSAI) license.

The business operates in the HVAC equipment industry and is located in Zirakpur, with an office in Mohali as well. - The company has a small team of 7 employees and is primarily involved in the manufacturing of panel air conditioners. - The products and services offered by the company include panel air conditioners and air conditioning panel manufacturing. - The company reported a turnover of approximately INR 85 lakh in the previous year. - The business has a notable client portfolio, including companies such as Godrej, Reliance, and Mahindra and Mahindra. - The manufacturing capacity of the company is approximately 2 to 3 air conditioners per day, with the potential to increase production to 7-8 units if operating 24 hours a day. - The company holds all the necessary certifications required to operate within the industry.

Organic farming business located in Ahmednagar. - Currently growing sugarcane, grains, and seasonal crops. - The business plans to specialize in growing organic grains, fruits, vegetables and further disinfection by irradiation for better quality and hygiene. - One of the business wing has a valid GST certificate.

Established in Kolkata, the business specializes in developing and leasing dark stores and warehouses. - Currently, the firm boasts over 12 strategically located stores across Kolkata, catering primarily to quick commerce and automobile showrooms. - Revenue model involves leasing land, constructing shops, and renting properties, generating stable monthly rental income. - Offers ideal infrastructure for quick commerce companies seeking fast delivery capabilities and warehouse efficiency. - Holds a valid GST registration, ensuring compliance with Indian tax regulations.