Businesses Seeking Loan

Dynamic F&B operator in Riyadh, specializing in scalable restaurant and catering concepts. - Flagship brand delivers authentic Greek and international home-style cuisine. - Strong daily customer base with 20–90 walk-ins; Greek cuisine is the best-selling segment loved by local clientele. - Menu includes à la carte dishes and buffets, curated by a chef with 2+ years of international cuisine experience. - Team of 11 employees including skilled kitchen and service staff.

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

• Home renovation and interior design services business catering primarily to individual homeowners. • Executes ~2 projects per month with consistent demand. • Current pipeline includes 2 ongoing projects. • Strong vendor connections ensuring smooth sourcing and execution. • Promoter brings 18+ years of experience in home renovation and interiors. • Registered with GST.

Established clothing retailer offering women’s, men’s, and children’s wear along with a wide range of accessories. - Product mix includes casual wear, formal wear, party wear, school uniforms, and swimwear. - Started over 30 years ago as a garment factory, transitioned into retail operations later on. - Expanded 10 years ago by merging four shop units into one large outlet, significantly growing customer reach. - Preparing to move into a bigger building with a modern, futuristic interior to match brand identity. - Mission is to provide stylish, high-quality, and affordable clothing with excellent service in a welcoming environment. - Strong supplier network with established vendors offering goods on credit. - Founder brings deep industry knowledge, fashion sense, and experience in trend-spotting and product selection. - The business operates with a valid operations license.

Well-established supermarket located in a prime city area with strong footfall. - Attracts at least 300 walk-in customers daily, ensuring steady revenue. - Offers a wide range of grocery, household, and daily-use products. - Strategically positioned to serve nearby residential and commercial neighbourhoods. - Operates with a valid GST certificate.

Business type: Small software development and business consultancy firm based in Seoni, providing web development and business consulting services. - Core services: Website design and development for e-commerce stores and company websites, plus business strategy and consultancy for digital transformation. - Website development helps us to generate maximum revenue in our business. - Product offerings: Custom e-commerce websites, corporate websites, responsive web design, CMS integration, and basic SEO-friendly development. - Target customers: Small and medium-sized businesses, local companies and entrepreneurs needing e-commerce platforms and business process consulting. - Customer base: Actively serves 10–15 recurring clients, focused on local and regional markets. - Team and capacity: Operates with 8 employees covering development, design, and consulting functions; scalable for small to medium projects. - Revenue model: Project-based fees for website builds, recurring maintenance/hosting contracts, and hourly or retainer consulting fees. - Competitive advantage: Promoter with 7–8 years industry experience offering combined technical development and practical business consultancy. - The last year's annual revenue is missing because we were not operational last year due to the promoter's health issues.

Unisex beauty salon and spa located in Kingston offering hair styling, haircuts, facials, manicure, pedicure, spa services and corrective skincare services. - Small team of 3 employees providing personalized grooming, skincare and luxury spa treatments. - Target customers: Local residents seeking salon services, walk-in clients, membership holders and beauty-conscious consumers in Kingston. - Current foot traffic: Average of 5 daily walk-ins, growth driven by expanded storefront and added services. - Revenue streams: Pay-per-service salon revenue (haircuts, facials, spa treatments), corrective skincare packages, and recurring income from Alpha membership subscriptions. - Loan purpose: Purchase additional salon & spa equipment and fund marketing to increase bookings, improve service capacity and scale client acquisition. - Competitive edge: Monthly spa specials, membership perks and emphasis on convenience and luxury grooming to differentiate from other salons. - Operational snapshot: Low overhead with 3 staff members, scalable service mix (add therapists or stylists as demand rises) and opportunity to boost revenue with targeted local advertising and promotions.