Businesses Seeking Loan

Clients & demand: Over 40 homes already built and sold in our Priežavoti village, with strong demand for compact houses priced at apartment level. Current land capacity allows development of 250+ additional homes. Revenue model: Dual model — (1) sales to end-users with bank financing, ensuring capital return within ~6 months; (2) build-to-rent portfolio, generating 7–10% annual rental yields plus 4–5% yearly capital appreciation. For investors providing loans, we ensure secured returns of up to 15%. Promoter experience: Third-generation family tradition in housebuilding. Founder has 10+ years of hands-on real estate development experience, managing projects from design to delivery. Business relationships: Strong partnerships with local banks (Swedbank, Luminor, West Kredit), ALTUM state support program, and established construction suppliers. Awards & Recognition: Recognized locally as one of the largest private village developments near Riga, with growing attention from Baltic and international investors.

We are a growing online consumer electronics retailer seeking funding to acquire a long-established and consistently profitable electronics store in the West of Ireland, with annual sales exceeding €2 million. - This acquisition is not the launch of a new venture but an expansion of our existing business operations. The store is currently on lease, and we intend to continue and operate the business under our company name, while taking over and continuing under a lease agreement. - This strategic expansion will enable us to operate as a hybrid retailer, combining our efficient online platform with a physical presence. - The store is a member of Europe’s largest buying group, which will grant us access to a broader product catalog, improved pricing through enhanced purchasing power, eligibility for supplier rebates, and inclusion in national marketing campaigns. - We currently generate the majority of our sales through our own website, while selling under other brands. - Our average order value ranges from €500 to €1,000, with 20–40 orders per month. - Sales have seen significant growth this year due to an increase in orders resulting from an expanded distributor network and adoption of new marketing strategies. - We operate with a direct-to-distributor model with minimal to no inventory exposure. - There are 2 permanent employees who efficiently manage business operations, as our streamlined online business model requires minimal manual labor. - Current average monthly online sales are €20,000 with an EBITDA margin of 5–10%. Post-acquisition, we project this margin to grow to 15% through operational synergies and improved supplier terms. - This acquisition is intended to significantly enhance our competitiveness, scalability, and consumer trust by broadening our product range, strengthening our business through a physical retail presence, and enabling participation in nationwide promotions.

Business located in Chitradurga, focusing on health care, home care, FMCG (Fast-Moving Consumer Goods), and bio-agriculture products. - The business commenced operations in January of this year and has successfully generated INR 2.29 crore in revenue over its first 11 months. - Manages branding and formulation of products in-house but relies on third-party manufacturers and warehouse services, eliminating inventory holding costs. - Currently, the business is not yet profitable but has plans to achieve breakeven within the next 1-2 years through strategic growth. - The sales network includes over 2,000 distributors spread across Karnataka, with a commitment to daily supply frequency to ensure product availability. - Future expansion plans include establishing its own franchisees and extending operations into more than 9 additional states in India. - Registered with the Ministry of Corporate Affairs (MCA) and has received recognition from Startup India. The company also holds FSSAI licenses and has applied for GMP (Good Manufacturing Practice) and IEC (Import Export Code) certifications.