Businesses Seeking Loan

The business is a dynamic vehicle-centric company specializing in sales, import & export, maintenance, and accessories, strategically located in Nassau. - Currently a mobile business but poised for expansion with a vision to acquire a 1-acre property—a vital next step already receiving approval. - Offering a diverse range of automotive services, the business deals in quality repair parts, vehicle repairs, and direct vehicle sales catering to a varied demographic, ensuring broad appeal. - Holding a robust clientele base of over 250 customers, the business has built a sound reputation for reliability and trust in the local vehicle sales and maintenance market. - The majority of sales come from vehicle repair services, serving around 10-25 customers per week. - With a current annual income of BSD 30,000, the business has the potential to more than double this figure, with projections indicating a potential annual income of BSD 72,000 upon expansion. - The enterprise is actively seeking investment to capitalize on increasing market demand and enhance operational capabilities in vehicle maintenance and accessory sales.

Established 4 years ago, this aesthetic beauty training provider is strategically located within a popular college in Petaling Jaya, leveraging the college's facilities for enhanced educational outreach. - With recognition as an Accredited Training Provider by the UK Beauty Industry Approval, the school ensures compliance with international beauty education standards, enhancing its credibility in the market. - Awarded the "Best TVET Training Provider for Aesthetic Treatment" three years ago, the institution has a proven track record of excellence in vocational and educational training. - The beauty school boasts over 60 successful graduates and offers specialized aesthetic courses, with an active student base currently at 18, ensuring focused, hands-on training. - Strong collaborations with prominent partners such as Amber Chia Academy and being part of the British Beauty Group enhances networking opportunities and elevates brand visibility. - Operating from a small training room accommodating 8-10 students, they are seeking investment to expand both machinery and staffing resources, and to enhance their revenue-generating capabilities. - The latest annual revenue was RM 120,360.30, with an average course duration ranging from 1 to 3 months, and course fees varying between MYR 3,000 to 6,800, indicating growth potential with increased capacity and resources. - Currently under the process of finalization of accreditation with the Ministry of Education in Malaysia.

Established photo studio located in Batticaloa, offering a wide range of photography services including outdoor and indoor photo shoots, and essential document photography like passports and driver's licenses. - The business sustains a strong client base with 25 permanent and repeat individual customers, highlighting client satisfaction and service quality. - Daily footfall stands at an impressive 75-80 customers, demonstrating the studio’s strong local presence and high demand for its services. - The studio generates considerable daily revenue, ranging from LKR 30,000 to 40,000, attesting to its profitability and stable cash flow. - Holds a valid studio license, ensuring compliance with industry regulations and adding credibility to the business operations.

Established photo studio located in Batticaloa, offering a wide range of photography services including outdoor and indoor photo shoots, and essential document photography like passports and driver's licenses. - The business sustains a strong client base with 25 permanent and repeat individual customers, highlighting client satisfaction and service quality. - Daily footfall stands at an impressive 75-80 customers, demonstrating the studio’s strong local presence and high demand for its services. - The studio generates considerable daily revenue, ranging from LKR 30,000 to 40,000, attesting to its profitability and stable cash flow. - Holds a valid studio license, ensuring compliance with industry regulations and adding credibility to the business operations.

Korean restaurant Located in Nakano City. - With a strong local presence, the restaurant enjoys a 40% repeat customer rate, reflecting high satisfaction and brand loyalty. - The business operates on a diversified revenue model, generating 60% from dine-in patrons and 30% from delivery services, effectively broadening its reach. - The business maintains direct procurement relationships with Korean ingredient suppliers, ensuring authenticity and quality of its offerings, a unique selling proposition in the Korean cuisine market. - Currently listed on online food delivery platforms, the restaurant efficiently manages an order volume of 40 per day, indicating strong operational capabilities. - The seating capacity of 40 aligns perfectly with its daily patronage, maximizing space utilization while maintaining an intimate dining atmosphere cherished by customers.

1. Overview & location: Boutique resort strategically located near the world-renowned Radhanagar Beach in Havelock Island, Andaman & Nicobar Islands. The resort caters to both domestic and international tourists seeking comfort, cleanliness, and authentic island hospitality. 2. Accommodation capacity: Total Rooms: 12 well-maintained units, including air-conditioned and non-air-conditioned rooms, designed for couples, families, and solo travellers. In-house restaurant serving Indian, Continental, and fresh seafood delicacies. 3. Revenue model: Room Revenue: Daily room rentals under EP, CP, MAP, and AP plans. F&B sales: From the restaurant serving in-house and walk-in guests. Travel services (optional extension): Partner commissions from ferry bookings, island tours, scuba diving, and bike rentals. Online OTA listings: Active partnerships with platforms like Booking. com, Agoda, Goibibo, and MakeMyTrip ensure a steady flow of bookings. 4. Client base & volume: Serves approximately 4,000–5,000 guests annually, with a seasonal peak between October and March. Repeat clients and high online ratings ensure steady footfall. Diversified clientele from India, Europe, and Southeast Asia. 5. Promoter background: Family-owned and professionally managed by an experienced operator with hands-on expertise in operations, guest relations, and strategic growth. Deep understanding of tourism trends in the Andaman Islands and strong local relationships. 6. Business relationships & network: Tied up with leading OTAs (Online Travel Agencies) and local tour operators. Relationships with scuba diving centres, cab services, and ferry operators enhance guest experience and generate referral income. 7. Recognition & guest reviews: Highly rated on TripAdvisor and Google Reviews for: ✓ Personalized service. ✓ Proximity to the beach. ✓ Delicious local cuisine. ✓ Clean and peaceful ambience. 8. Future potential: Room for expansion on adjacent land or adding premium cottages. Opportunity to host yoga retreats, honeymoon packages, or curated island experiences. Scope for digital marketing and brand collaboration to tap into premium travelers and influencers.

Specialty bakery business offering themed and personalized custom cakes for birthdays, weddings, corporate events, and other celebrations. - Also provides catering-style dessert packages for events, including dessert tables, tastings, and pastry assortments. - Serves a growing customer base of parents, brides and grooms, event planners, and businesses seeking unique, high-quality confections. - Revenue is generated through direct in-store sales, custom event orders, online offerings (with delivery and subscriptions), and additional income from pastry workshops and classes. - The business delivers more than 50 custom cakes a month and has more than 20 walk-ins a day. - Currently experiencing steady monthly growth in customer volume, driven by word-of-mouth, event exposure, and targeted marketing efforts. - Led by a manager with deep expertise in baking and business operations, supported by a passionate team focused on innovation and customer satisfaction. - Maintains strong relationships with premium ingredient suppliers and collaborates with local cafes and grocery stores to expand reach. - Actively participates in industry events and fairs to boost visibility and networking. - Recognized in local baking competitions and consistently praised by customers for quality, creativity, and service.

AI-powered automation platform designed for kitchen cabinet factories to digitize their end-to-end operations. - Offers a fully integrated system that automates quotation, accounting, client management, and production workflows. - Currently serves 30+ SME factory clients with a target to onboard 100+ within 6 months. - Hybrid revenue model: MYR 6,800 upfront setup fee + MYR 450 monthly subscription. A monthly subscription model with online operations helps businesses maintain strong profit margins. - Helps factories save time, reduce manpower costs, and improve deal closure rates. - Founder brings 13+ years of experience in renovation, marble, and kitchen cabinet industries. - Operates with a valid business registration.

Unisex beauty salon and spa located in Kingston offering hair styling, haircuts, facials, manicure, pedicure, spa services and corrective skincare services. - Small team of 3 employees providing personalized grooming, skincare and luxury spa treatments. - Target customers: Local residents seeking salon services, walk-in clients, membership holders and beauty-conscious consumers in Kingston. - Current foot traffic: Average of 5 daily walk-ins, growth driven by expanded storefront and added services. - Revenue streams: Pay-per-service salon revenue (haircuts, facials, spa treatments), corrective skincare packages, and recurring income from Alpha membership subscriptions. - Loan purpose: Purchase additional salon & spa equipment and fund marketing to increase bookings, improve service capacity and scale client acquisition. - Competitive edge: Monthly spa specials, membership perks and emphasis on convenience and luxury grooming to differentiate from other salons. - Operational snapshot: Low overhead with 3 staff members, scalable service mix (add therapists or stylists as demand rises) and opportunity to boost revenue with targeted local advertising and promotions.

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam. • Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app. • Plans to launch a monthly wellness magazine as part of awareness and engagement strategy. • Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings. • Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor. • Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%. • Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year. • Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations. • Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth. • Business registered with the MCA.